Back to filter
Original filing (PDF)20251010051107NAL0004362563001
RINSE, INC.
Form 5500
FILING_RECEIVED
RINSE 401K PLAN
401(k) retirement plan
Signals · 1
28% in single holding
Active participants
218
Accounts w/ balance
180
Plan assets (EOY)
$1.8M
Net assets (EOY)
$1.8M
How this plan invests
This plan
1 pooled trust
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
92
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "FID FREEDOM INDEX 2045 PREMIER" is 28% of plan.
- 68 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RINSE, INC..
Plan sponsor
Name
RINSE, INC.
EIN
46-2322743
Address
1000 BRANNAN ST · STE 100 · SAN FRANCISCO, CA · 94103
Phone
(530) 675-6097
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BROCK AND COMPANY , CPAS, P.C
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $12K | — |
Investments
23 direct securities · 1 pooled fund· $1.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$1.8M
23 holdings
Common Collective Trust
$4K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID FREEDOM INDEX 2045 PREMIER | Registered Investment Companies | — | — | $505K | 27.8% | |
| ISHARES RUSSELL 1000 LRG CAP K | Registered Investment Companies | — | — | $297K | 16.4% | |
| VANGUARD GROWTH INDEX FUND ADM | Registered Investment Companies | — | — | $170K | 9.3% | |
| FID FREEDOM INDEX 2035 PREMIER 737 REGISTERED INVESTMENT COMPANY ISHARES MSCI EAFE INTL INDEX K | Registered Investment Companies | — | — | $147K | 8.1% | |
| FID FREEDOM INDEX 2060 PREMIER | Registered Investment Companies | — | — | $147K | 8.1% | |
| FID FREEDOM INDEX 2055 PREMIER | Registered Investment Companies | — | — | $135K | 7.4% | |
| FID FREEDOM INDEX 2050 PREMIER | Registered Investment Companies | — | — | $78K | 4.3% | |
| VANGUARD INTERMEDIATE TERM BON | Registered Investment Companies | — | — | $53K | 2.9% | |
| VANGUARD REAL ESTATE INDEX ADM | Registered Investment Companies | — | — | $47K | 2.6% | |
| STATE ST EQUITY 500 INDEX K | Registered Investment Companies | — | — | $47K | 2.6% | |
| VANGUARD MID CAP INDEX - ADM | Registered Investment Companies | — | — | $33K | 1.8% | |
| VANGUARD VALUE INDEX FUND ADMR | Registered Investment Companies | — | — | $25K | 1.4% | |
| VANGUARD BAL IDX - ADM 584 REGISTERED INVESTMENT COMPANY VANGUARD SM CP GR IDX -ADMIRAL | Registered Investment Companies | — | — | $23K | 1.3% | |
| FID FREEDOM INDEX INC PREMIER | Registered Investment Companies | — | — | $19K | 1.1% | |
| VANGUARD SMALL CAP INDEX ADMRL | Registered Investment Companies | — | — | $17K | 0.9% | |
| FID FREEDOM INDEX 2010 PREMIER 8 REGISTERED INVESTMENT COMPANY FID FREEDOM INDEX 2065 PREMIER | Registered Investment Companies | — | — | $16K | 0.9% | |
| VANGUARD EMG MKTS STK IDX ADM | Registered Investment Companies | — | — | $13K | 0.7% | |
| NUVEEN SMALLCAP BLEND INDEX R6 | Registered Investment Companies | — | — | $13K | 0.7% | |
| FID FREE INDX 2015 PREM 8 REGISTERED INVESTMENT COMPANY VANGUARD SM CAP VAL INDEX ADM | Registered Investment Companies | — | — | $10K | 0.6% | |
| FID FREEDOM INDEX 2030 PREMIER | Registered Investment Companies | — | — | $6K | 0.3% | |
| INVESCO STABLE ASSET - ADPZ INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $4K | 0.2% | |
| FID FREEDOM INDEX 2020 PREMIER 142 REGISTERED INVESTMENT COMPANY FID FREEDOM INDEX 2040 PREMIER | Registered Investment Companies | — | — | $4K | 0.2% | |
| FID FREEDOM INDEX 2025 PREMIER | Registered Investment Companies | — | — | $3K | 0.2% | |
| ISHARES MSCI TOTAL INTL IDX K | Registered Investment Companies | — | — | $1K | <0.1% |