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Original filing (PDF)20250327134312NAL0029270528001
CDI SERVICES, INC.
Form 5500
FILING_RECEIVED
CDI SERVICES, INC. 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
294
Accounts w/ balance
252
Plan assets (EOY)
$14.9M
Net assets (EOY)
$14.9M
How this plan invests
This plan
3 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 53 bps in Schedule C fees — 83% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CDI SERVICES, INC..
Plan sponsor
Name
CDI SERVICES, INC.
EIN
45-5240671
Address
2100 15TH STREET · WAHPETON, ND · 580753148
Phone
(701) 671-6060
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-03-27
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
REDPATH AND COMPANY, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JANNEY MONTGOMERY SCOTT LLC | 23-0731260 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $79K | — |
Investments
24 direct securities · 3 pooled funds· $16.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$14.4M
24 holdings
Pooled Separate Account
$1.6M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MFS Intl Diversification R6 Fd | — | — | — | $2.6M | 17.4% | |
| Prin LgCp S&P 500 Index SA-Z | — | — | — | $2.4M | 16.0% | |
| Columbia Div Income I3 Fund | — | — | — | $1.4M | 9.1% | |
| ClearBridge Lg Cap Gr IS Fd | — | — | — | $1.3M | 8.7% | |
| Prin Fixed Inc Guar Option | — | — | — | $1.1M | 7.4% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $1.1M | 7.4% | |
| Am Fds 2020 Trgt Dte Rtm R6 Fd | — | — | — | $896K | 6.0% | |
| Prin MidCap S&P 400 Idx SA-Z | — | — | — | $711K | 4.8% | |
| PGIM Total Ret Bond R6 Fd | — | — | — | $655K | 4.4% | |
| Am Fds 2015 Trgt Dte Rtm R6 Fd | — | — | — | $607K | 4.1% | |
| Am Fds 2025 Trgt Dte Rtm R6 Fd | — | — | — | $530K | 3.6% | |
| Am Fds 2050 Trgt Dte Rtm R6 Fd | — | — | — | $505K | 3.4% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $472K | 3.2% | |
| Am Fds 2040 Trgt Dte Rtm R6 Fd | — | — | — | $464K | 3.1% | |
| Am Fds 2055 Trgt Dte Rtm R6 Fd | — | — | — | $419K | 2.8% | |
| Vanguard Dev Mkts Index Adm Fd | — | — | — | $244K | 1.6% | |
| Am Fds 2045 Trgt Dte Rtm R6 Fd | — | — | — | $162K | 1.1% | |
| Am Fds 2030 Trgt Dte Rtm R6 Fd | — | — | — | $150K | 1.0% | |
| Am Fds 2035 Trgt Dte Rtm R6 Fd | — | — | — | $128K | 0.9% | |
| American Centur Mid-Cap Val R6 | — | — | — | $95K | 0.6% | |
| AMERICAN FUNDS 2070 TDR R6 FD | — | — | — | $53K | 0.4% | |
| Amer Funds Amer Bal R6 Fd | — | — | — | $35K | 0.2% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $18K | 0.1% | |
| Participant Loans | — | — | — | $18K | 0.1% | |
| BlackRock Md-Cp Gr Eq K Fd | — | — | — | $15K | <0.1% | |
| Am Fds 2065 Trgt Dte Rtm R6 Fd | — | — | — | $8K | <0.1% | |
| Am Fds 2060 Trgt Dte Rtm R6 Fd | — | — | — | $439 | <0.1% |
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