Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $5K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF Exchange-Traded Fund | — | — | — | $1.6M | 27.3% | |
| Vanguard FTSE Developed Markets Exchange-Traded Fund | — | — | — | $1.3M | 21.4% | |
| SPDR Portfolio S&P 500 ETF Exchange-Traded Fund | — | — |
| — |
| $714K |
| 12.1% |
| iShares Core Total US Bond Market ETF Exchange-Traded Fund | — | — | — | $459K | 7.8% |
| Vanguard FTSE Emerging Markets Exchange-Traded Fund | — | — | — | $445K | 7.6% |
| SPDR MSCI EAFE Fossil Fuel Free ETF Exchange-Traded Fund ** 114 SPDR MSCI Emerging Markets Fossil Fuel Free ETF Exchange-Traded Fund ** 47 SPDR Portfolio S&P 400 Mid Cap Exchange-Traded Fund | — | — | — | $266K | 4.5% |
| SPDR Portfolio S&P 600 Small Cap ETF Exchange-Traded Fund | — | — | — | $205K | 3.5% |
| Goldman Sachs ActiveBeta US Large Cap Equity Exchange-Traded Fund | — | — | — | $162K | 2.7% |
| Vanguard Value ETF Exchange-Traded Fund | — | — | — | $107K | 1.8% |
| Vanguard Total International Bond ETF Exchange-Traded Fund | — | — | — | $92K | 1.6% |
| iShares Emerging Markets USD Bond ETF Exchange-Traded Fund | — | — | — | $89K | 1.5% |
| Vanguard Mid-Cap Value ETF Exchange-Traded Fund | — | — | — | $80K | 1.4% |
| Vanguard Small-Cap Value ETF Exchange-Traded Fund | — | — | — | $63K | 1.1% |
| Goldman Sachs ActiveBeta International Equity Exchange-Traded Fund | — | — | — | $37K | 0.6% |
| SPDR S&P 500 Fossil Fuel Reserves Free ETF Exchange-Traded Fund ** 171 SPDR S&P Kensho New Economies Composite ETF Exchange-Traded Fund | — | — | — | $32K | 0.6% |
| TCW Transform 500 ETF Exchange-Traded Fund ** 51 Vanguard Dividend Appreciation ETF Exchange-Traded Fund | — | — | — | $32K | 0.5% |
| Goldman Sachs TreasuryAccess 01 Year ETF Exchange-Traded Fund | — | — | — | $30K | 0.5% |
| Xtrackers USD High Yield Corporate Bond Exchange-Traded Fund | — | — | — | $29K | 0.5% |
| Goldman Sachs ActiveBeta Europe Equity ETF Exchange-Traded Fund | — | — | — | $23K | 0.4% |
| Invesco Emerging Markets Sovereign Debt ETF Exchange-Traded Fund ** 3 iShares 0-5 Year TIPS Bond ETF Exchange-Traded Fund | — | — | — | $16K | 0.3% |
| Goldman Sachs Access U.S. Aggregate Bond ETF Exchange-Traded Fund | — | — | — | $14K | 0.2% |
| iShares MSCI ACWI Low Carbon Target ETF Exchange-Traded Fund ** 423 iShares Trust iShares USD Green Bond ETF Exchange-Traded Fund ** 83 JPMorgan Ultra-Short Income Exchange-Traded Fund | — | — | — | $10K | 0.2% |
| Goldman Sachs Access High Yield Corporate Bond ETF Exchange-Traded Fund ** 310 Goldman Sachs Access Inflation Protected USD Bond ETF Exchange-Traded Fund ** 849 Goldman Sachs Access Investment Grade Corporate Bond ETF Exchange-Traded Fund | — | — | — | $10K | 0.2% |
| Goldman Sachs ActiveBeta Japan Equity ETF Exchange-Traded Fund | — | — | — | $9K | 0.2% |
| Schwab U.S. Broad Market ETF Exchange-Traded Fund ** 40 Schwab U.S. REIT ETF Exchange-Traded Fund | — | — | — | $9K | 0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF Exchange-Traded Fund | — | — | — | $8K | 0.1% |
| Goldman Sachs ActiveBeta Emerging Markets Equity Exchange-Traded Fund | — | — | — | $8K | 0.1% |
| Participant Loans to participants, bearing interest at 4.25 to 9.50% | Participant loans | — | — | $8K | 0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF Exchange-Traded Fund | — | — | — | $6K | 0.1% |
| Vanguard LongTerm Government Bond Exchange-Traded Fund | — | — | — | $5K | <0.1% |
| Vanguard Short-Term Inflation-Protected Securities ETF Exchange-Traded Fund | — | — | — | $3K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF Exchange-Traded Fund ** 44 iShares MBS Exchange-Traded Fund | — | — | — | $2K | <0.1% |
