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Original filing (PDF)20251015131852NAL0009785090001
PLANET EQUITY GROUP, LLC
Form 5500
FILING_RECEIVED
PLANET EQUITY GROUP, LLC 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,310
Accounts w/ balance
901
Plan assets (EOY)
$53.3M
Net assets (EOY)
$53.3M
How this plan invests
This plan
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 47 bps in Schedule C fees — 191% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- 69% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PLANET EQUITY GROUP, LLC.
Plan sponsor
Name
PLANET EQUITY GROUP, LLC
EIN
46-1996256
Address
800 HILLGROVE AVE STE 201 · WESTERN SPRINGS, IL · 605581470
Phone
(888) 845-2539
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
RSM, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EQUITABLE ADVISORS, LLC | 13-4071393 | — | INVESTMENT ADVISORY | $0 | — |
| ANCORA RETIREMENT PLAN ADVISORS INC | 23-2697799 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $249K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ETA CONSULTING, LLC | 45-4417591 | — | OTHER SERVICES | $0 | — |
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV PARTICIPANTS | $0 | — |
Investments
32 direct securities· $52.2M(98% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Group Vanguard Tgt Rmt 2050 Inv Fund | — | — | — | $6.1M | 11.4% | |
| Vanguard Group Vanguard Tgt Rmt 2045 Inv Fund | — | — | — | $5.6M | 10.4% | |
| Vanguard Group Vanguard Tgt Rmt 2040 Inv Fund | — | — | — | $5.4M | 10.2% | |
| Vanguard Group Vanguard Tgt Rmt 2035 Inv Fund | — | — | — | $5.1M | 9.5% | |
| Vanguard Group Vanguard Tgt Rmt 2055 Inv Fund | — | — | — | $5.0M | 9.4% | |
| Vanguard Group Vanguard 500 Index Admiral Fd | — | — | — | $4.9M | 9.2% | |
| Vanguard Group Vanguard Tgt Rmt 2030 Inv Fund | — | — | — | $3.2M | 6.1% | |
| Vanguard Group Vanguard Tgt Rmt 2060 Inv Fund | — | — | — | $2.9M | 5.4% | |
| Fidelity Investments Fidelity Adv Growth Opp Z Fund | — | — | — | $2.9M | 5.4% | |
| Vanguard Group Vanguard Tgt Rmt 2025 Inv Fund | — | — | — | $2.2M | 4.1% | |
| Principal Life Insurance Company Principal Guaranteed Option | — | — | — | $1.2M | 2.2% | |
| Putnam Investments Putnam Large Cap Value R6 Fund | — | — | — | $1.1M | 2.0% | |
| Vanguard Group Vanguard Sm Cap Index Adm Fund | — | — | — | $923K | 1.7% | |
| Vanguard Group Vanguard Dev Mkts Index Adm Fd | — | — | — | $875K | 1.6% | |
| Vanguard Group Vanguard Tgt Rmt 2020 Inv Fund | — | — | — | $779K | 1.5% | |
| Vanguard Group Vanguard Tgt Rmt 2065 Inv Fund | — | — | — | $689K | 1.3% | |
| Participants 9.50%) with maturities through 2034 | — | — | — | $614K | 1.2% | |
| Federated Hermes MDT Mid Cap Growth R6 | — | — | — | $507K | 0.9% | |
| Vanguard Group Vanguard Emg Mk Stk Idx Adm Fd | — | — | — | $394K | 0.7% | |
| Vanguard Group Vanguard Int-Tm Bd Idx Adm Fd | — | — | — | $393K | 0.7% | |
| Fidelity Investments Fidelity Adv Value Z Fund | — | — | — | $211K | 0.4% | |
| Blackrock Global Alloc K Fd | — | — | — | $208K | 0.4% | |
| Franklin Templeton Investments Franklin Gold & Prec Met R6 Fd | — | — | — | $196K | 0.4% | |
| Vanguard Group Vanguard Tgt Rmt Inc Inv Fund | — | — | — | $191K | 0.4% | |
| Dimensional Fund Advisors Dfa Global Real Estate Sc I Fd | — | — | — | $164K | 0.3% | |
| Vanguard Group Vanguard Hi-Yld Corp Adm Fund | — | — | — | $151K | 0.3% | |
| Vanguard Group Vanguard Intl Value Inv Fund | — | — | — | $107K | 0.2% | |
| Janus International Holding, Llc Janushenderson Triton N | — | — | — | $88K | 0.2% | |
| Loomis Sayles Loomis Sayles Core Pls Bd N Fd | — | — | — | $71K | 0.1% | |
| PIMCO Funds PIMCO Rae Us Sml Instl Fd | — | — | — | $64K | 0.1% | |
| PIMCO Funds PIMCO Intl Bond (Usd-Hdg) I Fd | — | — | — | $49K | <0.1% | |
| Vanguard Group Vanguard Tgt Rmt 2070 Inv Fund | — | — | — | $40K | <0.1% |
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