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Original filing (PDF)20251014140423NAL0001469651001
RICHARDSON (US) HOLDINGS LIMITED
Form 5500
FILING_RECEIVED
RICHARDSON 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
297
Accounts w/ balance
343
Plan assets (EOY)
$43.4M
Net assets (EOY)
$43.4M
How this plan invests
This plan
1 pooled trust
Schedule D
17 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (16 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RICHARDSON (US) HOLDINGS LIMITED.
Plan sponsor
Name
RICHARDSON (US) HOLDINGS LIMITED
EIN
45-4645891
Address
530 MARYVILLE CENTRE DR · SUITE 100 · ST LOUIS, MO · 63141
Phone
(402) 494-3000
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
005
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2K · 401(m) arrangement
2A · Age/service weighted or new comparability
Audit & trust (Schedule H)
Auditor
CLIFTON LARSON ALLEN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| USI ADVISORS | 06-1397347 | — | NONE | $38K | — |
| STANCORP FINANCIAL GROUP | 93-1253576 | — | NONE | $31K | — |
Investments
17 direct securities · 1 pooled fund· $85.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$43.4M
17 holdings
Pooled Separate Account
$42.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MASTER SEPARATE ACCOUNT MINNESOTA LIFE INSURANCE COMPANY · EIN 41-0417830 / PN 900 | Pooled Separate Account | — | — | $42.5M | 98.1% | |
| The Standard Metropolitan West Total Return Bond Fund | — | — | — | $8.6M | 19.8% | |
| The Standard JPMorgan Large Cap Growth | — | — | — | $7.8M | 18.0% | |
| The Standard Dodge and Cox Stock Investor | — | — | — | $7.7M | 17.7% | |
| The Standard Nuveen International Equity Index Fund | — | — | — | $7.0M | 16.1% | |
| The Standard Baron Growth Equity Fund | — | — | — | $3.1M | 7.1% | |
| The Standard Janus Henderson Small Cap Value Fund | — | — | — | $2.9M | 6.7% | |
| The Standard Galliard Stable Return | — | — | — | $1.8M | 4.2% | |
| The Standard Vanguard Small-Cap Index Admiral | — | — | — | $1.7M | 3.9% | |
| Participants Participant Loans Interest Rates from 4.25% - 10.50% - | — | — | — | $809K | 1.9% | |
| The Standard Vanguard Small Cap Index Fund | — | — | — | $618K | 1.4% | |
| The Standard Vanguard Mid Cap Index Fund | — | — | — | $449K | 1.0% | |
| The Standard American Funds New Perspective Fund | — | — | — | $298K | 0.7% | |
| The Standard Vanguard LifeStrategy Growth Fund | — | — | — | $193K | 0.4% | |
| The Standard MFS Mid Cap Growth Fund | — | — | — | $169K | 0.4% | |
| The Standard Vanguard LifeStrategy Moderate Growth Fund | — | — | — | $113K | 0.3% | |
| The Standard Vanguard LifeStrategy Conservative Growth Fund | — | — | — | $86K | 0.2% | |
| The Standard Vanguard Small Cap Growth Index | — | — | — | $65K | 0.2% |
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