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Original filing (PDF)20251013093227NAL0000446467001
NORTHWESTERN CORPORATION
Form 5500
FILING_RECEIVED
NORTHWESTERN ENERGY EMPLOYEE BENEFIT PLAN
Health & welfare plan
Signals · 4
84% in single holding~593 bps in Sched C feesNo recordkeeper disclosed12 service providers
Active participants
1,580
Accounts w/ balance
—
Plan assets (EOY)
$26.0M
Net assets (EOY)
$22.3M
How this plan invests
This plan
3 pooled trusts
Schedule D
3 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "[DFE: STATE STREET S&P 500(R) INDEX SECURITIES LENDING COMMON TRUST FUND (extraction pending)]" is 84% of plan.
- 593 bps in Schedule C fees — 1944% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NORTHWESTERN CORPORATION.
Plan sponsor
Name
NORTHWESTERN CORPORATION
DBA
DBA NORTHWESTERN ENERGY
EIN
46-0172280
Address
11 EAST PARK STREET · BUTTE, MT · 597011711
Phone
(605) 978-2826
Industry
Utilitiessee all
Plan administrator
Name
EMPLOYEE BENEFIT ADMINISTRATION COMMITTEE
EIN
46-0172280
City
SIOUX FALLS, SD
Phone
(605) 978-2826
Plan characteristics
Plan number
530
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4Q · Other
4H · Long-Term Disability
4E · Vision
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
12 rowsOther
12| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MONTANA | 81-0216685 | — | N/A | $572K | — |
| EXPRESS SCRIPTS, INC. | 43-1420563 | — | N/A | $440K | — |
| EMPYREAN BENEFIT SOLUTIONS, INC | 20-3029813 | — | N/A | $225K | — |
| VIRGIN PULSE | 20-2547480 | — | N/A | $82K | — |
| DELTA DENTAL INSURANCE COMPANY | 94-2761537 | — | N/A | $55K | — |
| MERCER HEALTH & BENEFITS LLC | 13-2834414 | — | N/A | $51K | — |
| VISION SERVICE PLAN | 06-1227840 | — | N/A | $35K | — |
| MERCER INVESTMENTS LLC | 30-0282430 | — | FIDUCIARY | $33K | — |
| CURALINC | 33-1206383 | — | N/A | $18K | — |
| COMPSYCH | 36-3739783 | — | N/A | $15K | — |
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-6568107 | — | N/A | $7K | — |
| THE NORTHERN TRUST COMPANY | 36-1561860 | — | N/A | $7K | — |
Investments
3 pooled funds· $16.2M(62% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| SSGA S & P 500 INDEX SL CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-3205013 / PN 001 | Common Collective Trust | — | — | $13.6M | 52.4% | |
| SSGA US AGGREGATE BOND INDEX SL CTF STATE STREET GLOBAL ADVISORS TRUST COMPANY · EIN 04-6880538 / PN 001 | Common Collective Trust | — | — | $2.5M | 9.5% | |
| COLLECTIVE SHORT-TERM INVEST. FUND THE NORTHERN TRUST COMPANY · EIN 36-6452394 / PN 001 | Common Collective Trust | — | — | $72K | 0.3% |