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Original filing (PDF)20250717092435NAL0000036145001
PLAID INC.
Form 5500
FILING_RECEIVED
PLAID 401K PLAN
401(k) retirement plan
Signals · 2
32% in single holdingNo recordkeeper disclosed
Active participants
855
Accounts w/ balance
1,268
Plan assets (EOY)
$84.7M
Net assets (EOY)
$84.7M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
84
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard Total Stock Market Index Fund Admiral Shares Mutual Fund" is 32% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (4 bps vs 16 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PLAID INC..
Plan sponsor
Name
PLAID INC.
EIN
46-0820571
Address
1098 HARRISON ST · SAN FRANCISCO, CA · 94103
Phone
(415) 799-1354
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-17
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PENSION ASSURANCE LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $32K | — |
Investments
29 direct securities· $84.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund Admiral Shares Mutual Fund | — | — | — | $27.3M | 32.3% | |
| Vanguard Target Retirement 2055 Fund Mutual Fund | — | — | — | $8.1M | 9.6% | |
| Vanguard Developed Markets Index Fund Admiral Shares Mutual Fund | — | — | — | $7.9M | 9.3% | |
| Vanguard 500 Index Fund Admiral Shares Mutual Fund | — | — | — | $7.1M | 8.4% | |
| Vanguard Target Retirement 2060 Fund Mutual Fund | — | — | — | $5.0M | 5.9% | |
| Vanguard Target Retirement 2050 Fund Mutual Fund | — | — | — | $4.3M | 5.1% | |
| Vanguard Total Bond Market Index Fund Admiral Shares Mutual Fund | — | — | — | $4.1M | 4.8% | |
| Vanguard Emerging Markets Stock Index Fund Admiral Shares Mutual Fund | — | — | — | $3.9M | 4.6% | |
| Vanguard Real Estate Index Fund Admiral Shares Mutual Fund | — | — | — | $2.2M | 2.6% | |
| Vanguard Target Retirement 2065 Fund Mutual Fund | — | — | — | $2.0M | 2.4% | |
| Vanguard Growth Index Fund Admiral Shares Mutual Fund | — | — | — | $1.9M | 2.3% | |
| Vanguard Target Retirement 2040 Fund Mutual Fund | — | — | — | $1.8M | 2.1% | |
| Vanguard Target Retirement 2045 Fund Mutual Fund | — | — | — | $1.3M | 1.5% | |
| Vanguard Total International Bond Index Fund Admiral Shares Mutual Fund | — | — | — | $1.2M | 1.5% | |
| Brokerage Securities Participant-Directed Brokerage Accounts | — | — | — | $1.2M | 1.4% | |
| Vanguard Mid-Cap Index Fund Admiral Shares Mutual Fund | — | — | — | $1.1M | 1.3% | |
| Vanguard Target Retirement 2035 Fund Mutual Fund | — | — | — | $984K | 1.2% | |
| Vanguard Value Index Fund Admiral Shares Mutual Fund | — | — | — | $829K | 1.0% | |
| Vanguard Small-Cap Index Fund Admiral Shares Mutual Fund | — | — | — | $796K | 0.9% | |
| Vanguard Total International Stock Index Fund Admiral Shares Mutual Fund | — | — | — | $681K | 0.8% | |
| Vanguard Federal Money Market Fund Mutual Fund | — | — | — | $300K | 0.4% | |
| Vanguard FTSE Social Index Fund Admiral Shares Mutual Fund | — | — | — | $272K | 0.3% | |
| Participant Loans to participants, bearing interest from 6.5% to 9.5% | — | — | — | $201K | 0.2% | |
| Vanguard Target Retirement 2030 Fund Mutual Fund | — | — | — | $62K | <0.1% | |
| Vanguard Target Retirement 2070 Fund Mutual Fund | — | — | — | $52K | <0.1% | |
| Vanguard Target Retirement Income Mutual Fund | — | — | — | $41K | <0.1% | |
| Vanguard Target Retirement 2025 Fund Mutual Fund | — | — | — | $18K | <0.1% | |
| Vanguard Target Retirement 2020 Fund Mutual Fund | — | — | — | $7K | <0.1% | |
| Calvert Bond Fund Class R6 Mutual Fund | — | — | — | $6K | <0.1% |
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