Original filing (PDF)20250708122300NAL0004651361001

VAGARO, INC.

Name: VAGARO, INC. — VAGARO, INC. RETIREMENT SAVINGS PLAN, Form 5500 (2024)
Creator: VAGARO, INC.

Form 5500

FILING_RECEIVED

VAGARO, INC. RETIREMENT SAVINGS PLAN

401(k) retirement plan

Active participants

283

Accounts w/ balance

169

Plan assets (EOY)

$8.0M

Net assets (EOY)

$8.0M

How this plan invests

This plan

32 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

100

Participation health

Knocking points off

60% balance-to-active ratio — below typical for a healthy 401(k).

Helping the score

Below-peer total fees (31 bps vs 52 bps peer median).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VAGARO, INC..

Plan sponsor

Name

VAGARO, INC.

EIN

46-4013144

Address

4430 ROSEWOOD DRIVE · SUITE #500 · PLEASANTON, CA · 94588

Phone

(925) 235-0988

Industry

Information / Tech / Mediasee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-07-08

Pension benefit codes

2F · ERISA section 404(c)

2T · Default investment account (QDIA)

2A · Age/service weighted or new comparability

2G · Total participant-directed accounts

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

ATHERTON & ASSOCIATES, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$25K	—

Investments

32 direct securities· $8.0M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Fidelity Management Trust Company - Fidelity International Capital Appreciation	—	—	—	$1.6M	19.8%
Fidelity Management Trust Company - Fidelity 500 Index	—	—	—	$1.0M	12.7%
Fidelity Management Trust Company - Fidelity Inflation-Protected Bond Index	—	—	—	$925K	11.5%
Fidelity Management Trust Company - Fidelity U.S. Bond Index	—	—	—	$723K	9.0%
Fidelity Management Trust Company - Fidelity Small Cap Index	—	—	—	$692K	8.6%
Fidelity Management Trust Company - Fidelity Large Cap Value Index	—	—	—	$610K	7.6%
Fidelity Management Trust Company - Fidelity Blue Chip Growth	—	—	—	$604K	7.5%
Fidelity Management Trust Company - Fidelity Total Bond	—	—	—	$582K	7.3%
Fidelity Management Trust Company - Fidelity Mid Cap Index	—	—	—	$200K	2.5%
Fidelity Management Trust Company - Fidelity Small Cap Value Index	—	—	—	$149K	1.9%
Fidelity Management Trust Company - Fidelity Large Cap Growth Index	—	—	—	$137K	1.7%
Fidelity Management Trust Company - Fidelity Global EX U.S. Index	—	—	—	$112K	1.4%
Fidelity Management Trust Company - Government Money Market	—	—	—	$95K	1.2%
Fidelity Management Trust Company - Fidelity Freedom 2055 Class	—	—	—	$89K	1.1%
Fidelity Management Trust Company - Fidelity Freedom 2050 Class	—	—	—	$59K	0.7%
Fidelity Management Trust Company - Fidelity Mid Cap Value Index	—	—	—	$54K	0.7%
Fidelity Management Trust Company - American Funds American Mutual	—	—	—	$53K	0.7%
Fidelity Management Trust Company - Fidelity Freedom 2015 Class	—	—	—	$47K	0.6%
Fidelity Management Trust Company - Notes receivable from participants	—	—	—	$42K	0.5%
Fidelity Management Trust Company - Fidelity Freedom 2060 Class	—	—	—	$39K	0.5%
Fidelity Management Trust Company - Fidelity Freedom 2065 Class	—	—	—	$36K	0.5%
Fidelity Management Trust Company - Fidelity Small Cap Growth Index	—	—	—	$32K	0.4%
Fidelity Management Trust Company - American Century Mid Cap Value	—	—	—	$30K	0.4%
Fidelity Management Trust Company - JPMorgan Government Bond	—	—	—	$29K	0.4%
Fidelity Management Trust Company - Fidelity Freedom 2045 Class	—	—	—	$25K	0.3%
Fidelity Management Trust Company - Allspring Special Small Cap Value	—	—	—	$19K	0.2%
Fidelity Management Trust Company - AB Small Cap Growth Portfolio Class Z	—	—	—	$12K	0.1%
Fidelity Management Trust Company - Fidelity Mid Cap Growth Index	—	—	—	$8K	<0.1%
Fidelity Management Trust Company - RBC Emerging Markets Equity	—	—	—	$7K	<0.1%
Fidelity Management Trust Company - Fidelity Freedom 2040 Class	—	—	—	$6K	<0.1%
Fidelity Management Trust Company - Fidelity Freedom 2035 Class	—	—	—	$5K	<0.1%
Fidelity Management Trust Company - MFS Massachusetts Investors Tr	—	—	—	$90	<0.1%