Original filing (PDF)20251010145910NAL0004730915001

BILLION MOTORS, INC.

Name: BILLION MOTORS, INC. — BILLION MOTORS, INC. SALARY DEFERRAL 401K PLN, Form 5500 (2024)
Creator: BILLION MOTORS, INC.

Form 5500

FILING_RECEIVED

BILLION MOTORS, INC. SALARY DEFERRAL 401K PLN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

1,215

Accounts w/ balance

709

Plan assets (EOY)

$71.9M

Net assets (EOY)

$71.9M

How this plan invests

This plan

11 pooled trusts

Schedule D

33 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

Participation health

Knocking points off

27 bps in Schedule C fees — 66% above peer band of 16 bps.
No recordkeeper disclosed on Schedule C.
58% balance-to-active ratio — below typical for a healthy 401(k).

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BILLION MOTORS, INC..

Plan sponsor

Name

BILLION MOTORS, INC.

EIN

46-0307139

Address

3401 W 41ST ST · SIOUX FALLS, SD · 57106

Phone

(605) 679-3689

Industry

Retail Tradesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-10

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

2U · Association Retirement Plan

3H · Sponsor in controlled / affiliated group

Audit & trust (Schedule H)

Auditor

RSM US LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

3 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CREATIVE PLANNING, LLC	43-1270780	—	INVESTMENT ADVISORY	$47K	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$144K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
CREATIVE PLANNING, LLC	84-4519624	—	INV ADV, PARTICIPANTS	$0	—

Investments

25 direct securities · 11 pooled funds· $84.3M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized

$60.6M

25 holdings

Common Collective Trust

$13.0M

8 holdings

Pooled Separate Account

$10.7M

3 holdings

Investment	Type	Shares / units	Cost	Current value	% of plan
MFS Growth R3 Fund Mutual fund	—	—	—	$12.0M	16.6%
Vanguard Fed Money Mrkt Inv Mutual fund	—	—	—	$8.9M	12.4%
Principal Large Cap S&P 500 Index Sep Acct* Pooled separate account	—	—	—	$7.9M	11.0%
PRIN LGCP S&P 500 IDX SA-NE PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016	Pooled Separate Account	—	—	$7.9M	11.0%
Fidelity 500 Index Fund Mutual fund	—	—	—	$7.8M	10.9%
Dodge & Cox Stock X Fund Mutual fund	—	—	—	$4.2M	5.8%
American Funds EuroPacific Growth R6 Mutual fund	—	—	—	$4.1M	5.7%
Fidelity Mid Cap Index Fund Mutual fund	—	—	—	$3.6M	5.0%
Invesco Discovery R5 Fund Mutual fund	—	—	—	$3.2M	4.4%
AMER CENT IN RETIRE TRUST L GLOBAL TRUST COMPANY · EIN 30-6406015 / PN 001	Common Collective Trust	—	—	$3.0M	4.1%
STATE ST WD DV EX US IDX II FD STATE STREET BANK AND TRUST COMPANY · EIN 04-0025081 / PN 034	Common Collective Trust	—	—	$2.6M	3.6%
STATE STREET US BD ID SL XIV STATE STREET BANK AND TRUST COMPANY · EIN 90-0337987 / PN 477	Common Collective Trust	—	—	$2.2M	3.1%
Fidelity Small Cap Index Fund Mutual fund	—	—	—	$1.9M	2.7%
STABLE VALUE FIXED INCOME CIT ALTA TRUST COMPANY · EIN 88-2465398 / PN 001	Common Collective Trust	—	—	$1.5M	2.1%
Principal Mid Cap S&P 400 Index Sep Acct* Pooled separate account	—	—	—	$1.5M	2.1%
PRIN MIDCAP S&P 400 IDX SA-NE PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023	Pooled Separate Account	—	—	$1.5M	2.1%
through August 2054	—	—	—	$1.5M	2.1%
American Century Retirement Date 2035 Collective fund	—	—	—	$1.4M	2.0%
STATE STREET EM IDX SL II FD STATE STREET GLOBAL ADVISORS · EIN 32-6528132 / PN 035	Common Collective Trust	—	—	$1.4M	2.0%
PRIN/D&C INT BOND CIT N SEI TRUST COMPANY · EIN 47-6566265 / PN 001	Common Collective Trust	—	—	$1.4M	1.9%
PRIN SMCAP S&P 600 INDEX SA-NE PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028	Pooled Separate Account	—	—	$1.3M	1.9%
PRIN/BR INTL EQ INDX CIT N SEI TRUST COMPANY · EIN 52-2265229 / PN 001	Common Collective Trust	—	—	$778K	1.1%
Fidelity US Bond Index Fund Mutual fund	—	—	—	$554K	0.8%
American Century Retirement Date 2030 Collective fund	—	—	—	$499K	0.7%
American Century In Ret Trust L Collective fund	—	—	—	$461K	0.6%
American Century Retirement Date 2040 Collective fund	—	—	—	$226K	0.3%
Vanguard Short Term Inflation Protected Mutual fund	—	—	—	$211K	0.3%
John Hancock Disc Val MC R6 Fund Mutual fund	—	—	—	$183K	0.3%
Fidelity Adv Sm Cap Val I Fund Mutual fund	—	—	—	$164K	0.2%
American Century Retirement Date 2045 Collective fund	—	—	—	$93K	0.1%
American Century Retirement Date 2050 Collective fund	—	—	—	$84K	0.1%
American Century Retirement Date 2060 Collective fund	—	—	—	$81K	0.1%
BLACKROCK MID CAP GR EQ CL L1 GREAT GRAY TRUST COMPANY · EIN 38-4139851 / PN 629	Common Collective Trust	—	—	$63K	<0.1%
American Century Retirement Date 2065 Collective fund	—	—	—	$51K	<0.1%
American Century Retirement Date 2055 Collective fund	—	—	—	$21K	<0.1%
American Century Retirement Date 2025 Collective fund	—	—	—	$13K	<0.1%