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Original filing (PDF)20251011051630NAL0004622099001
COSMAX USA
Form 5500
FILING_RECEIVED
COSMAX 401(K) PLAN
401(k) retirement plan
Active participants
332
Accounts w/ balance
381
Plan assets (EOY)
$10.2M
Net assets (EOY)
$10.2M
How this plan invests
This plan
4 pooled trusts
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 50 bps in Schedule C fees — 72% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COSMAX USA.
Plan sponsor
Name
COSMAX USA
EIN
46-2342324
Address
300 MILIK STREET · CARTERET, NJ · 07008
Phone
(732) 541-6300
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-11
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SEJONG LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $26K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS | 47-1411118 | — | INVESTMENT/FINANCIAL ADVI | $19K | — |
| MAI CAPITAL MANAGEMENT, LLC | 61-1495162 | — | INVESTMENT/FINANCIAL ADVI | $6K | — |
Investments
28 direct securities · 4 pooled funds· $9.5M(93% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$7.9M
27 holdings
Common Collective Trust
$1.4M
4 holdings
OTHER
$93K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JH MULTIMGR LIFESTYLE MOD R5 | Registered Investment Companies | — | — | $1.7M | 16.6% | |
| STATE ST S&P 500 IDX IX STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 344 | Common Collective Trust | — | — | $991K | 9.7% | |
| AMERFDS 2045 TARG DATE RET-R1 | Registered Investment Companies | — | — | $780K | 7.6% | |
| AMF 2035 TARG DATE RET-R1 | Registered Investment Companies | — | — | $578K | 5.7% | |
| AMERFDS 2050 TARG DATE RET-R1 | Registered Investment Companies | — | — | $545K | 5.3% | |
| AMERFDS 2060 TARG DATE RET-R1 | Registered Investment Companies | — | — | $512K | 5.0% | |
| AMERFDS 2055 TARG DATE RET-R1 | Registered Investment Companies | — | — | $480K | 4.7% | |
| AMF 2025 TARG DATE RET-R1 | Registered Investment Companies | — | — | $472K | 4.6% | |
| AMF 2030 TARG DATE RET-R1 | Registered Investment Companies | — | — | $426K | 4.2% | |
| FIDELITY BLUE CHIP GROWTH FUND | Registered Investment Companies | — | — | $384K | 3.8% | |
| MET GG SV 25554 - L WILMINGTON TRUST RISC CIT · EIN 26-0142858 / PN 094 | Common Collective Trust | — | — | $352K | 3.4% | |
| NUVEEN SH-T BND PREM | Registered Investment Companies | — | — | $260K | 2.5% | |
| PUTNAM ASSET ALLOC GRTH R | Registered Investment Companies | — | — | $248K | 2.4% | |
| MFS INTL DIVERSIFICATION R3 | Registered Investment Companies | — | — | $227K | 2.2% | |
| VANGUARD VALUE INDEX FUND ADMR | Registered Investment Companies | — | — | $154K | 1.5% | |
| VANGUARD SM CAP VAL INDEX ADM | Registered Investment Companies | — | — | $151K | 1.5% | |
| VANG HI YLD CORP ADM | Registered Investment Companies | — | — | $143K | 1.4% | |
| FEDERATED MDT SM CAP GR INSTL | Registered Investment Companies | — | — | $135K | 1.3% | |
| FEDERATED MDT MIDCAP GROWTH I | Registered Investment Companies | — | — | $115K | 1.1% | |
| INVESTMENTS VOYA FIXED ACCOUNT 22 | OTHER | — | — | $93K | 0.9% | |
| AMERICAN FUNDS NEW WRLD - R4 | Registered Investment Companies | — | — | $88K | 0.9% | |
| AMERFDS 2065 TARG DATE RET-R1 | Registered Investment Companies | — | — | $79K | 0.8% | |
| HARTFORD GLOBAL IMPACT FD R6 | Registered Investment Companies | — | — | $78K | 0.8% | |
| AMF 2015 TARG DATE RET-R1 | Registered Investment Companies | — | — | $73K | 0.7% | |
| STATE ST S&P MD CP IDX NL J STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 347 | Common Collective Trust | — | — | $66K | 0.6% | |
| ALLSPRING CORE BOND R6 | Registered Investment Companies | — | — | $64K | 0.6% | |
| AMF 2020 TARG DATE RET-R1 | Registered Investment Companies | — | — | $57K | 0.6% | |
| NUVEEN SMALLCAP BLEND INDEX R6 | Registered Investment Companies | — | — | $56K | 0.5% | |
| VICTORY RS VALUE Y | Registered Investment Companies | — | — | $55K | 0.5% | |
| IMPAX SUSTAINABLE ALLOC INST | Registered Investment Companies | — | — | $46K | 0.4% | |
| AMF 2010 TARG DATE RET-R1 | Registered Investment Companies | — | — | $42K | 0.4% | |
| STATE ST INTL IDX SEC LEND VII STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 335 | Common Collective Trust | — | — | $9K | <0.1% |
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