Original filing (PDF)20251007142040NAL0008309840001

FRESHREALM, INC.

Name: FRESHREALM, INC. — FRESHREALM RETIREMENT PLAN, Form 5500 (2024)
Creator: FRESHREALM, INC.

Form 5500

FILING_RECEIVED

FRESHREALM RETIREMENT PLAN

401(k) retirement plan

Signals · 1

~79 bps in Sched C fees

Active participants

1,101

Accounts w/ balance

554

Plan assets (EOY)

$13.6M

Net assets (EOY)

$13.6M

How this plan invests

This plan

1 pooled trust

Schedule D

33 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

Knocking points off

79 bps in Schedule C fees — 172% above peer band of 29 bps.
50% balance-to-active ratio — below typical for a healthy 401(k).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FRESHREALM, INC..

Plan sponsor

Name

FRESHREALM, INC.

EIN

46-1778505

Address

3301 N DALLAS AVENUE · LANCASTER, TX · 75134

Phone

(800) 264-1297

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-07

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

HOLTHOUSE CARLIN & VAN TRIGT LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
ADP, INC.	13-3036745	—	RECORDKEEPER/BOOKKEEPER	$8K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
OPPENHEIMER & CO INC	13-5657518	—	INVESTMENT ADVISORY	$6K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$94K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L	36-4317381	—	INV ADV, PARTICIPANTS	$0	—

Investments

33 direct securities · 1 pooled fund· $13.4M(98% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$13.4M

33 holdings

Common Collective Trust

1 holding

Investment	Type	Shares / units	Cost	Current value	% of plan
Principal LifeTime Hybrid 2045 Fund Mutual Fund	—	—	—	$1.9M	14.0%
Principal LifeTime Hybrid 2055 Fund Mutual Fund	—	—	—	$1.8M	13.6%
Principal LifeTime Hybrid 2035 Fund Mutual Fund	—	—	—	$1.4M	10.4%
Principal LifeTime Hybrid 2050 Fund Mutual Fund	—	—	—	$1.4M	10.0%
Fidelity 500 Index Fund Mutual Fund	—	—	—	$1.0M	7.5%
Principal LifeTime Hybrid 2040 Fund Mutual Fund	—	—	—	$953K	7.0%
Principal LifeTime Hybrid 2030 Fund Mutual Fund	—	—	—	$871K	6.4%
Principal LifeTime Hybrid 2060 Fund Mutual Fund	—	—	—	$832K	6.1%
Principal LifeTime Hybrid 2025 Fund Mutual Fund	—	—	—	$562K	4.1%
JPMorgan Large Cap Growth Fund Mutual Fund	—	—	—	$474K	3.5%
Fidelity Mid Cap Index Fund Mutual Fund	—	—	—	$307K	2.3%
Principal LifeTime Hybrid 2065 Fund Mutual Fund	—	—	—	$211K	1.6%
Fidelity International Index Fund Mutual Fund	—	—	—	$204K	1.5%
Principal SmallCap S&P 600 Index Fund Mutual Fund	—	—	—	$146K	1.1%
Fully benefit-responsive investment contract * Principal Fixed Income Guaranteed Option Guaranteed Interest Contract	—	—	—	$145K	1.1%
Putnam Large Cap Value Fund Mutual Fund	—	—	—	$122K	0.9%
JPMorgan Core Plus Bond Fund Mutual Fund	—	—	—	$104K	0.8%
iShares U.S. Aggregate Bond Index Fund Mutual Fund	—	—	—	$93K	0.7%
DFA Emerging Markets Core Equity Fund Mutual Fund	—	—	—	$92K	0.7%
Principal LifeTime Hybrid 2020 Fund Mutual Fund	—	—	—	$89K	0.7%
DFA U.S. Targeted Value Fund Mutual Fund	—	—	—	$85K	0.6%
American Funds American Balanced Fund Mutual Fund	—	—	—	$82K	0.6%
JPMorgan Mid Cap Growth Fund Mutual Fund	—	—	—	$79K	0.6%
(E)	—	—	$93K	$79K	0.6%
Cohen & Streers Realty Shares Fund Mutual Fund	—	—	—	$71K	0.5%
Principal LifeTime Hybrid Income Fund Mutual Fund	—	—	—	$47K	0.3%
Investments American Century Small Cap Growth Fund Mutual Fund	—	—	—	$44K	0.3%
DFA International Value Fund Mutual Fund	—	—	—	$38K	0.3%
Neuberger Berman Strategic Income Fund Mutual Fund	—	—	—	$32K	0.2%
Principal LifeTime Hybrid 2015 Fund Mutual Fund	—	—	—	$26K	0.2%
Principal LifeTime Hybrid 2070 Fund Mutual Fund	—	—	—	$12K	<0.1%
DFA U.S. Vector Equity Portfolio Fund Mutual Fund	—	—	—	$3K	<0.1%
American Funds EuroPacific Growth Fund Mutual Fund	—	—	—	$2K	<0.1%
INVESCO STABLE ASSET-ADPZ INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001	Common Collective Trust	—	—	$0	<0.1%