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Original filing (PDF)20251014145756NAL0003217057001
INTERNATIONAL BAY CLUBS, LLC
Form 5500
FILING_RECEIVED
INTERNATIONAL BAY CLUBS, LLC SAVINGS AND RETIREMENT PLAN
401(k) retirement plan
Active participants
440
Accounts w/ balance
492
Plan assets (EOY)
$17.7M
Net assets (EOY)
$17.7M
How this plan invests
This plan
16 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INTERNATIONAL BAY CLUBS, LLC.
Plan sponsor
Name
INTERNATIONAL BAY CLUBS, LLC
EIN
45-5490409
Address
1221 W COAST HWY · NEWPORT BEACH, CA · 926635001
Phone
(949) 645-5000
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSONALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE BALDWIN GROUP WEALTH ADVISORS | — | IRVINE, CA | INVESTMENT ADVISOR | $49K | — |
Investments
11 direct securities · 16 pooled funds· $17.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$8.6M
11 holdings
Common Collective Trust
$6.2M
12 holdings
Pooled Separate Account
$2.9M
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Massachusetts Mutual Life Insurance Company Guaranteed Interest Account*** | — | — | — | $3.4M | 19.1% | |
| Fidelity Investments 500 Index Fund | — | — | — | $2.3M | 13.1% | |
| LARGE CAP GROWTH / JP MORGAN INVST EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 141 | Pooled Separate Account | — | — | $2.2M | 12.5% | |
| FLEXPATH INDEX+ MODERATE 2055 R1 GREAT GRAY · EIN 47-3188067 / PN 238 | Common Collective Trust | — | — | $1.7M | 9.8% | |
| FLEXPATH INDEX+ MODERATE 2035 R1 GREAT GRAY · EIN 47-3002484 / PN 232 | Common Collective Trust | — | — | $1.3M | 7.5% | |
| FLEXPATH INDEX+ MODERATE RETIRE R1 GREAT GRAY · EIN 47-2851418 / PN 226 | Common Collective Trust | — | — | $1.0M | 5.7% | |
| FLEXPATH INDEX+ MODERATE 2045 R1 GREAT GRAY · EIN 47-3071639 / PN 235 | Common Collective Trust | — | — | $955K | 5.4% | |
| MFS Investment Management New Discovery Fund | — | — | — | $741K | 4.2% | |
| American Funds International VNTG R6 | — | — | — | $733K | 4.1% | |
| DODGE AND COX INCOME - I DODGE AND COX · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $602K | 3.4% | |
| LARGE CAP VALUE FUND CLASS R1 GREAT GRAY · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $555K | 3.1% | |
| SMALL CAP VALUE FUND III FEE CLASS GREAT GRAY · EIN 38-7289846 / PN 001 | Common Collective Trust | — | — | $430K | 2.4% | |
| Janus Henderson Enterprise N | — | — | — | $357K | 2.0% | |
| Fidelity Investments International Index Fund | — | — | — | $311K | 1.8% | |
| Fidelity Investments MidCap Index Fund | — | — | — | $299K | 1.7% | |
| and Maturities Ranging from February 2025 through December 2029 - | — | — | — | $266K | 1.5% | |
| Fidelity Investments Small Cap Index Fund | — | — | — | $163K | 0.9% | |
| PIMCO INCOME INSTL PIMCO · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $90K | 0.5% | |
| FLEXPATH INDEX+ AGGRESSIVE 2045 R1 GREAT GRAY · EIN 47-3026996 / PN 234 | Common Collective Trust | — | — | $88K | 0.5% | |
| FLEXPATH INDEX+ AGGRESSIVE 2055 R1 GREAT GRAY · EIN 47-3170652 / PN 237 | Common Collective Trust | — | — | $59K | 0.3% | |
| MFS Investment Management Global Real Estate Fund | — | — | — | $36K | 0.2% | |
| VICTORY SYCAMORE ESTABLISHED VALUE VICTORY CAPITAL · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $22K | 0.1% | |
| FLEXPATH INDEX+ AGGRESSIVE RETIRE R GREAT GRAY · EIN 47-2836296 / PN 225 | Common Collective Trust | — | — | $11K | <0.1% | |
| Fidelity Investments U.S. Bond Index | — | — | — | $2K | <0.1% | |
| FLEXPATH INDEX+ AGGRESSIVE 2035 R1 GREAT GRAY · EIN 47-2987118 / PN 231 | Common Collective Trust | — | — | $1K | <0.1% | |
| FLEXPATH INDEX+ AGGRESSIVE 2025 R1 GREAT GRAY · EIN 47-2935740 / PN 228 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLEXPATH INDEX+ MODERATE 2025 R1 GREAT GRAY · EIN 47-2950747 / PN 229 | Common Collective Trust | — | — | $0 | <0.1% |