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Original filing (PDF)20251014095758NAL0001205379001

THE BOARD OF TRUSTEES OF THE CATHOLIC CHARITIES USA EMPLOYEE WELFARE B

Form 5500
FILING_RECEIVED
CATHOLIC CHARITIES USA AND PARTICIPATING EMPLOYERS MASTER WELFARE BENEFIT PLAN
Health & welfare plan
Signals · 4
13% employer stock~1098 bps in Sched C feesNo recordkeeper disclosed16 service providers
Active participants
2,733
Accounts w/ balance
Plan assets (EOY)
$24.6M
Net assets (EOY)
$23.1M
How this plan invests
This plan
303 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
88
Total plan cost
65
Vendor stack
68
Participation health
100
Knocking points off
  • 13% of plan in employer / sponsor stock.
  • 1098 bps in Schedule C fees — 3684% above peer band of 29 bps.
  • No recordkeeper disclosed on Schedule C.
  • Highly fragmented vendor stack (16 disclosed providers, 7 categories).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE BOARD OF TRUSTEES OF THE CATHOLIC CHARITIES USA EMPLOYEE WELFARE B.
Plan sponsor
Name
THE BOARD OF TRUSTEES OF THE CATHOLIC CHARITIES USA EMPLOYEE WELFARE B
EIN
45-6491273
Address
2050 BALLENGER AVENUE · ALEXANDRIA, VA · 22314
Phone
(703) 549-1390
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Welfare benefit codes
4A · Health (other than dental or vision)
4D · Dental
4E · Vision
Audit & trust (Schedule H)
Auditor
APRIO LLP
Trustee / custodian
Trustee phone

Service providers (Schedule C)

16 rows
Advisor / Consultant
1
NameEINLocationRelationDirect compIndirect comp
USI INSURANCE SERVICES NORTHWEST91-1176315PHARMACY CONSULTANT$4K
Broker
1
NameEINLocationRelationDirect compIndirect comp
USI INSURANCE SERVICES56-1882208BROKER$409K
TPA / Administrator
1
NameEINLocationRelationDirect compIndirect comp
CAREFIRST ADMINISTRATORS52-1187907THIRD PARTY ADMIN/PBM$1.5M
Accountant / Auditor
2
NameEINLocationRelationDirect compIndirect comp
CHERRY BEKAERTTYSON, VAACCOUNTANT$178K
APRIO LLP57-1157523AUDITOR$47K
Legal counsel
1
NameEINLocationRelationDirect compIndirect comp
ARENT FOX LLP53-0215923LEGAL$5K
Insurance
1
NameEINLocationRelationDirect compIndirect comp
HUB INTERNATIONALROCKVILLE, MDINSURANCE$61K
Other
9
NameEINLocationRelationDirect compIndirect comp
S. ROBINSONALEXANDRIA, VAPLAN EMPLOYEE$174K
DELTA DENTAL OF VIRGINIA54-0844477NONE$74K
HEALTH ADVOCATE36-2167779OTHER$73K
P&A ADMINISTRATIVE SERVICES, INC.BUFFALO, NYCOBRA ADMIN$50K
4MYBENEFITS, INC.CINCINNATI, OHBENEFIT ADMINISTRATOR$45K
HEALTHSPARQ/MD LIVE MED35-2486216PORTLAND, ORNONE$41K
VISION SERVICE PLAN06-1227840VISION ADMINISTRATOR$27K
ZOMOHEALTH, LLCHOUSTON, TXOTHER SERVICES$27K
CONIFER HEALTH23-1728483HEALTH DATA WAREHOUSE$9K

Investments

286 direct securities· $19.0M(77% of reported assets)
PIInvestmentTypeShares / unitsCostCurrent value% of plan
Federated Hermes Govt OBL PRM Mutual fund N/A$4.7M18.9%
Asset on the Current Value ofTransaction Date $ (g)$2.2M$4.6M18.8%
Federated Hermes MTG Strategy Mutual fund$947K$940K3.8%
Loomis Sayles SECRZD ASC INST Mutual fund$424K$420K1.7%
United States Treasury Note Rate 2.750% Matures 02/15/2028$295K$295K1.2%
United States Treasury Note Rate 2.625% Matures 02/15/2029$285K$285K1.2%
Loomis Sayles HI INC OPP INST Mutual fund$279K$276K1.1%
United States Treasury Note Rate 1.875% Matures 02/28/2027$253K$254K1.0%
United States Treasury Note Rate 3.875% Matures 08/15/2034$250K$247K1.0%
United States Treasury Note Rate 1.625% Matures 02/15/2026$221K$217K0.9%
United States Treasury Note Rate 1.500% Matures 08/15/2026$210K$211K0.9%
United States Treasury Note Rate 4.500% Matures 11/15/2033$190K$186K0.8%
Federated Hermes Corp BD Strgy Mutual fund$140K$140K0.6%
United States Treasury Note Rate 4.125% Matures 11/15/2032$138K$137K0.6%
United States Treasury Note Rate 3.500% Matures 02/15/2033$122K$121K0.5%
United States Treasury Note Rate 3.500% Matures 01/31/2030$118K$118K0.5%
Federal National Mtg Assn Pool Rate 4.000% Matures 11/01/2052$122K$112K0.5%
Nvidia Corporation Common Stock$59K$110K0.4%
Tesla Inc Common Stock$43K$104K0.4%
Microsoft Corp Common Stock$70K$94K0.4%
United States Treasury Note Rate 4.250% Matures 02/28/2029$92K$92K0.4%
Meta Platforms Inc Cl A Common Stock$59K$87K0.4%
FHLMC 30 YR GOLD SD8226 Rate 3.500% Matures 07/01/2052$87K$86K0.3%
Federal National Mtg Assn Pool Rate 2.500% Matures 04/01/2052$85K$83K0.3%
United States Treasury Bond Rate 1.750% Matures 08/15/2041$85K$83K0.3%
United States Treasury Note Rate 3.625% Matures 08/31/2029$78K$77K0.3%
Amazon Com Inc Common Stock$50K$75K0.3%
Visa Inc Cl A Common Stock$38K$72K0.3%
Netflix Inc Common Stock$20K$71K0.3%
United States Treasury Note Rate 4.625% Matures 09/30/2030$71K$71K0.3%
United States Treasury Bond Rate 3.375% Matures 08/15/2042$69K$68K0.3%
Twdc Enterprises 18 Corp Rate 2.950% Matures 06/15/2027$65K$65K0.3%
United States Treasury Note Rate 4.375% Matures 05/15/2034$65K$64K0.3%
United States Treasury Bond Rate 3.625% Matures 05/15/2053$65K$64K0.3%
United States Treasury Note Rate 4.000% Matures 02/15/2034$63K$62K0.3%
United States Treasury Note Rate 3.875% Matures 09/30/2029$57K$57K0.2%
Citigroup Inc Rate 1.462% Matures 06/09/2027$56K$56K0.2%
Oracle Corp Common Stock$23K$54K0.2%
Jpmorgan Chase & Co Common Stock$55K$54K0.2%
Federared Hermes Intl BD Strgy Mutual fund$56K$52K0.2%
American Express Co Rate 4.200% Matures 11/06/2025$55K$52K0.2%
Bank Of New York Mellon Co Rate 5.188% Matures 03/14/2035$52K$52K0.2%
United States Treasury Note Rate 1.250% Matures 08/15/2031$52K$51K0.2%
Alabama Power Co Rate 3.050% Matures 03/15/2032$52K$51K0.2%
National Rural Utilities Cooperative Finance Corp Rate 3.400% Matures 02/07/2028$51K$51K0.2%
Walt Disney Co Hldg Co Common Stock$48K$47K0.2%
Us Bancorp Rate 3.900% Matures 04/26/2028$46K$46K0.2%
Texas Instruments Inc Rate 1.900% Matures 09/15/2031$49K$45K0.2%
Northern Trust Corp Rate 3.150% Matures 05/03/2029$45K$45K0.2%
Bank Of America Corp Rate 4.271% Matures 07/23/2029$45K$45K0.2%
Pnc Financial Services Group Inc Rate 2.550% Matures 01/22/2030$45K$44K0.2%
Goldman Sachs Group Inc Rate 2.600% Matures 02/07/2030$45K$44K0.2%
United States Treasury Bond Rate 3.875% Matures 05/15/2043$44K$43K0.2%
Us Bancorp Rate 2.677% Matures 01/27/2033$43K$43K0.2%
At&T Inc Rate 1.700% Matures 03/25/2026$42K$42K0.2%
Goldman Sachs Group Inc Rate 1.431% Matures 03/09/2027$42K$42K0.2%
Bank Of America Corp Rate 1.197% Matures 10/24/2026$42K$42K0.2%
United States Treasury Bond Rate 4.750% Matures 11/15/2053$43K$42K0.2%
Bank Of America Corp Rate 1.658% Matures 03/11/2027$41K$41K0.2%
Mastercard Inc Rate 3.350% Matures 03/26/2030$41K$41K0.2%
Alphabet Inc Cl A Common Stock$18K$40K0.2%
United States Treasury Note Rate 4.250% Matures 11/15/2034$41K$40K0.2%
Shell Finance Us Inc Rate 2.750% Matures 04/06/2030$39K$39K0.2%
Salesforce Inc Common Stock$20K$37K0.2%
Accenture Capital Inc Rate 4.050% Matures 10/04/2029$37K$37K0.1%
Federal National Mtg Assn Pool Rate 4.000% Matures 06/01/2052$46K$36K0.1%
Walmart Inc Common Stock$34K$36K0.1%
Alphabet Inc Cl C Common Stock$10K$36K0.1%
Uruguay Government International Bond Rate 4.375% Matures 01/23/2031$35K$35K0.1%
United States Treasury Note Rate 3.875% Matures 08/15/2033$35K$34K0.1%
Autodesk Inc Delaware Common Stock$22K$34K0.1%
Coca-Cola Co Rate 3.450% Matures 03/25/2030$33K$33K0.1%
Taiwan Smcndctr Mfg Co Ltd Adr Common Stock$23K$33K0.1%
Bp Capital Markets America Inc Rate 5.227% Matures 11/17/2034$33K$33K0.1%
Public Service Co Of Colorado Rate 1.875% Matures 06/15/2031$33K$32K0.1%
Truist Financial Corp Rate 1.267% Matures 03/02/2027$32K$32K0.1%
Broadcom Inc Common Stock$23K$32K0.1%
Philip Morris International Inc Rate 4.875% Matures 02/13/2029$31K$31K0.1%
Philip Morris International Inc Rate 5.250% Matures 02/13/2034$31K$31K0.1%
Oracle Corp Rate 1.650% Matures 03/25/2026$30K$30K0.1%
Shopify Inc Common Stock$12K$30K0.1%
Home Depot Inc Common Stock$15K$29K0.1%
Ares Capital Corp Rate 2.150% Matures 07/15/2026$29K$29K0.1%
Equinor Asa Rate 2.375% Matures 05/22/2030$28K$28K0.1%
Astrazeneca Plc Rate 1.375% Matures 08/06/2030$28K$27K0.1%
Federated Hermes HI Yld Strgy Mutual fund$28K$27K0.1%
United States Treasury Note Rate 0.250% Matures 07/31/2025$27K$27K0.1%
Exxon Mobil Corp Common Stock$30K$27K0.1%
Jpmorgan Chase & Co Rate 1.578% Matures 04/22/2027$27K$27K0.1%
Jpmorgan Chase & Co Rate 1.470% Matures 09/22/2027$26K$26K0.1%
Federal National Mtg Assn Pool Rate 3.000% Matures 07/01/2052$27K$26K0.1%
Monster Beverage Corp New Com Common Stock$22K$26K0.1%
Blackrock Inc Rate 1.900% Matures 01/28/2031$26K$26K0.1%
Allstate Corp Rate 0.750% Matures 12/15/2025$26K$26K0.1%
Bank Of America Corp Common Stock$28K$26K0.1%
Blackstone Private Credit Fund Rate 2.625% Matures 12/15/2026$26K$26K0.1%
Cisco Sys Inc Common Stock$25K$25K0.1%
Jpmorgan Chase & Co Rate 1.040% Matures 02/04/2027$25K$25K0.1%
Dick'S Sporting Goods Inc Rate 4.100% Matures 01/15/2052$25K$25K0.1%
Chevron Corp Common Stock$29K$25K<0.1%
Boeing Co Rate 5.805% Matures 05/01/2050$24K$24K<0.1%
United States Treasury Bond Rate 1.875% Matures 11/15/2051$26K$24K<0.1%
Linde Plc Common Stock$23K$24K<0.1%
Biogen Inc Rate 2.250% Matures 05/01/2030$23K$23K<0.1%
Ecolab Inc Rate 2.125% Matures 02/01/2032$24K$23K<0.1%
Qualcomm Inc Common Stock$20K$23K<0.1%
Wells Fargo & Co New Common Stock$24K$23K<0.1%
United States Treasury Bond Rate 2.375% Matures 02/15/2042$23K$22K<0.1%
Marsh & Mclennan Cos Inc Common Stock$23K$22K<0.1%
Accenture Plc Ireland Cl A Common Stock$22K$22K<0.1%
Kinder Morgan Inc Rate 4.300% Matures 03/01/2028$22K$22K<0.1%
Parker Hannifin Corp Common Stock$23K$21K<0.1%
Chubb Ltd Common Stock$21K$21K<0.1%
Mc Donalds Corp Common Stock$21K$21K<0.1%
Charter Comm Operating Llc Rate 5.050% Matures 03/30/2029$21K$21K<0.1%
Mexico Government International Bond Rate 6.050% Matures 01/11/2040$21K$20K<0.1%
Intl Business Machines Corp Common Stock$19K$20K<0.1%
Southern Copper Corp Rate 6.750% Matures 04/16/2040$21K$20K<0.1%
Amgen Inc Rate 2.450% Matures 02/21/2030$20K$20K<0.1%
General Motors Financial Co Inc Rate 4.300% Matures 04/06/2029$20K$20K<0.1%
Analog Devices Inc Common Stock$20K$20K<0.1%
Astrazeneca Finance Llc Rate 4.850% Matures 02/26/2029$20K$20K<0.1%
Air Lease Corp Rate 2.875% Matures 01/15/2032$20K$20K<0.1%
United States Treasury Note Rate 1.625% Matures 05/15/2031$19K$19K<0.1%
United States Treasury Bond Rate 4.000% Matures 11/15/2052$23K$19K<0.1%
Cvs Health Corp Rate 5.250% Matures 02/21/2033$20K$19K<0.1%
At&T Inc Common Stock$19K$19K<0.1%
Automatic Data Processing Inc Common Stock$19K$19K<0.1%
Jpmorgan Chase & Co Rate 4.452% Matures 12/05/2029$18K$19K<0.1%
Comcast Corp Common Stock$21K$18K<0.1%
Cvs Health Corp Rate 5.400% Matures 06/01/2029$18K$18K<0.1%
Starbucks Corp Washington Common Stock$16K$18K<0.1%
Whirlpool Corp Rate 4.600% Matures 05/15/2050$18K$17K<0.1%
TENN VALLEY AUTH Rate 5.880% Matures 04/01/2036$18K$17K<0.1%
Blackrock Inc Common Stock$7K$17K<0.1%
Bank Of New York Mellon Corp Common Stock$17K$17K<0.1%
Intuitive Surgical Inc Common Stock$6K$17K<0.1%
Biogen Inc Rate 3.150% Matures 05/01/2050$17K$16K<0.1%
Pnc Finl Svcs Gp Common Stock$18K$16K<0.1%
Cme Group Inc Common Stock$16K$16K<0.1%
Coca Cola Co Common Stock$16K$16K<0.1%
United States Treasury Note Rate 4.125% Matures 11/15/2027$16K$16K<0.1%
Union Pacific Corp Common Stock$16K$16K<0.1%
Bp Capital Markets America Inc Rate 3.588% Matures 04/14/2027$16K$16K<0.1%
Factset Research Systems Inc Common Stock$10K$15K<0.1%
Midamerican Energy Co Rate 3.650% Matures 04/15/2029$15K$15K<0.1%
Sei Investments Co Common Stock$10K$15K<0.1%
Trane Technologies Plc Common Stock$16K$15K<0.1%
Exelon Corp Rate 4.700% Matures 04/15/2050$15K$14K<0.1%
Federal National Mtg Assn Pool Rate 4.500% Matures 07/01/2052$17K$14K<0.1%
Mondelez Intl Inc Com Common Stock$15K$14K<0.1%
Oracle Corp Rate 2.950% Matures 04/01/2030$14K$14K<0.1%
United States Treasury Note Rate 2.875% Matures 05/15/2032$14K$13K<0.1%
Expeditors Intl Wash Inc Common Stock$10K$13K<0.1%
Eog Resources Inc Common Stock$15K$13K<0.1%
Southern Co Common Stock$14K$13K<0.1%
United States Treasury Bond Rate 3.250% Matures 05/15/2042$13K$13K<0.1%
Comcast Corp Rate 5.300% Matures 06/01/2034$13K$13K<0.1%
Tjx Cos Inc New Common Stock$13K$13K<0.1%
United States Treasury Note Rate 4.125% Matures 11/30/2029$13K$13K<0.1%
Dbs Group Holdings Ltd Sp Common Stock$8K$13K<0.1%
Alibaba Group Hldg Ltd Common Stock$23K$13K<0.1%
Ill Tool Works Inc Common Stock$13K$13K<0.1%
Waste Mgmt Inc Common Stock$13K$13K<0.1%
At&T Inc Rate 2.250% Matures 02/01/2032$12K$12K<0.1%
Entergy Corp New Common Stock$12K$12K<0.1%
Celanese Us Holdings Llc Rate 6.379% Matures 07/15/2032$12K$12K<0.1%
Valero Energy Cp Dela New Common Stock$14K$12K<0.1%
Block Inc Cl A Common Stock$10K$12K<0.1%
Softbank Corp Unspons Adr Common Stock$10K$12K<0.1%
Tencent Hldgs Ltd Unspon Adr Common Stock$11K$12K<0.1%
Federal National Mtg Assn Pool Rate 4.500% Matures 06/01/2052$13K$12K<0.1%
Paypal Hldgs Inc Com Common Stock$11K$11K<0.1%
Allianz Se Adr Common Stock$9K$11K<0.1%
Rheinmetall Ag Unspon Adr Common Stock$11K$11K<0.1%
Goldman Sachs Group Inc Rate 2.383% Matures 07/21/2032$11K$11K<0.1%
Technipfmc Ltd Common Stock$7K$11K<0.1%
Nike Inc B Common Stock$10K$10K<0.1%
Kla Corporation Common Stock$10K$10K<0.1%
Yum Brands Inc Common Stock$8K$10K<0.1%
Disco Corp Adr Common Stock$10K$10K<0.1%
Lam Research Corporation New Common Stock$10K$10K<0.1%
Workday Inc Cl A Common Stock$7K$10K<0.1%
Medtronic Plc Shs Common Stock$11K$10K<0.1%
United States Treasury Note Rate 4.125% Matures 10/31/2029$10K$10K<0.1%
Starbucks Corp Rate 3.500% Matures 11/15/2050$10K$10K<0.1%
Texas Instruments Common Stock$6K$10K<0.1%
Charter Communications Operati Ng Llc Rate 5.500% Matures 04/01/2063$10K$10K<0.1%
Sumitomo Mitsui Finl Group Inc Common Stock$7K$9K<0.1%
Hdfc Bank Ltd Adr Common Stock$8K$9K<0.1%
Sap Ag Common Stock$5K$9K<0.1%
Nestle Spon Adr Rep Reg Shr Common Stock$9K$9K<0.1%
United States Treasury Bond Rate 3.875% Matures 02/15/2043$9K$9K<0.1%
Telefonica Emisiones Sa Rate 7.045% Matures 06/20/2036$9K$9K<0.1%
Pepsico Inc Nc Common Stock$9K$9K<0.1%
Manulife Financial Corp Common Stock$6K$9K<0.1%
Infineon Technologies Ag Common Stock$8K$9K<0.1%
General Mills Inc Common Stock$8K$8K<0.1%
Ppg Industries Inc Common Stock$9K$8K<0.1%
Haleon Plc Adr Common Stock$7K$8K<0.1%
Showing top 200 of 286 investments by value.