Original filing (PDF)20250523111812NAL0002699891001

THE LOWELL FIVE CENT SAVINGS BANK

Name: THE LOWELL FIVE CENT SAVINGS BANK — SBERA PENSION PLAN AS ADOPTED BY THE LOWELL FIVE CENT SAVINGS BANK, Form 5500 (2023)
Creator: THE LOWELL FIVE CENT SAVINGS BANK

Form 5500

FILING_RECEIVED

SBERA PENSION PLAN AS ADOPTED BY THE LOWELL FIVE CENT SAVINGS BANK

Defined-benefit pension plan

Active participants

Accounts w/ balance

—

Plan assets (EOY)

$37.9M

Net assets (EOY)

$37.9M

How this plan invests

This plan

1 collective trust

Schedule D

Individual securities

on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE LOWELL FIVE CENT SAVINGS BANK.

Plan sponsor

Name

THE LOWELL FIVE CENT SAVINGS BANK

EIN

45-3131005

Address

P.O. BOX 440 · LOWELL, MA · 01853

Phone

(978) 452-1300

Industry

Finance & Insurancesee all

Plan administrator

Name

NRS, LLC

EIN

81-5140646

City

WOBURN, MA

Phone

(781) 938-6559

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-11-01

Tax period

2024-10-31

Filed

2025-05-23

Pension benefit codes

1A · Pay-related DB formula

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

JOHNSON OCONNOR FERON & CARUCCI LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

No Schedule C providers reported

Investments

1 pooled fund· $37.9M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.