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Original filing (PDF)20250911151456NAL0000400785001
JOURNEY GROUP COMPANIES
Form 5500
FILING_RECEIVED
JOURNEY GROUP 401(K) PLAN
401(k) retirement plan
Active participants
283
Accounts w/ balance
405
Plan assets (EOY)
$26.1M
Net assets (EOY)
$26.1M
How this plan invests
This plan
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 68 bps in Schedule C fees — 134% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for JOURNEY GROUP COMPANIES.
Plan sponsor
Name
JOURNEY GROUP COMPANIES
EIN
46-0189350
Address
4500 WEST 58TH STREET · SIOUX FALLS, SD · 57108
Phone
(605) 336-1640
Industry
Constructionsee all
Plan administrator
Name
FUTUREPLAN FIDUCIARY SERVICES
EIN
82-3719843
City
BOSTON, MA
Phone
(855) 711-5283
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-11
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
EIDE BAILLY, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO OF AME | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $101K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HUB INVESTMENT ADVISORS INC | — | OMAHA, NE | INVESTMENT ADVISOR | $40K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $6K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS HOLDINGS INC. | 11-3665754 | SAN DIEGO, CA | CONTRACT ADMIN | $30K | — |
Investments
28 direct securities· $26.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2045 Fund Mutual Fund N/A | — | — | — | $3.9M | 15.0% | |
| Vanguard Target Retirement 2040 Fund Mutual Fund N/A | — | — | — | $3.4M | 12.9% | |
| Vanguard Target Retirement 2030 Fund Mutual Fund N/A | — | — | — | $2.3M | 8.9% | |
| Vanguard Target Retirement 2055 Fund Mutual Fund N/A | — | — | — | $2.3M | 8.7% | |
| Vanguard Target Retirement 2060 Fund Mutual Fund N/A | — | — | — | $1.9M | 7.3% | |
| Vanguard Target Retirement 2050 Fund Mutual Fund N/A | — | — | — | $1.9M | 7.2% | |
| Vanguard Target Retirement 2025 Fund Mutual Fund N/A | — | — | — | $1.6M | 6.1% | |
| MM S&P 500 Index I Mutual Fund N/A | — | — | — | $1.4M | 5.2% | |
| Vanguard Target Retirement 2035 Fund Mutual Fund N/A | — | — | — | $1.3M | 5.0% | |
| Vanguard Target Retirement 2020 Fund Mutual Fund N/A | — | — | — | $1.3M | 4.9% | |
| Capital Preservation Guaranteed Interest Account N/A | — | — | — | $807K | 3.1% | |
| Fidelity Advisor Total Bond Z Mutual Fund N/A | — | — | — | $786K | 3.0% | |
| JP Morgan Large Cap Growth R6 Mutual Fund N/A | — | — | — | $710K | 2.7% | |
| Vanguard Mid Cap Index Fund Mutual Fund N/A | — | — | — | $384K | 1.5% | |
| Vanguard Small Cap Index Fund Mutual Fund N/A | — | — | — | $364K | 1.4% | |
| ClearBridge Int'l Growth Is Mutual Fund N/A | — | — | — | $362K | 1.4% | |
| BNY Mellon Dynamic Value Y Mutual Fund N/A | — | — | — | $362K | 1.4% | |
| Notes Receivable from Participants Maturing 2025-2029 at - | — | — | — | $303K | 1.2% | |
| MassMutual Mid Cap Growth I Mutual Fund N/A | — | — | — | $168K | 0.6% | |
| Invesco Developing Markets R6 Mutual Fund N/A | — | — | — | $149K | 0.6% | |
| JHancock Disciplined Value Mid Cap R6 Mutual Fund N/A | — | — | — | $110K | 0.4% | |
| Vanguard Target Retirement Income Fund Mutual Fund N/A | — | — | — | $97K | 0.4% | |
| Clearbridge Small Cap Gr Is Mutual Fund N/A | — | — | — | $86K | 0.3% | |
| American Funds American HI Inc TR R6 Mutual Fund N/A | — | — | — | $68K | 0.3% | |
| Lord Abbett Short Duration Income R6 Mutual Fund N/A | — | — | — | $48K | 0.2% | |
| Macquarie Small Cap Value R6 Mutual Fund N/A | — | — | — | $38K | 0.1% | |
| Federated Hermes Govt Obl Advisor Mutual Fund N/A | — | — | — | $32K | 0.1% | |
| Vanguard Target Retirement 2060 Fund Mutual Fund N/A | — | — | — | $27K | 0.1% |
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