How big is HEAP, Inc.'s plan?

HEAP, Inc.'s plan reported $19.4M in assets and 208 participants for 2023.

Original filing (PDF)20241011104249NAL0043363346001

HEAP, Inc.

Name: HEAP, Inc. — HEAP 401(k) Plan, Form 5500 (2023)
Creator: HEAP, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

HEAP 401(k) Plan

401(k) retirement plan · HEAP, Inc.'s HEAP 401(k) Plan held $19.4M in plan assets for 208 participants in 2023, with Fidelity as recordkeeper.

Signals · 3

Late participant contributions32% in single holdingCorrective distributions issued

Active participants

208

Accounts w/ balance

392

Plan assets (EOY)

$19.4M

Net assets (EOY)

$19.4M

People on this filing

Melanie Oberman signed HEAP, Inc.'s 2023 Form 5500 as plan administrator.

Melanie Oberman — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

HEAP, Inc.'s EIN is 46-1532394.

EIN 46-1532394

Plan number 001

Plan year 2023

ACK ID 20241011104249NAL0043363346001

Official Form 5500 document

Download the official 2023 Form 5500 (PDF) for HEAP, Inc. from the U.S. Department of Labor's EFAST2 system.

Download the official 2023 Form 5500 (PDF)

Plan features

HEAP, Inc.'s plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for HEAP, INC..

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How this plan invests

This plan

31 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 987K (19% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).

Helping the score

High account-holder ratio — balance-holders per active participant in the top 15% of peers (93rd percentile).

Plan sponsor

Name

HEAP, INC.

EIN

all filings

Address

165 BROADWAY ST #1901 · NEW YORK, NY · 10006

Phone

(317) 625-0278

Industry

Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-01-01

Tax period

2023-12-31

Filed

2024-10-11

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$30K	—

Investments

31 direct securities· $19.4M(100% of reported assets)

Mutual Funds

$16.4M

14 holdings

Common Collective Trusts

$2.6M

9 holdings

Other securities

$139K

5 holdings

Bonds / Notes

$99K

1 holding

U.S. Treasuries

$71K

1 holding

Common Stocks

$36K

1 holding

					% of plan
Fidelity Freedom Index 2055 Institutional Premium Class	Mutual Funds	—	—	$6.3M	32.5%
Fidelity Freedom Index 2060 Institutional Premium Class	Mutual Funds	—	—	$3.9M	19.9%
Fidelity Freedom Index 2050 Institutional Premium Class	Mutual Funds	—	—	$2.7M	13.8%
Fidelity Freedom Index 2045 Institutional Premium Class	Mutual Funds	—	—	$1.7M	8.8%
Fidelity 500 Index Fund	Common Collective Trusts	—	—	$1.6M	8.2%
Fidelity Freedom Index 2035 Institutional Premium Class	Mutual Funds	—	—	$668K	3.4%
Fidelity Freedom Index 2040 Institutional Premium Class	Mutual Funds	—	—	$652K	3.4%
Fidelity Total Market Index	Common Collective Trusts	—	—	$288K	1.5%
Fidelity Large Cap Growth Index Fund	Common Collective Trusts	—	—	$283K	1.5%
Fidelity Freedom Index 2065 Institutional Premium Class	Mutual Funds	—	—	$258K	1.3%
Fidelity Freedom Index 2030 Institutional Premium Class	Mutual Funds	—	—	$178K	0.9%
Fidelity International Index Fund	Common Collective Trusts	—	—	$158K	0.8%
Participant loans receivable - 4 loans outstanding * with interest rates from 4.25% to 9.50% -	Bonds / Notes	—	—	$99K	0.5%
Fidelity U.S. Bond Index Fund	Common Collective Trusts	—	—	$92K	0.5%
Fidelity Mid Cap Index Fund	Common Collective Trusts	—	—	$81K	0.4%
Fidelity Management Trust Company Gabelli US Treasury Money Market Fund AAA	U.S. Treasuries	—	—	$71K	0.4%
Fidelity Small Cap Index Fund	Common Collective Trusts	—	—	$68K	0.4%
Putnam Large Cap Value R6	Mutual Funds	—	—	$47K	0.2%
BlackRock Mid-Cap Growth Equity K	Other securities	—	—	$47K	0.2%
American Century Small Cap Value Fund R6	Other securities	—	—	$39K	0.2%
Fidelity Emerging Markets Index Fund	Common Collective Trusts	—	—	$38K	0.2%
BlackRock International Fund of BlackRock Series, Inc.Institutional	Common Stocks	—	—	$36K	0.2%
Fidelity Freedom Index 2025 Institutional Premium Class	Mutual Funds	—	—	$34K	0.2%
Principal MidCap Value Fund I Institutional Class	Other securities	—	—	$28K	0.1%
Cohen & Steers Instl Realty Shares	Other securities	—	—	$23K	0.1%
American Funds New World Fund Class R-6	Mutual Funds	—	—	$22K	0.1%
American Funds Inflation Linked Bond Fund R6	Mutual Funds	—	—	$18K	<0.1%
Lord Abbett Developing Growth Fund Class R6	Mutual Funds	—	—	$11K	<0.1%
American Funds The Bond Fund of America Class R-6	Mutual Funds	—	—	$6K	<0.1%
Vanguard Total International Bond Index Fund Admiral	Common Collective Trusts	—	—	$4K	<0.1%
PGIM High Yield Fund- Class R6	Other securities	—	—	$1K	<0.1%