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Original filing (PDF)20250729143455NAL0001402419001
FIRST FLORIDA CONSTRUCTORS, LLC
Form 5500
FILING_RECEIVED
FIRST FLORIDA CONSTRUCTORS, LLC PROFIT SHARING PLAN
Defined-contribution retirement plan
Active participants
109
Accounts w/ balance
133
Plan assets (EOY)
$9.8M
Net assets (EOY)
$9.8M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (11 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FIRST FLORIDA CONSTRUCTORS, LLC.
Plan sponsor
Name
FIRST FLORIDA CONSTRUCTORS, LLC
EIN
45-3176203
Address
6555 NE 4TH AVENUE · MIAMI, FL · 33138
Phone
(305) 665-1146
Industry
Management of Companies / Holdingssee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-29
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CHERRY BEKAERT LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INC CO OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $1K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ FINANCIAL SOLUTIONS INC | — | CINCINNATI, OH | BROKER/ADVISER | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ BENEFITS & INS SERVICES INC | — | CINCINNATI, OH | CONTRACT ADMIN | $2K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $6K | — |
| MORNINGSTAR INC | — | CHICAGO, IL | OTHER | $2K | — |
Investments
25 direct securities· $8.7M(89% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Charles Schwab Charles Schwab SDB | — | — | — | $1.8M | 18.8% | |
| Empower Trust Company Empower Lifetime 2045 Fund SVC | — | — | — | $1.4M | 14.6% | |
| Empower Trust Company Empower Lifetime 2035 Fund SVC | — | — | — | $576K | 5.9% | |
| Empower Trust Company Empower Lifetime 2055 Fund SVC | — | — | — | $556K | 5.7% | |
| Empower Trust Company Empower Lifetime 2025 Fund SVC | — | — | — | $547K | 5.6% | |
| Empower Trust Company Empower Lifetime 2015 Fund SVC | — | — | — | $476K | 4.9% | |
| T. Rowe T. Rowe Price Blue Chip Growth Adv | — | — | — | $456K | 4.6% | |
| OakMark Investor | — | — | — | $455K | 4.6% | |
| American Funds American Funds Washington Mutual R3 | — | — | — | $309K | 3.2% | |
| Delaware Funds Delaware Ivy International Core Equity Y | — | — | — | $298K | 3.0% | |
| Franklin Templeton Franklin Small Cap Growth A | — | — | — | $278K | 2.8% | |
| Empower Trust Company Empower T Rowe Price MDCP Gr Fund Inv | — | — | — | $252K | 2.6% | |
| American Funds American Funds New World Fund - R3 | — | — | — | $206K | 2.1% | |
| Empower Annuity Insurance Company Key Guaranteed Portfolio Fund | — | — | — | $197K | 2.0% | |
| Allspring Core Bond A | — | — | — | $163K | 1.7% | |
| BNY Mellon Worldwide Growth A | — | — | — | $161K | 1.6% | |
| Invesco EQV Int'l Equity Fund A | — | — | — | $148K | 1.5% | |
| Virtus Ceredex Mid-Cap Value Equity I | — | — | — | $107K | 1.1% | |
| PIMCO Income A | — | — | — | $86K | 0.9% | |
| Delaware Funds Delaware Small Cap Value A | — | — | — | $56K | 0.6% | |
| PIMCO Real Return A | — | — | — | $39K | 0.4% | |
| Natixis AEW Global Focused Real Estate A | — | — | — | $37K | 0.4% | |
| PIMCO Commodity Real Ret Strat A | — | — | — | $28K | 0.3% | |
| PIMCO Int Bond (USD-Hedged) A | — | — | — | $26K | 0.3% | |
| Blackrock High Yield Bond Inv A | — | — | — | $9K | <0.1% |