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Original filing (PDF)20251205112905NAL0001842467001
CLEARPLAN CONSULTING, LLC
Form 5500
FILING_RECEIVED
CLEARPLAN LLC 401(K) PLAN
401(k) retirement plan
Signals · 2
Late filing · 0.6 moNo recordkeeper disclosed
Active participants
194
Accounts w/ balance
157
Plan assets (EOY)
$17.7M
Net assets (EOY)
$17.7M
How this plan invests
This plan
11 pooled trusts
Schedule D
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
98
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Filed 0.6 months past the 10.5-month grace window.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (14 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLEARPLAN CONSULTING, LLC.
Plan sponsor
Name
CLEARPLAN CONSULTING, LLC
EIN
46-3464356
Address
287 TURNPIKE RD, #225 · WESTBOROUGH, MA · 015812885
Phone
(401) 480-4177
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-12-05
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $25K | — |
Investments
24 direct securities · 11 pooled funds· $17.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$9.9M
24 holdings
Common Collective Trust
$7.8M
11 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Party Rate of Interest, Collateral, Par or Maturity Value Cost Current Value Mutual Funds Vanguard 500 Index Admiral Fund N/R | — | — | — | $3.4M | 19.3% | |
| T. ROWE PRICE RTM 2040 TR CL C T. ROWE PRICE TRUST COMPANY · EIN 35-6941729 / PN 001 | Common Collective Trust | — | — | $1.9M | 10.7% | |
| T. ROWE PRICE RTM 2050 TR CL C T. ROWE PRICE TRUST COMPANY · EIN 30-6303214 / PN 001 | Common Collective Trust | — | — | $1.3M | 7.3% | |
| T. ROWE PRICE RTM 2045 TR CL C T. ROWE PRICE TRUST COMPANY · EIN 32-6199848 / PN 001 | Common Collective Trust | — | — | $1.3M | 7.2% | |
| T. ROWE PRICE RTM 2035 TR CL C T. ROWE PRICE TRUST COMPANY · EIN 36-7595013 / PN 001 | Common Collective Trust | — | — | $983K | 5.6% | |
| Party Rate of Interest, Collateral, Par or Maturity Value Cost Current Value Insurance Fund * Principal Guaranteed Option N/R | — | — | — | $784K | 4.4% | |
| Vanguard Mid Cap Index Admiral Fund N/R | — | — | — | $722K | 4.1% | |
| Vanguard Small Cap Index Admiral Fund N/R | — | — | — | $660K | 3.7% | |
| PRINCIPAL BLUE CHIP EQTY R FD GREAT GRAY TRUST COMPANY · EIN 38-7275324 / PN 001 | Common Collective Trust | — | — | $595K | 3.4% | |
| American Funds American Funds American Mutual R6 Fund N/R | — | — | — | $534K | 3.0% | |
| T. ROWE PRICE RTM 2055 TR CL C T. ROWE PRICE TRUST COMPANY · EIN 35-6941728 / PN 001 | Common Collective Trust | — | — | $525K | 3.0% | |
| T. ROWE PRICE RTM 2030 TR CL C T. ROWE PRICE TRUST COMPANY · EIN 38-7010946 / PN 001 | Common Collective Trust | — | — | $460K | 2.6% | |
| Self-Directed Brokerage Accounts Charles Schwab Unit investment trusts N/R | — | — | — | $454K | 2.6% | |
| T. ROWE PRICE RTM 2060 TR CL C T. ROWE PRICE TRUST COMPANY · EIN 47-1088316 / PN 001 | Common Collective Trust | — | — | $426K | 2.4% | |
| Vanguard Total Bond Market Index Admiral Fund N/R | — | — | — | $422K | 2.4% | |
| T. ROWE PRICE RTM 2025 TR CL C T. ROWE PRICE TRUST COMPANY · EIN 37-6495447 / PN 001 | Common Collective Trust | — | — | $361K | 2.0% | |
| Participant Loans Notes receivable from participants, with interest rates $0 | — | — | — | $353K | 2.0% | |
| American Funds American Funds New World R6 Fund N/R | — | — | — | $327K | 1.8% | |
| American Funds American Funds EuroPacific Growth R6 Fund N/R | — | — | — | $268K | 1.5% | |
| Charles Schwab Common stock N/R | — | — | — | $252K | 1.4% | |
| Allspring Special Small Cap Value R6 N/R | — | — | — | $246K | 1.4% | |
| American Funds American Funds New Economy R6 Fund N/R | — | — | — | $230K | 1.3% | |
| Charles Schwab Mutual funds N/R | — | — | — | $228K | 1.3% | |
| T. Rowe Price T. Rowe Price Capital Appreciation Fund N/R | — | — | — | $178K | 1.0% | |
| Vanguard Total International Stock Index Admiral Fund N/R | — | — | — | $152K | 0.9% | |
| Franklin Small Cap Growth R6 Fund N/R | — | — | — | $150K | 0.8% | |
| Neuberger Berman Neuberger Berman Strategic Income R6 Fund N/R | — | — | — | $146K | 0.8% | |
| Charles Schwab Cash - Interest-bearing N/R | — | — | — | $89K | 0.5% | |
| PGIM Jennison Mid Cap Growth R6 Fund N/R | — | — | — | $89K | 0.5% | |
| Virtus Ceredex Virtus Ceredex Mid-Cap Value Equity R6 Fund N/R | — | — | — | $81K | 0.5% | |
| (E) | — | — | $2K | $81K | 0.5% | |
| Principal Core Plus Bond Fund Institutional Class N/R | — | — | — | $51K | 0.3% | |
| First Eagle First Eagle Global R6 Fund N/R | — | — | — | $41K | 0.2% | |
| T. ROWE PRICE RTM 2005 TR CL C T. ROWE PRICE TRUST COMPANY · EIN 61-6434302 / PN 001 | Common Collective Trust | — | — | $18K | 0.1% | |
| T. ROWE PRICE RTM 2065 TR CL C T. ROWE PRICE TRUST COMPANY · EIN 85-1763138 / PN 001 | Common Collective Trust | — | — | $2K | <0.1% |
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