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Original filing (PDF)20251014130045NAL0005945986001
ZIFO TECHNOLOGIES, INC.
Form 5500
FILING_RECEIVED
ZIFO TECHNOLOGIES, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
259
Accounts w/ balance
291
Plan assets (EOY)
$10.2M
Net assets (EOY)
$10.2M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (8 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZIFO TECHNOLOGIES, INC..
Plan sponsor
Name
ZIFO TECHNOLOGIES, INC.
EIN
46-0997077
Address
500 LAKE COOK ROAD · LL7 · DEERFIELD, IL · 60015
Phone
(401) 339-4720
Industry
Custom Computer Programming· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
Audit & trust (Schedule H)
Auditor
BDG-CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $8K | — |
Investments
28 direct securities· $10.1M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $1.9M | 18.2% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $1.3M | 13.2% | |
| Vanguard Growth Index Adm Vanguard 0 | — | — | — | $1.0M | 10.2% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $773K | 7.6% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $742K | 7.3% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $590K | 5.8% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $585K | 5.7% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $547K | 5.4% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $355K | 3.5% | |
| Vanguard Mid-Cap Growth Index Adm Vanguard 0 | — | — | — | $302K | 3.0% | |
| Vanguard Balanced Index Adm Vanguard 0 | — | — | — | $257K | 2.5% | |
| Vanguard Total Stock Market Index Adm Vanguard 0 | — | — | — | $228K | 2.2% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $227K | 2.2% | |
| Vanguard Real Estate Index Adm Vanguard 0 | — | — | — | $176K | 1.7% | |
| Vanguard Small-Cap Value Index Adm Vanguard 0 | — | — | — | $172K | 1.7% | |
| Vanguard Value Index Adm Vanguard 0 | — | — | — | $170K | 1.7% | |
| Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $154K | 1.5% | |
| Vanguard Federal Money Market Inv Vanguard 0 | — | — | — | $112K | 1.1% | |
| Vanguard Small-Cap Growth Index Adm Vanguard 0 | — | — | — | $112K | 1.1% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $69K | 0.7% | |
| Vanguard Emerging Mkts Stock Idx Adm Vanguard 0 | — | — | — | $53K | 0.5% | |
| Vanguard Total Intl Stock Index Adm Vanguard 0 | — | — | — | $51K | 0.5% | |
| Vanguard Short-Term Bond Index Adm Vanguard 0 | — | — | — | $45K | 0.4% | |
| Vanguard Total Bond Market Index Adm Vanguard 0 | — | — | — | $42K | 0.4% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $35K | 0.3% | |
| Vanguard Mid-Cap Value Index Adm Vanguard 0 | — | — | — | $30K | 0.3% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 | — | — | — | $15K | 0.1% | |
| Vanguard Total Intl Bond Index Adm Vanguard 0 | — | — | — | $12K | 0.1% |
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