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Original filing (PDF)20251007131640NAL0007964752001
NAVIENT CORPORATION
Form 5500
FILING_RECEIVED
NAVIENT 401(K) SAVINGS PLAN
401(k) retirement plan
Active participants
1,698
Accounts w/ balance
4,667
Plan assets (EOY)
$694.0M
Net assets (EOY)
$694.0M
How this plan invests
This plan
5 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
94
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
100
Participation health
100
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NAVIENT CORPORATION.
Plan sponsor
Name
NAVIENT CORPORATION
EIN
46-4054283
Address
123 JUSTISON ST · SUITE 300 · WILMINGTON, DE · 19801
Phone
(302) 283-8000
Industry
Finance & Insurancesee all
Plan administrator
Name
NAVIENT CORPORATION EMPLOYEE BENEFITS FIDUCIARY COMMITTEE
EIN
46-4054283
City
WILMINGTON, DE
Phone
(302) 283-8000
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
2R · Participant-directed brokerage (SDBA)
Audit & trust (Schedule H)
Auditor
COHNREZNICK LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | -$272K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEGIC ADVISORS, INC. | 04-2654524 | — | ADVISOR | $153K | — |
Investments
31 direct securities · 5 pooled funds· $694.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$530.0M
31 holdings
Common Collective Trust
$164.0M
5 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID 500 INDEX Registered Investment Company | — | — | — | $110.9M | 16.0% | |
| FID CONTRA POOL CL A FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 133 | Common Collective Trust | — | — | $82.9M | 12.0% | |
| FID OTC POOL A FIDELITY MANAGEMENT TRUST COMPANY · EIN 04-3022712 / PN 143 | Common Collective Trust | — | — | $50.7M | 7.3% | |
| FID FREEDOM 2040 K6 Registered Investment Company | — | — | — | $35.8M | 5.2% | |
| FID FREEDOM 2030 K6 Registered Investment Company | — | — | — | $33.4M | 4.8% | |
| BROKERAGELINK Self-directed Brokerage Account | — | — | — | $33.3M | 4.8% | |
| VANG VMMR-FED MMKT Registered Investment Company | — | — | — | $28.8M | 4.1% | |
| FID BALANCED K Registered Investment Company | — | — | — | $26.1M | 3.8% | |
| LOOMIS SM CP GRTH N Registered Investment Company | — | — | — | $21.3M | 3.1% | |
| AF WALSH MUTL INV R6 Registered Investment Company | — | — | — | $20.6M | 3.0% | |
| VICTORY S ESTB VAL Y Registered Investment Company | — | — | — | $20.5M | 3.0% | |
| FID FREEDOM 2055 K6 Registered Investment Company | — | — | — | $19.9M | 2.9% | |
| JH ENTERPRISE III GREAT GRAY TRUST COMPANY, LLC · EIN 38-7289853 / PN 001 | Common Collective Trust | — | — | $19.5M | 2.8% | |
| DODGE & COX INCOME X Registered Investment Company | — | — | — | $19.3M | 2.8% | |
| FID FREEDOM 2050 K6 Registered Investment Company | — | — | — | $19.1M | 2.8% | |
| FID FREEDOM 2035 K6 Registered Investment Company | — | — | — | $17.6M | 2.5% | |
| FID FREEDOM 2045 K6 Registered Investment Company | — | — | — | $17.5M | 2.5% | |
| FID INTL INDEX Registered Investment Company | — | — | — | $17.1M | 2.5% | |
| FID US BOND IDX Registered Investment Company | — | — | — | $13.1M | 1.9% | |
| FID FREEDOM 2025 K6 Registered Investment Company | — | — | — | $11.8M | 1.7% | |
| VANGUARD INTL VALUE Registered Investment Company | — | — | — | $11.3M | 1.6% | |
| FID FREEDOM 2020 K6 Registered Investment Company | — | — | — | $9.7M | 1.4% | |
| FID MID CAP IDX Registered Investment Company | — | — | — | $9.6M | 1.4% | |
| NAVIENT STOCK FUND Common Stock Fund | — | — | — | $7.4M | 1.1% | |
| FID SM CAP IDX Registered Investment Company | — | — | — | $7.0M | 1.0% | |
| FID FREEDOM 2060 K6 Registered Investment Company | — | — | — | $6.9M | 1.0% | |
| Loans allowable under the plan instrument, collateralized by Participant account balances, are due in varying installments through 2036, with interest rates * Plan Participants ranging from 3.25% to 9% | — | — | — | $6.3M | 0.9% | |
| AS SPL SM CAP VAL E WELLS FARGO BANK, N.A. · EIN 83-6834374 / PN 001 | Common Collective Trust | — | — | $5.7M | 0.8% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $5.2M | 0.7% | |
| FID FREEDOM INC K6 Registered Investment Company | — | — | — | $1.5M | 0.2% | |
| FID INFL PR BD IDX Registered Investment Company | — | — | — | $1.4M | 0.2% | |
| FID FREEDOM 2010 K6 Registered Investment Company | — | — | — | $1.4M | 0.2% | |
| FID FREEDOM 2065 K6 Registered Investment Company | — | — | — | $1.1M | 0.2% | |
| FID FREEDOM 2015 K6 Registered Investment Company | — | — | — | $312K | <0.1% | |
| PGIM GLB TOT RTN Z Registered Investment Company | — | — | — | $113K | <0.1% | |
| FID FREEDOM 2070 K6 Registered Investment Company | — | — | — | $6K | <0.1% |
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