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Original filing (PDF)20250730064554NAL0004282257001
CALHOUN CONSTRUCTION SERVICES, INC.
Form 5500
FILING_RECEIVED
CALHOUN CONSTRUCTION SERVICES 401(K) PLAN
401(k) retirement plan
Signals · 1
~84 bps in Sched C fees
Active participants
187
Accounts w/ balance
192
Plan assets (EOY)
$5.9M
Net assets (EOY)
$5.9M
How this plan invests
This plan
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 84 bps in Schedule C fees — 62% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CALHOUN CONSTRUCTION SERVICES, INC..
Plan sponsor
Name
CALHOUN CONSTRUCTION SERVICES, INC.
EIN
46-0585137
Address
7707 NATIONAL TURNPIKE · SUITE 400 · LOUISVILLE, KY · 40214
Phone
(502) 493-1332
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
KATZ,SAPPER,&MILLER,LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $28K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SHEPHERD FINANCIAL INVESTMENT | 82-0759826 | — | ADVISOR | $22K | — |
Investments
35 direct securities· $5.8M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Freedom BLD 2040 K6 70,009 | — | — | — | $873K | 14.7% | |
| Fidelity Freedom BLD 2035 K6 61,183 | — | — | — | $727K | 12.2% | |
| Prudential Guaranteed Income Fund 19,644 | — | — | — | $551K | 9.3% | |
| JPMorgan Large Cap Growth Fund R6 6,488 | — | — | — | $543K | 9.1% | |
| Fidelity Freedom BLD 2060 K6 34,581 | — | — | — | $442K | 7.4% | |
| Fidelity Freedom BLD 2055 K6 31,601 | — | — | — | $400K | 6.7% | |
| Fidelity 500 Index Fund 1,920 | — | — | — | $392K | 6.6% | |
| Fidelity Freedom BLD 2045 K6 21,761 | — | — | — | $274K | 4.6% | |
| Fidelity Freedom BLD 2050 K6 16,446 | — | — | — | $207K | 3.5% | |
| Fidelity Freedom BLD 2065 K6 13,031 | — | — | — | $172K | 2.9% | |
| JPMorgan Core Bond Fund Class R6 13,360 | — | — | — | $135K | 2.3% | |
| Fidelity Freedom BLD 2030 K6 10,742 | — | — | — | $121K | 2.0% | |
| Fidelity Mid Cap Index Fund 3,396 | — | — | — | $115K | 1.9% | |
| JPMorgan U.S. Equity Fund R6 4,269 | — | — | — | $107K | 1.8% | |
| MONEY MARKET FUND SHARES * Fidelity Government Money Market Fund 87,338 | — | — | — | $87K | 1.5% | |
| American Funds Balanced Fund R6 2,227 | — | — | — | $77K | 1.3% | |
| Hartford International Value Fund Class R6 3,859 | — | — | — | $70K | 1.2% | |
| JPMorgan Equity Income Fund R6 2,852 | — | — | — | $68K | 1.1% | |
| MFS Mid Cap Growth Fund Class R6 2,110 | — | — | — | $66K | 1.1% | |
| Fidelity Small Cap Index Fund 2,316 | — | — | — | $64K | 1.1% | |
| Putnam Small Cap Growth Fund Class R6 766 | — | — | — | $61K | 1.0% | |
| Fidelity Freedom BLD 2025 K6 4,495 | — | — | — | $49K | 0.8% | |
| Fidelity International Index Fund 804 | — | — | — | $38K | 0.6% | |
| NOTES RECEIVABLE FROM PARTICIPANTS, bearing interest from 4.25% to 9.50%, with maturities through October 2029 0 | — | — | — | $36K | 0.6% | |
| DFA U.S. Targeted Value Fund I 665 | — | — | — | $23K | 0.4% | |
| Pioneer Strategic Income Fund Class K 2,162 | — | — | — | $20K | 0.3% | |
| REGISTERED INVESTMENT COMPANIES American Century Strategic Allocation Aggressive Fund R6 1,059 | — | — | — | $8K | 0.1% | |
| American Century Strategic Allocation Moderate Fund R6 1,247 | — | — | — | $8K | 0.1% | |
| Victory Sycamore Established Value Fund R6 169 | — | — | — | $8K | 0.1% | |
| WCM Focused International Growth Institutional Fund 342 | — | — | — | $7K | 0.1% | |
| Fidelity International Small Cap Fund 91 | — | — | — | $3K | <0.1% | |
| Fidelity U.S. Bond Index Fund 204 | — | — | — | $2K | <0.1% | |
| BlackRock High Yield Bond Fund K 263 | — | — | — | $2K | <0.1% | |
| Fidelity Freedom BLD 2010 K6 173 | — | — | — | $2K | <0.1% | |
| Fidelity Freedom BLD 2070 K6 139 | — | — | — | $1K | <0.1% |
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