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Original filing (PDF)20251008145035NAL0003370691001
COWI NORTH AMERICA, INC.
Form 5500
FILING_RECEIVED
COWI NORTH AMERICA 401(K) PLAN
401(k) retirement plan
Active participants
121
Accounts w/ balance
211
Plan assets (EOY)
$36.8M
Net assets (EOY)
$36.8M
How this plan invests
This plan
1 pooled trust
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (13 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COWI NORTH AMERICA, INC..
Plan sponsor
Name
COWI NORTH AMERICA, INC.
EIN
46-1081273
Address
720 3RD AVENUE, SUITE 2101 · SEATTLE, WA · 98104
Phone
(604) 986-1222
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $45K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB | 94-1737782 | — | BROKERAGE SERVICES | $2 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $3K | — |
Investments
26 direct securities · 1 pooled fund· $35.5M(96% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$34.0M
26 holdings
Common Collective Trust
$1.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity 500 Index | — | — | — | $7.8M | 21.2% | |
| MFS Investment Management MFS Growth Fund Class R6 | — | — | — | $4.1M | 11.2% | |
| Empower Annuity Insurance SF Guaranteed Interest Account | — | — | — | $2.4M | 6.6% | |
| Capital Group American Funds 2035 Trgt Date Retire R6 | — | — | — | $2.4M | 6.5% | |
| Capital Group American Funds 2040 Trgt Date Retire R6 | — | — | — | $2.2M | 5.9% | |
| Capital Group American Funds 2045 Trgt Date Retire R6 | — | — | — | $1.9M | 5.3% | |
| PUTNAM LARGE CAP VALUE TRUST IA PUTNAM INVESTMENTS CIT · EIN 82-3639536 / PN 275 | Common Collective Trust | — | — | $1.5M | 4.1% | |
| Vanguard Group Vanguard Extended Market Index Fund Admiral | — | — | — | $1.5M | 4.1% | |
| Shares Capital Group American Funds 2055 Trgt Date Retire R6 | — | — | — | $1.4M | 3.8% | |
| Charles Schwab Self-Directed Brokerage Account | — | — | — | $1.4M | 3.8% | |
| Wasatch Global Investors Wasatch Core Growth Fund Institutional Class | — | — | — | $1.3M | 3.6% | |
| Shares Capital Group American Funds EUPAC R6 | — | — | — | $1.3M | 3.5% | |
| JP Morgan JPMorgan Core Bond Fund Class R6 | — | — | — | $1.3M | 3.4% | |
| Capital Group American Funds 2050 Trgt Date Retire R6 | — | — | — | $1.1M | 2.9% | |
| Capital Group American Funds 2025 Trgt Date Retire R6 | — | — | — | $977K | 2.7% | |
| Vanguard Group Vanguard Total International Stock Index Fund | — | — | — | $690K | 1.9% | |
| Admiral Shares American Century American Century Mid Cap Value Fund R6 Class | — | — | — | $519K | 1.4% | |
| Victory Capital Victory Sycamore Small Company Opportunity | — | — | — | $351K | 1.0% | |
| Fund Class I Delaware Funds Macquarie Mid Cap Growth Fund Class R6 | — | — | — | $339K | 0.9% | |
| Capital Group American Funds 2060 Trgt Date Retire R6 | — | — | — | $193K | 0.5% | |
| Capital Group American Funds 2020 Trgt Date Retire R6 | — | — | — | $190K | 0.5% | |
| Notes Receivable from Interest rates ranging from 4.25% to 9.5%, and - | — | — | — | $155K | 0.4% | |
| Capital Group American Funds 2010 Trgt Date Retire R6 | — | — | — | $153K | 0.4% | |
| Dimensional Fund Advisors DFA Emerging Markets Core Equity 2 I | — | — | — | $141K | 0.4% | |
| Capital Group American Funds 2015 Trgt Date Retire R6 | — | — | — | $80K | 0.2% | |
| Fidelity U.S. Bond Index Fund | — | — | — | $79K | 0.2% | |
| Capital Group American Funds 2065 Trgt Date Retire R6 | — | — | — | $25K | <0.1% |