Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BETTERMENT FOR BUSINESS, LLC | 47-4872674 | NEW YORK, NY | RECORDKEEPER | $17K | — |
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Stock Market ETF " | — | — | — | $2.8M | 26.5% | |
| Vanguard FTSE Developed Markets " | — | — | — | $2.3M | 21.9% | |
| SPDR Portfolio S&P 500 ETF " | — | — | — |
| $1.8M |
| 17.0% |
| iShares Core Total US Bond Market ETF Exchange traded fund | — | — | — | $945K | 8.8% |
| Vanguard FTSE Emerging Markets " | — | — | — | $833K | 7.8% |
| SPDR Portfolio S&P 400 Mid Cap " | — | — | — | $555K | 5.2% |
| SPDR Portfolio S&P 600 Small Cap ETF " | — | — | — | $431K | 4.0% |
| Vanguard Total International Bond ETF " | — | — | — | $221K | 2.1% |
| iShares Emerging Markets USD Bond ETF " | — | — | — | $187K | 1.7% |
| Vanguard Value ETF " | — | — | — | $84K | 0.8% |
| Goldman Sachs ActiveBeta US Large Cap Equity " | — | — | — | $56K | 0.5% |
| Participant Loans (4.25% - 9.50%) - | Participant loans | — | — | $45K | 0.4% |
| iShares 0-5 Year TIPS Bond ETF " | — | — | — | $42K | 0.4% |
| Vanguard LongTerm Government Bond " ** 161 Vanguard Mid-Cap Value ETF " | — | — | — | $38K | 0.4% |
| iShares ESG Aware MSCI USA ETF " | — | — | — | $37K | 0.3% |
| SPDR S&P Kensho New Economies Composite ETF " | — | — | — | $34K | 0.3% |
| Vanguard Small-Cap Value ETF " | — | — | — | $24K | 0.2% |
| JPMorgan Ultra-Short Income " | — | — | — | $16K | 0.2% |
| Goldman Sachs ActiveBeta International Equity " | — | — | — | $13K | 0.1% |
| Schwab U.S. Broad Market ETF " | — | — | — | $13K | 0.1% |
| iShares ESG Aware MSCI EAFE ETF " | — | — | — | $9K | <0.1% |
| Goldman Sachs Access Emerging Markets USD Bond ETF " ** 188 Goldman Sachs Access Investment Grade Corporate Bond E " ** 220 Goldman Sachs ActiveBeta Europe Equity ETF " | — | — | — | $8K | <0.1% |
| iShares ESG Aware MSCI EM ETF " | — | — | — | $8K | <0.1% |
| Vanguard U.S. Large-cap Growth Equity ETF " | — | — | — | $8K | <0.1% |
| Invesco Emerging Markets Sovereign Debt ETF " ** 17 Invesco QQQ Trust " | — | — | — | $8K | <0.1% |
| Goldman Sachs TreasuryAccess 01 Year ETF " ** 695 Goldman Sachs Access U.S. Aggregate Bond ETF " ** 283 Goldman Sachs ActiveBeta Emerging Markets Equity " | — | — | — | $5K | <0.1% |
| TCW Transform 500 ETF " | — | — | — | $4K | <0.1% |
| iShares ESG Aware U.S. Aggregate Bond ETF " | — | — | — | $4K | <0.1% |
| iShares ESG Aware MSCI USA Small-Cap ETF " | — | — | — | $4K | <0.1% |
| Goldman Sachs ActiveBeta Japan Equity ETF " | — | — | — | $3K | <0.1% |
| Goldman Sachs ActiveBeta US Small Cap Equity ETF " | — | — | — | $3K | <0.1% |
| iShares Core MSCI EAFE ETF " | — | — | — | $3K | <0.1% |
| Xtrackers USD High Yield Corporate Bond " | — | — | — | $3K | <0.1% |
| iShares Trust iShares 5-10 Year Investment Grade Corporate " | — | — | — | $3K | <0.1% |
| iShares ESG Aware USD Corporate Bond ETF " | — | — | — | $1K | <0.1% |
