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Original filing (PDF)20251015091619NAL0008801794001

SOLID BUSINESS SOLUTIONS, LLC

Form 5500
FILING_RECEIVED
SOLID BUSINESS SOLUTIONS 401(K) PLAN
401(k) retirement plan
Active participants
218
Accounts w/ balance
215
Plan assets (EOY)
$14.5M
Net assets (EOY)
$14.5M
How this plan invests
This plan
38 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
  • 61 bps in Schedule C fees — 109% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SOLID BUSINESS SOLUTIONS, LLC.
Plan sponsor
Name
SOLID BUSINESS SOLUTIONS, LLC
EIN
45-4566093
Address
1819 FIRST OAKS STREET · SUITE 160 · RICHMOND, TX · 77406
Phone
(832) 222-9916
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2A · Age/service weighted or new comparability
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
2S · Automatic enrollment
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
METZ CPA,PLLC
Trustee / custodian
Trustee phone

Service providers (Schedule C)

2 rows
Recordkeeper
1
NameEINLocationRelationDirect compIndirect comp
EMPOWER ANNUITY INSURANCE COGREENWOOD VILLAGE, CORECORDKEEPER$56K
Advisor / Consultant
1
NameEINLocationRelationDirect compIndirect comp
RAYMOND JAMESST PETERSBURG, FLINVESTMENT ADVISOR$32K

Investments

38 direct securities· $14.5M(100% of reported assets)
PIInvestmentTypeShares / unitsCostCurrent value% of plan
MASSMUTUAL SELECT TRP RETIREMENT 2045 FUND Mutual fund$2.1M14.2%
MASSMUTUAL SELECT TRP RETIREMENT 2035 FUND Mutual fund$1.8M12.2%
MASSMUTUAL SELECT TRP RETIREMENT 2020 FUND Mutual fund$1.7M11.6%
MASSMUTUAL SELECT TRP RETIREMENT 2030 FUND Mutual fund$1.5M10.6%
MASSMUTUAL SELECT TRP RETIREMENT 2040 FUND Mutual fund$1.5M10.4%
ISHARES S&P 500 INDEX K FUND Mutual fund$1.0M6.9%
AMERICAN FUNDS AMERICAN BALANCED R6 FUND Mutual fund$566K3.9%
MASSMUTUAL SELECT TRP RETIREMENT 2055 FUND Mutual fund$389K2.7%
MASSMUTUAL SELECT TRP RETIREMENT 2050 FUND Mutual fund$376K2.6%
DREYFUS GOVERNMENT CASH MGMT INSTL FUND Mutual fund 155 * General Account Fund Fully benefit-responsive investment contract$347K2.4%
PIONEER FUNDAMENTAL GROWTH K FUND Mutual fund$312K2.2%
MASSMUTUAL SELECT TRP RETIREMENT 2060 FUND Mutual fund$274K1.9%
MASSMUTUAL SELECT TRP RETIREMENT 2025 FUND Mutual fund$246K1.7%
BLACKROCK EQUITY DIVIDEND K FUND Mutual fund$242K1.7%
MASSMUTUAL SELECT TRP RETIREMENT BAL FUND Mutual fund$223K1.5%
Participant Loans Interest rates from 4.25% to 9.50% $0$207K1.4%
VANGUARD SMALL CAP INDEX ADM FUND Mutual fund$206K1.4%
VANGUARD DEVELOPED MARKETS INDEX ADMIRAL FUND Mutual fund$163K1.1%
AMERICAN FUNDS FUNDAMENTAL INVESTORS FUND Mutual fund$163K1.1%
VANGUARD MID CAP INDEX FUND - ADMIRAL FUND Mutual fund$155K1.1%
HARTFORD INTERNATIONAL OPPORTUNITIES FUND Mutual fund$146K1.0%
MACQUARIE SMALL CAP GROWTH R6 Mutual fund$132K0.9%
AMERICAN FUNDS NEW WORLD R6 FUND Mutual fund$95K0.7%
PIMCO INCOME INSTL FUND Mutual fund$75K0.5%
DWS REEF REAL ESTATE SECURITIES R6 FUND Mutual fund$65K0.4%
JPMORGAN SMALL CAP VALUE R6 FUND Mutual fund$63K0.4%
BLACKROCK TOTAL RETURN K FUND Mutual fund$62K0.4%
MASSMUTUAL SMALL CAP OPPORTUN I FUND Mutual fund$59K0.4%
CLEARBRIDGE INTERNATIONAL GROWTH IS FUND Mutual fund$59K0.4%
FIDELITY TOTAL BOND FUND Mutual fund$55K0.4%
MASSMUTUAL CORE BOND I Mutual fund$52K0.4%
CLEARBRIDGE MID CAP CLASS IS FUND Mutual fund$52K0.4%
AMERICAN FUNDS SMALLCAP WORLD R6 FUND Mutual fund$51K0.3%
MASSMUTUAL MID CAP GROWTH I FUND Mutual fund$42K0.3%
MFS MID CAP VALUE R6 FUND Mutual fund$32K0.2%
MASSMUTUAL US GOVERNMENT MNY MKT FUND Mutual fund$23K0.2%
MASSMUTUAL HIGH YIELD I FUND Mutual fund$13K<0.1%
HARTFORD BALANCED INCOME R6 FUND Mutual fund$7K<0.1%