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Original filing (PDF)20251013113510NAL0000551779001
BMSS, LLC
Form 5500
FILING_RECEIVED
BMSS 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Active participants
349
Accounts w/ balance
464
Plan assets (EOY)
$36.0M
Net assets (EOY)
$36.0M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (7 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BMSS, LLC.
Plan sponsor
Name
BMSS, LLC
EIN
46-1498870
Address
1121 RIVERCHASE OFFICE ROAD · BIRMINGHAM, AL · 35244
Phone
(205) 982-5500
Industry
CPA Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS CO | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $12K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FUTUREPLAN BY ASCENSUS | — | SAN DIEGO, CA | CONTRACT ADMIN | $13K | — |
Investments
29 direct securities· $34.7M(97% of reported assets)
Uncategorized
$31.3M
28 holdings
Mutual Funds
$3.4M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Index Funds Vanguard 500 Index Admiral | — | — | — | $5.7M | 15.8% | |
| BlackRock Funds BlackRock LifePath Index 2045 K | — | — | — | $3.5M | 9.7% | |
| BlackRock Funds BlackRock LifePath Index 2030 K | Mutual Funds | — | — | $3.4M | 9.5% | |
| BlackRock Funds BlackRock LifePath Index 2040 K | — | — | — | $3.2M | 9.0% | |
| BlackRock Funds BlackRock LifePath Index 2035 K | — | — | — | $2.9M | 8.0% | |
| DFA Investment Dimensions Group DFA Global Allocation 60/40 Port Instl | — | — | — | $2.1M | 5.8% | |
| BlackRock Funds BlackRock LifePath Index 2060 K | — | — | — | $2.0M | 5.6% | |
| BlackRock Funds BlackRock LifePath Index 2050 K | — | — | — | $1.8M | 5.0% | |
| BlackRock Funds BlackRock LifePath Index 2055 K | — | — | — | $1.6M | 4.4% | |
| DFA Investment Dimensions Group DFA Global Equity I | — | — | — | $1.4M | 3.8% | |
| Vanguard Index Funds Vanguard Extended Market Idx ADM | — | — | — | $1.2M | 3.3% | |
| DFA Investment Dimensions Group DFA U.S. Core Equity 2 I | — | — | — | $1.0M | 2.8% | |
| BlackRock Funds BlackRock LifePath Index Retirement K | — | — | — | $968K | 2.7% | |
| Vanguard Index Funds Vanguard Lifestrategy Growth INV | — | — | — | $546K | 1.5% | |
| Vanguard Index Funds Vanguard Lifestrategy Moderate Growth | — | — | — | $496K | 1.4% | |
| Vanguard Index Funds Vanguard Total Bond Market Index Admiral | — | — | — | $479K | 1.3% | |
| Vanguard Index Funds Vanguard Inflation-Protected Secs ADM | — | — | — | $447K | 1.2% | |
| Guaranteed interest account * Massachusetts Mutual Life Insurance Co. Guaranteed interest account (General Account) | — | — | — | $343K | 1.0% | |
| DFA Investment Dimensions Group DFA International Core Equity I | — | — | — | $292K | 0.8% | |
| Vanguard Index Funds Vanguard Real Estate Index Admiral | — | — | — | $271K | 0.8% | |
| Self directed brokerage accounts Various Self directed brokerage accounts | — | — | — | $247K | 0.7% | |
| Vanguard Index Funds Vanguard Lifestrategy Income INV | — | — | — | $232K | 0.6% | |
| DFA Investment Dimensions Group DFA Emerging Markets Core Equity I | — | — | — | $168K | 0.5% | |
| Notes receivable from participants various maturities. - | — | — | — | $135K | 0.4% | |
| Vanguard Index Funds Vanguard Developed Markets Index Admiral | — | — | — | $134K | 0.4% | |
| Vanguard Index Funds Vanguard Emerging Mkts Stock IDX ADM | — | — | — | $95K | 0.3% | |
| Vanguard Index Funds Vanguard Lifestrategy CNSRV GR INV | — | — | — | $74K | 0.2% | |
| DFA Investment Dimensions Group DFA Five-Year Global Fixed-Income I | — | — | — | $63K | 0.2% | |
| Money market fund MassMutual Investments MassMutual U.S. Government Money Market Fund | — | — | — | $30K | <0.1% |
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