Back to filter
Original filing (PDF)20251015120537NAL0002374947003
EFFECTIVE SCHOOL SOLUTIONS, LLC
Form 5500
FILING_RECEIVED
EFFECTIVE SCHOOL SOLUTIONS, LLC 401(K) PLAN
401(k) retirement plan
Signals · 2
~76 bps in Sched C feesNo recordkeeper disclosed
Active participants
551
Accounts w/ balance
607
Plan assets (EOY)
$9.3M
Net assets (EOY)
$9.3M
How this plan invests
This plan
1 pooled trust
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 76 bps in Schedule C fees — modestly above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EFFECTIVE SCHOOL SOLUTIONS, LLC.
Plan sponsor
Name
EFFECTIVE SCHOOL SOLUTIONS, LLC
EIN
45-2692108
Address
430 MOUNTAIN AVE, SUITE 304 · NEW PROVIDENCE, NJ · 07974
Phone
(908) 588-3123
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BDG-CPAS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OSAIC WEALTH | 93-0987232 | — | INVESTMENT ADVISORY | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $71K | — |
Investments
24 direct securities · 1 pooled fund· $9.0M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$9.0M
24 holdings
Common Collective Trust
$11K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Principal LifeTime 2045 Fund Mutual Funds | — | — | — | $1.8M | 19.1% | |
| Principal LifeTime 2050 Fund Mutual Funds | — | — | — | $1.8M | 18.9% | |
| Principal LifeTime 2055 Fund Mutual Funds | — | — | — | $1.7M | 18.4% | |
| Principal LifeTime 2040 Fund Mutual Funds | — | — | — | $1.0M | 11.1% | |
| Principal LifeTime 2060 Fund Mutual Funds | — | — | — | $619K | 6.6% | |
| Principal LifeTime 2030 Fund Mutual Funds | — | — | — | $442K | 4.7% | |
| Principal LargeCap S&P 500 Index Fund Mutual Funds | — | — | — | $420K | 4.5% | |
| Principal LifeTime 2035 Fund Mutual Funds | — | — | — | $331K | 3.6% | |
| Principal LargeCap Growth Fund I Mutual Funds | — | — | — | $209K | 2.2% | |
| Principal LifeTime 2025 Fund Mutual Funds | — | — | — | $134K | 1.4% | |
| Participant loans maturities -0- | — | — | — | $124K | 1.3% | |
| Principal SmallCap S&P 600 Index Fund Mutual Funds | — | — | — | $114K | 1.2% | |
| Principal MidCap S&P 400 Index Fund Mutual Funds | — | — | — | $81K | 0.9% | |
| Principal MidCap Value Fund I Mutual Funds | — | — | — | $61K | 0.7% | |
| Principal Equity Income Fund Mutual Funds | — | — | — | $59K | 0.6% | |
| Principal Diversified International Fund Mutual Funds | — | — | — | $39K | 0.4% | |
| Principal MidCap Growth Fund III Mutual Funds | — | — | — | $37K | 0.4% | |
| Principal Real Estate Securities Fund Mutual Funds | — | — | — | $19K | 0.2% | |
| Principal LifeTime 2065 Fund Mutual Funds | — | — | — | $18K | 0.2% | |
| Principal SmallCap Growth Fund I Mutual Funds | — | — | — | $11K | 0.1% | |
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $11K | 0.1% | |
| Principal LifeTime Strategic Income Institutional Fund Mutual Funds | — | — | — | $11K | 0.1% | |
| Principal Small Cap Value II R6 Fund Mutual Funds | — | — | — | $7K | <0.1% | |
| Principal LifeTime 2015 Fund Mutual Funds | — | — | — | $4K | <0.1% | |
| Principal Core Plus Bond Fund Mutual Funds | — | — | — | $1K | <0.1% |