How big is Ideal Option PLLC's plan?

Ideal Option PLLC's plan reported $10.7M in assets and 707 participants for 2024.

Original filing (PDF)20251015143148NAL0002457299001

Ideal Option PLLC

Name: Ideal Option PLLC — Ideal Option PLLC 401(k) Plan, Form 5500 (2024)
Creator: Ideal Option PLLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Ideal Option PLLC 401(k) Plan

401(k) retirement plan · Ideal Option PLLC's Ideal Option PLLC 401(k) Plan held $10.7M in plan assets for 707 participants in 2024, with Nationwide as recordkeeper.

Signals · 2

Corrective distributions issued~80 bps in Sched C fees

Active participants

707

Accounts w/ balance

365

Plan assets (EOY)

$10.7M

Net assets (EOY)

$10.4M

People on this filing

Garrett Leaf signed Ideal Option PLLC's 2024 Form 5500 as plan administrator.

Garrett Leaf — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Ideal Option PLLC's EIN is 45-5513274.

EIN 45-5513274

Plan number 001

Plan year 2024

ACK ID 20251015143148NAL0002457299001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Ideal Option PLLC from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Ideal Option PLLC's plan includes profit-sharing, a 401(k) feature, ERISA 404(c) participant direction.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for IDEAL OPTION PLLC.

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How this plan invests

This plan

37 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
Total administrative cost in the bottom quartile of peers (20th percentile).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (6th percentile).
Bottom-decile employer contributions per participant (6th percentile).

Plan sponsor

Name

IDEAL OPTION PLLC

EIN

all filings

Address

5615 DUNBARTON AVE · PASCO, WA · 99301

Phone

(509) 222-1275

Industry

Health Care & Social Assistance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2A · Age/service weighted or new comparability

2E · Profit-sharing

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2G · Total participant-directed accounts

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

3 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONWIDE	31-1592130	COLUMBUS, OH	RECORDKEEPER	$30K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
LPL FINANCIAL LLC - RPCP	95-2834236	SAN DIEGO, CA	ADVISOR	$50K	—

TPA / Administrator

Investments

37 direct securities· $10.5M(98% of reported assets)

Mutual Funds

$9.2M

28 holdings

Common Collective Trusts

$970K

2 holdings

Other securities

$381K

7 holdings

					% of plan
Vanguard Growth Index Adml Mutual Fund	Mutual Funds	—	—	$1.4M	12.7%
NUVEEN LIFECYCLE INDEX 2050 FUND - CLASS R6 Mutual Fund	Mutual Funds	—	—	$981K	9.2%
Fidelity 500 Index Mutual Fund	Common Collective Trusts	—	—	$947K	8.8%
TIAA CREF Lifecycle Index 2045 Mutual Fund	Mutual Funds	—	—	$865K	8.1%
TIAA CREF Lifecycle Index 2055 Mutual Fund	Mutual Funds	—	—	$812K	7.6%
Vanguard Intermediate term Treasury Index Mutual Fund 99 Vanguard Mid Cap Index Adml Mutual Fund	Mutual Funds	—	—	$662K	6.2%
Vanguard Small Cap Index Adml Mutual Fund	Mutual Funds	—	—	$485K	4.5%
Vanguard Wellesley Income Adml Mutual Fund	Mutual Funds	—	—	$386K	3.6%
TIAA CREF Lifecycle Index 2025 Mutual Fund	Mutual Funds	—	—	$364K	3.4%
TIAA CREF Lifecycle Index Ret Income Mutual Fund	Mutual Funds	—	—	$362K	3.4%
Vanguard Value Index Adml Mutual Fund	Mutual Funds	—	—	$351K	3.3%
TIAA CREF Lifecycle Index 2040 Mutual Fund	Mutual Funds	—	—	$349K	3.3%
TIAA CREF Lifecycle Index 2035 Mutual Fund	Mutual Funds	—	—	$342K	3.2%
Vanguard Developed Markets Index Adml Mutual Fund	Mutual Funds	—	—	$284K	2.7%
Vanguard Balanced Index Adml Mutual Fund	Mutual Funds	—	—	$280K	2.6%
Fidelity U.S. Bond Index Mutual Fund	Mutual Funds	—	—	$264K	2.5%
TIAA CREF Lifecycle Index 2060 Mutual Fund	Mutual Funds	—	—	$224K	2.1%
Insurance contract, at contract value Nationwide Fixed Select Option	Other securities	—	—	$182K	1.7%
Vanguard Emerging Markets Stk Indx Adml Mutual Fund	Mutual Funds	—	—	$153K	1.4%
TIAA CREF Lifecycle Index 2030 Mutual Fund	Mutual Funds	—	—	$134K	1.3%
Vanguard FTSE Social Index Adml Mutual Fund	Mutual Funds	—	—	$122K	1.1%
FED HRMS INST HYLDBD INS Mutual Fund	Other securities	—	—	$103K	1.0%
Vanguard Real Estate Index Adml Mutual Fund	Mutual Funds	—	—	$93K	0.9%
TIAA CREF Lifecycle Index 2065 Mutual Fund	Mutual Funds	—	—	$92K	0.9%
Federated Hermes U.S. Treasury Mutual Fund	Other securities	—	—	$68K	0.6%
TIAA CREF Lifecycle Index 2015 Mutual Fund	Mutual Funds	—	—	$67K	0.6%
TIAA CREF Lifecycle Index 2010 Mutual Fund	Mutual Funds	—	—	$46K	0.4%
Fidelity Multi Asset Index Mutual Fund	Mutual Funds	—	—	$31K	0.3%
Fidelity Inflation protected Bond Mutual Fund	Mutual Funds	—	—	$27K	0.3%
Vanguard Total Stock Market Index Adml Mutual Fund	Common Collective Trusts	—	—	$23K	0.2%
TIAA CREF Lifecycle Index 2020 Mutual Fund	Mutual Funds	—	—	$20K	0.2%
Vanguard Total Intl Bond Adml Mutual Fund	Mutual Funds	—	—	$20K	0.2%
Federated Hermes Government Obligations Mutual Fund	Other securities	—	—	$9K	<0.1%
FED HRMS GOV OBLIGTNS Mutual Fund	Other securities	—	—	$9K	<0.1%
INVSCO GLBL OPPR Y + Mutual Fund	Other securities	—	—	$8K	<0.1%
Invesco Global Opportunities Fund Mutual Fund	Mutual Funds	—	—	$8K	<0.1%
Calvert Intl Responsible Index Mutual Fund	Other securities	—	—	$1K	<0.1%