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Original filing (PDF)20251006114621NAL0003352609001
CORE PROFESSIONAL SERVICES, LLC
Form 5500
FILING_RECEIVED
CORE PROFESSIONAL SERVICES GROUP 401(K) PLAN
401(k) retirement plan
Signals · 2
~146 bps in Sched C feesNo recordkeeper disclosed
Active participants
192
Accounts w/ balance
218
Plan assets (EOY)
$5.8M
Net assets (EOY)
$5.8M
How this plan invests
This plan
16 pooled trusts
Schedule D
39 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 146 bps in Schedule C fees — 181% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CORE PROFESSIONAL SERVICES, LLC.
Plan sponsor
Name
CORE PROFESSIONAL SERVICES, LLC
EIN
45-4707038
Address
202 S. DIXON ST, STE 201 · GAINESVILLE, TX · 76240
Phone
(940) 668-8111
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WILSHIRE ADVISORS LLC | 95-2755361 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $73K | — |
| PENSION PLANNING CONSULTANTS INC | 85-0402842 | — | CONTRACT ADMINISTRATOR | $11K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL SECURITIES INC | 42-0941553 | — | OTHER SERVICES | $0 | — |
Investments
25 direct securities · 16 pooled funds· $5.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$5.0M
16 holdings
Uncategorized
$818K
25 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PRIN LIFETIME 2040 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 078 | Pooled Separate Account | — | — | $1.2M | 20.7% | |
| PRIN LIFETIME 2035 SEP ACT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 112 | Pooled Separate Account | — | — | $849K | 14.6% | |
| PRIN LIFETIME 2055 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 114 | Pooled Separate Account | — | — | $734K | 12.7% | |
| PRIN LIFETIME 2030 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 077 | Pooled Separate Account | — | — | $472K | 8.1% | |
| PRIN LIFETIME 2060 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 130 | Pooled Separate Account | — | — | $449K | 7.7% | |
| PRIN LIFETIME 2045 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 113 | Pooled Separate Account | — | — | $337K | 5.8% | |
| PRIN LIFETIME 2065 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 173 | Pooled Separate Account | — | — | $299K | 5.2% | |
| PRIN LIFETIME 2050 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 079 | Pooled Separate Account | — | — | $285K | 4.9% | |
| PRIN LIFETIME 2025 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 111 | Pooled Separate Account | — | — | $268K | 4.6% | |
| Notes receivable from participants Maturing 2025-2030 at interest rates of 5.25% to 10.5% - | — | — | — | $265K | 4.6% | |
| AB Large Cap Growth Z Fund Mutual Fund N/A | — | — | — | $152K | 2.6% | |
| Hood River Small Cap Growth Ret Fd Mutual Fund N/A | — | — | — | $105K | 1.8% | |
| PRIN LIFETM 2070 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 179 | Pooled Separate Account | — | — | $49K | 0.8% | |
| Vanguard Intl Growth Admiral Fund Mutual Fund N/A | — | — | — | $37K | 0.6% | |
| American Funds Newworld R6 Mutual Fund N/A | — | — | — | $33K | 0.6% | |
| Vanguard 500 Index Admiral Fund Mutual Fund N/A | — | — | — | $27K | 0.5% | |
| Harbor Int'l Small Cap Fund Mutual Fund N/A 864 Hartford Divident and Growth R6 Mutual Fund N/A | — | — | — | $23K | 0.4% | |
| Fidelity Advisor Balance Mutual Fund N/A | — | — | — | $22K | 0.4% | |
| Vanguard Mid-Cap Index Adml Fd Mutual Fund N/A | — | — | — | $22K | 0.4% | |
| GS Intl. Small-Cap Insights R6 Fd Mutual Fund N/A | — | — | — | $21K | 0.4% | |
| Inv DS Mp Growth R6 Fund Mutual Fund N/A | — | — | — | $18K | 0.3% | |
| Vanguard Sml-Cap Index Adml Fd Mutual Fund N/A | — | — | — | $16K | 0.3% | |
| Vanguard Materials Index Adml Fd Mutual Fund N/A | — | — | — | $15K | 0.3% | |
| Columbia Overseas Value I3 Mutual Fund N/A | — | — | — | $11K | 0.2% | |
| Vanguard Life Strategy Mod-GrFd Mutual Fund N/A | — | — | — | $10K | 0.2% | |
| PRIN HIGH YIELD SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 137 | Pooled Separate Account | — | — | $9K | 0.2% | |
| PIMCO Income Institutional Fund Mutual Fund N/A | — | — | — | $9K | 0.2% | |
| PIMCO Long-Term Credit Bond Fund Mutual Fund N/A 670 Undiscovered Mgrs Beh Value Fd Mutual Fund N/A | — | — | — | $7K | 0.1% | |
| American Central Global RL Est R6 Mutual Fund N/A | — | — | — | $5K | <0.1% | |
| PIMCO RE Real Ret Strategy I Fund Mutual Fund N/A | — | — | — | $5K | <0.1% | |
| Fidelity Adv Value Z Fund Mutual Fund N/A | — | — | — | $4K | <0.1% | |
| Lord Abbett Short Duration Inc Fd Mutual Fund N/A | — | — | — | $4K | <0.1% | |
| PRIN SAM FLEXIBLE INCOME SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 108 | Pooled Separate Account | — | — | $3K | <0.1% | |
| Vanguard Emrg Mkts Idx Adm Fund Mutual Fund N/A 385 Vanguard Internal Explorer Inv Fund Mutual Fund N/A | — | — | — | $3K | <0.1% | |
| PGIM Total Return Bond R6 Fd Mutual Fund N/A | — | — | — | $3K | <0.1% | |
| PRIN LIQUID ASSETS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 024 | Pooled Separate Account | — | — | $2K | <0.1% | |
| Parnassus Value Equity inst Fd Mutual Fund N/A | — | — | — | $2K | <0.1% | |
| MFS International Equity R6 Fund Mutual Fund N/A | — | — | — | $1K | <0.1% | |
| PRIN SAM CONS GROWTH SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 107 | Pooled Separate Account | — | — | $1K | <0.1% | |
| PRIN LIFETIME 2020 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 076 | Pooled Separate Account | — | — | $36 | <0.1% | |
| PRIN LIFETIME 2015 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 110 | Pooled Separate Account | — | — | $36 | <0.1% |
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