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Original filing (PDF)20251010144148NAL0004339219001
KARL'S TV & APPLIANCE INC.
Form 5500
FILING_RECEIVED
KARL'S, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
380
Accounts w/ balance
343
Plan assets (EOY)
$5.6M
Net assets (EOY)
$5.6M
How this plan invests
This plan
23 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 68 bps in Schedule C fees — modestly above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for KARL'S TV & APPLIANCE INC..
Plan sponsor
Name
KARL'S TV & APPLIANCE INC.
EIN
46-0307274
Address
605 MAIN STREET · GREGORY, SD · 575331434
Phone
(605) 835-8711
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
EIDE BAILLY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEAMERICA RETIREMENT SERVICES | 46-5378846 | — | NONE | $27K | — |
| QUALIFIED PLAN ADVISORS | — | OMAHA, NE | NONE | $11K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $0 | — |
Investments
23 direct securities· $5.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2020 Inv Mutual Fund N/A | — | — | — | $749K | 13.4% | |
| Vanguard Target Retirement 2035 Inv Mutual Fund N/A | — | — | — | $661K | 11.8% | |
| Vanguard Target Retirement 2045 Inv Mutual Fund N/A | — | — | — | $613K | 11.0% | |
| Vanguard Target Retirement 2030 Inv Mutual Fund N/A | — | — | — | $518K | 9.3% | |
| Vanguard Target Retirement 2025 Inv Mutual Fund N/A | — | — | — | $506K | 9.1% | |
| Vanguard Target Retirement 2050 Inv Mutual Fund N/A | — | — | — | $502K | 9.0% | |
| Vanguard Target Retirement 2040 Inv Mutual Fund N/A | — | — | — | $438K | 7.9% | |
| Harbor Bond Institutional Mutual Fund N/A | — | — | — | $295K | 5.3% | |
| Vanguard 500 Index Admiral Mutual Fund N/A | — | — | — | $186K | 3.3% | |
| Lessor, or Similar Party Maturity Date Cost Value Dodge & Cox International Stock Cl I Mutual Fund N/A | — | — | — | $167K | 3.0% | |
| Vanguard Extended Market Index Admiral Mutual Fund N/A | — | — | — | $166K | 3.0% | |
| Vanguard Target Retirement 2060 Inv Mutual Fund N/A | — | — | — | $164K | 2.9% | |
| JP Morgan Large Cap Growth R6 Mutual Fund N/A | — | — | — | $146K | 2.6% | |
| Spectrum Moderate Allocation Fund - I Mutual Fund N/A | — | — | — | $125K | 2.2% | |
| AUL Stable Value Account Series A Guaranteed Investment Account N/A | — | — | — | $108K | 1.9% | |
| JPMorgan Equity Income Fund R6 Mutual Fund N/A | — | — | — | $61K | 1.1% | |
| Janus Henderson Small Cap Value Fund N Shares Mutual Fund N/A | — | — | — | $44K | 0.8% | |
| Vanguard Target Retirement 2055 Inv Mutual Fund N/A | — | — | — | $33K | 0.6% | |
| Vanguard Total Bond Market Adm Mutual Fund N/A | — | — | — | $25K | 0.5% | |
| Vanguard Target Retirement Income Inv Mutual Fund N/A | — | — | — | $22K | 0.4% | |
| Notes receivable from participants Maturing 2025 - 2029 at interest rates of 4.25-9.50% - | — | — | — | $21K | 0.4% | |
| Janus Henderson Triton N Mutual Fund N/A | — | — | — | $17K | 0.3% | |
| Vanguard Target Retirement 2065 Inv Mutual Fund N/A | — | — | — | $6K | 0.1% |
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