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Original filing (PDF)20231009070127NAL0025847729001
CBAI 401(K) MULTIPLE EMPLOYER PLAN OVERSIGHT COMMITTEE
Form 5500
FILING_RECEIVED
CBAI 401(K) MULTIPLE EMPLOYER PLAN ADOPTED BY WESTERN ILLINOIS BANCSHARES, INC.
401(k) retirement plan
Active participants
149
Accounts w/ balance
132
Plan assets (EOY)
$11.9M
Net assets (EOY)
$11.9M
How this plan invests
This plan
17 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
90
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 41 bps in Schedule C fees — modestly above peer band of 29 bps.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CBAI 401(K) MULTIPLE EMPLOYER PLAN OVERSIGHT COMMITTEE.
Plan sponsor
Name
CBAI 401(K) MULTIPLE EMPLOYER PLAN OVERSIGHT COMMITTEE
EIN
46-4093684
Address
901 COMMUNITY DRIVE · SPRINGFIELD, IL · 627035184
Phone
(217) 736-2224
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Name
PENTEGRA SERVICES, INC.
EIN
13-3745616
City
WHITE PLAINS, NY
Phone
(866) 633-4015
Plan characteristics
Plan number
002
Plan year
2022
Plan year begin
2022-01-01
Tax period
2022-12-31
Filed
2023-10-09
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PLANCHECK CPAS LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PENTEGRA SERVICES INC. | 13-3745616 | WHITE PLAINS, NY | RECORDKEEPER NAMED FUDUC | $48K | — |
Investments
17 pooled funds· $6.4M(54% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| STABLE VALUE FD METLIFE GAC SERIES RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | $1.1M | 9.5% |
| TARGET RETIREMENT 2030 NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 195 | Common Collective Trust | $993K | 8.3% |
| S&P MIDCAP INDEX FUND STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 089 | Common Collective Trust | $841K | 7.1% |
| TARGET RETIREMENT 2040 NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 199 | Common Collective Trust | $818K | 6.9% |
| TARGET RETIREMENT 2020 NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 191 | Common Collective Trust | $578K | 4.9% |
| RUSSELL SMALL CAP INDEX NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 096 | Common Collective Trust | $558K | 4.7% |
| S&P 5500 INDEX NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 04-0025081 / PN 097 | Common Collective Trust | $504K | 4.2% |
| TARGET RETIREMENT 2050 NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 203 | Common Collective Trust | $240K | 2.0% |
| US BOND INDEX NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 177 | Common Collective Trust | $158K | 1.3% |
| TARGET RETIREMENT 2045 NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 201 | Common Collective Trust | $128K | 1.1% |
| TARGET RETIREMENT 2055 NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 321 | Common Collective Trust | $120K | 1.0% |
| TARGET RETIREMENT 2060 NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 418 | Common Collective Trust | $119K | 1.0% |
| TARGET RETIREMENT 2035 NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 197 | Common Collective Trust | $83K | 0.7% |
| TARGET RETIREMENT INCOME NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 186 | Common Collective Trust | $55K | 0.5% |
| TARGET RETIREMENT 2025 NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 139 | Common Collective Trust | $49K | 0.4% |
| TARGET RETIREMENT 2065 NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 043 | Common Collective Trust | $25K | 0.2% |
| INTERNATIONAL INDEX NL SF CL A STATE STREET GLOBAL ADVISORS · EIN 90-0337987 / PN 157 | Common Collective Trust | $0 | <0.1% |
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