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Original filing (PDF)20251014174407NAL0007060114001
ROTHY'S, INC.
Form 5500
FILING_RECEIVED
ROTHY'S, INC. 401(K) PLAN
401(k) retirement plan
Active participants
371
Accounts w/ balance
243
Plan assets (EOY)
$17.1M
Net assets (EOY)
$17.1M
How this plan invests
This plan
36 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
80
Knocking points off
- 65% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- Below-peer total fees (8 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ROTHY'S, INC..
Plan sponsor
Name
ROTHY'S, INC.
EIN
46-0577997
Address
200 VALLEJO STREET · SAN FRANCISCO, CA · 94111
Phone
(415) 320-6124
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DUFFY KRUSPODIN, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $13K | — |
Investments
36 direct securities· $17.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FID Freedom Index 2055 Mutual Fund | — | — | — | $2.8M | 16.2% | |
| FID Freedom Index 2050 Mutual Fund | — | — | — | $2.3M | 13.6% | |
| FID Freedom Index 2045 Mutual Fund | — | — | — | $1.5M | 8.9% | |
| FID Freedom Index 2060 Mutual Fund | — | — | — | $1.5M | 8.8% | |
| FID 500 Index Fund Mutual Fund | — | — | — | $1.4M | 8.1% | |
| FID Freedom Index 2040 Mutual Fund | — | — | — | $1.3M | 7.7% | |
| FID Freedom Index 2035 Mutual Fund | — | — | — | $1.2M | 7.1% | |
| FID Total Market Index Fund Mutual Fund | — | — | — | $797K | 4.7% | |
| JPM Large Cap Growth Fund Mutual Fund | — | — | — | $691K | 4.0% | |
| FID US Bond Index Fund Mutual Fund | — | — | — | $400K | 2.3% | |
| Dodge & Cox Stock Mutual Fund | — | — | — | $390K | 2.3% | |
| Calvert Us Large Cap Core Responsible Index Fund Mutual Fund | — | — | — | $314K | 1.8% | |
| FID Sm Cap Index Fund Mutual Fund | — | — | — | $290K | 1.7% | |
| FID Freedom Index 2065 Mutual Fund | — | — | — | $278K | 1.6% | |
| similar party collateral, par or maturity value *Fidelity Management Trust Company AF EuroPacific Growth Fund Mutual Fund | — | — | — | $217K | 1.3% | |
| FID Mid Cap Index Fund Mutual Fund | — | — | — | $214K | 1.3% | |
| PGIM Total Return Bond Mutual Fund | — | — | — | $156K | 0.9% | |
| Cohen & Steers Real Estate Securities Fund Mutual Fund | — | — | — | $144K | 0.8% | |
| Allspring Special Mid Cap Value Fund Mutual Fund | — | — | — | $140K | 0.8% | |
| FID Total International Index Fund Mutual Fund | — | — | — | $139K | 0.8% | |
| FID Freedom Index Income Fund Mutual Fund | — | — | — | $116K | 0.7% | |
| AF New Perspective Fund Mutual Fund | — | — | — | $99K | 0.6% | |
| FID Freedom Index 2025 Mutual Fund | — | — | — | $90K | 0.5% | |
| Notes receivable from participants Interest of 4.25% to 9.50% with maturities - 0 - | — | — | — | $88K | 0.5% | |
| Janus Henderson Triton Fund Mutual Fund | — | — | — | $80K | 0.5% | |
| American Centeury Small Cap Value Fund R6 CI Mutual Fund | — | — | — | $68K | 0.4% | |
| FID Freedom Index 2030 Mutual Fund | — | — | — | $62K | 0.4% | |
| Invesco Gold & Special Minerals Fund Mutual Fund | — | — | — | $54K | 0.3% | |
| Calvert International Equity Fund (R6) Mutual Fund | — | — | — | $50K | 0.3% | |
| Pimco Real Return Fund Mutual Fund | — | — | — | $48K | 0.3% | |
| AF New World Fund Mutual Fund | — | — | — | $38K | 0.2% | |
| Carillon Eagle Mid Cap Growth Fund Mutual Fund | — | — | — | $32K | 0.2% | |
| Blackrock High Yield Bond Portfolio Mutual Fund | — | — | — | $28K | 0.2% | |
| FID Government Money Market Fund Mutual Fund | — | — | — | $19K | 0.1% | |
| FID Freedom Index 2020 Mutual Fund | — | — | — | $4K | <0.1% | |
| Calvert Bond Fund Class I Mutual Fund | — | — | — | $1K | <0.1% |
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