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Original filing (PDF)20260211115624NAL0004055440001
L&T TECHNOLOGY SERVICES
Form 5500
FILING_RECEIVED
L&T TECHNOLOGY SERVICES LTD 401(K) PROFIT SHARING PLAN & TRUST
401(k) retirement plan
Signals · 1
Late filing · 2.8 mo
Active participants
2,443
Accounts w/ balance
1,650
Plan assets (EOY)
$56.6M
Net assets (EOY)
$56.6M
How this plan invests
This plan
1 pooled trust
Schedule D
20 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
85
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
89
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- Filed 2.8 months past the 10.5-month grace window.
- 27 bps in Schedule C fees — 69% above peer band of 16 bps.
- 68% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for L&T TECHNOLOGY SERVICES.
Plan sponsor
Name
L&T TECHNOLOGY SERVICES
EIN
46-2951591
Address
2035 LINCOLN HWY STE 3002 · EDISON, NJ · 088173351
Phone
(732) 248-6139
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Name
ERISA FIDUCIARY SERVICES, INC
EIN
47-1637791
City
HAUPPAUGE, NY
Phone
(631) 249-0500
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2026-02-11
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
KNAV CPA LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PAYCHEX, INC. | 16-1124166 | ROCHESTER, NY | RECORDKEEPER | $19K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LEVELIZED COMPENSATION ADVISOR | — | — | INVESTMENT ADVISORY | $123K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ERISA FIDUCIARY SERVICES, INC | 47-1637791 | HAUPPAUGE, NY | CONTACT ADMINISTRATOR | $11K | — |
Investments
19 direct securities · 1 pooled fund· $56.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$55.3M
19 holdings
Common Collective Trust
$1.3M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index | — | — | — | $11.4M | 20.2% | |
| Vanguard Information Technology Index Fund Admiral Shares | — | — | — | $7.5M | 13.3% | |
| BlackRock Lifepath Index 2050 K | — | — | — | $6.4M | 11.4% | |
| BlackRock LifePath Index 2045 K | — | — | — | $5.3M | 9.4% | |
| BlackRock LifePath Index 2055 K | — | — | — | $4.3M | 7.6% | |
| BlackRock LifePath Index 2060 K | — | — | — | $2.9M | 5.2% | |
| BlackRock LifePath Index 2040 K | — | — | — | $2.7M | 4.8% | |
| Fidelity Mid Cap Index | — | — | — | $2.3M | 4.0% | |
| Vanguard Small-Cap Index Fund Admiral Shares | — | — | — | $1.7M | 3.1% | |
| Vanguard Developed Markets Index Fund Admiral Shares | — | — | — | $1.5M | 2.6% | |
| BlackRock LifePath Index 2035 K | — | — | — | $1.4M | 2.5% | |
| BlackRock LifePath Index 2030 K | — | — | — | $1.3M | 2.2% | |
| METLIFE GAC SERIES 25053 0 RELIANCE TRUST · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $1.3M | 2.2% | |
| Vanguard Balanced Index Fund Admiral Shares | — | — | — | $1.2M | 2.1% | |
| BlackRock LifePath Index Retire K | — | — | — | $1.2M | 2.1% | |
| BlackRock LifePath Index 2065 K | — | — | — | $1.1M | 1.9% | |
| Fidelity Emerging Markets Idx | — | — | — | $841K | 1.5% | |
| Vanguard High-Yield Corporate Fund Admiral Shares | — | — | — | $799K | 1.4% | |
| iShares U.S. Aggregate Bond Index Fund Class K | — | — | — | $761K | 1.3% | |
| Loan notes | — | — | — | $668K | 1.2% |
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