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Original filing (PDF)20251015144115NAL0010127826001
MONOGRAM MANAGEMENT SERVICES, INC.
Form 5500
FILING_RECEIVED
MONOGRAM FOOD SOLUTIONS 401(K) PLAN
401(k) retirement plan
Signals · 3
96% in single holding~78 bps in Sched C feesNo recordkeeper disclosed
Active participants
3,068
Accounts w/ balance
1,799
Plan assets (EOY)
$62.6M
Net assets (EOY)
$62.6M
How this plan invests
This plan
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
81
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- Top holding "Assets at Fair Value as of December 31, 2024 Level 1 Level 2 Level 3 Total Mutual funds 59,330,845 - -" is 96% of plan.
- 78 bps in Schedule C fees — 385% above peer band of 16 bps.
- No recordkeeper disclosed on Schedule C.
- 59% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MONOGRAM MANAGEMENT SERVICES, INC..
Plan sponsor
Name
MONOGRAM MANAGEMENT SERVICES, INC.
EIN
45-3115232
Address
1350 CONCOURSE AVENUE SUITE 600 · MEMPHIS, TN · 38104
Phone
(901) 685-7167
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BANKS, FINLEY, WHITE & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CBIZ INVESTMENT ADVISORY SERVICES | 81-3968784 | CINCINNATI, OH | INVESTMENT ADVISORY | $55K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | 35-0472300 | FORT WAYNE, IN | CONTRACT ADMINISTRATOR | $337K | — |
| BURLEIGH CONSULTING GROUP | 62-0842964 | MEMPHIS, TN | TPA | $73K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BANKS, FINLEY, WHITE | 62-1145254 | MEMPHIS, TN | AUDITOR | $21K | — |
Investments
2 direct securities· $60.6M(97% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Assets at Fair Value as of December 31, 2024 Level 1 Level 2 Level 3 Total Mutual funds 59,330,845 - | — | — | — | $58.2M | 93.0% | |
| Loans, loan participations, or loan assignments | — | — | $2.4M | $2.4M | 3.9% |