Kristofer Gochenour signed Verbal Beginnings LLC's 2025 Form 5500 as plan administrator.
Signer names are public record from the Form 5500 e-signature.
Verbal Beginnings LLC's EIN is 45-2653391.
Download the official 2025 Form 5500 (PDF) for Verbal Beginnings LLC from the U.S. Department of Labor's EFAST2 system.
Download the official 2025 Form 5500 (PDF)Verbal Beginnings LLC's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, automatic enrollment, a default investment (QDIA).
Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $66K | — |
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORNINGSTAR INVESTMENT MANAGEMENT L | 36-4317381 | — | INV ADV, PARTICIPANTS | $0 | — |
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | % of plan | |||||
|---|---|---|---|---|---|---|
| PRIN LIFETIME 2060 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 130 | Pooled Separate Account | — | — | $1.3M | 22.9% | |
| PRIN LIFETIME 2050 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 079 | Pooled Separate Account | — | — | $1.2M | 20.7% | |
| PRIN LIFETIME 2055 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 114 | Pooled Separate Account | — | — | $1.0M | 18.7% | |
| PRIN LIFETIME 2065 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 173 | Pooled Separate Account | — | — | $541K | 9.6% | |
| PRIN LIFETIME 2045 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 113 | Pooled Separate Account | — | — | $383K | 6.8% | |
| Fidelity 500 Index Fund | Common Collective Trusts | — | — | $225K | 4.0% | |
| PRIN LIFETIME 2035 SEP ACT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 112 | Pooled Separate Account | — | — | $201K | 3.6% | |
| Principal Life Insurance Principal Fixed Income Guaranteed Option | Other securities | — | — | $185K | 3.3% | |
| PRIN LIFETIME 2040 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 078 | Pooled Separate Account | — | — | $95K | 1.7% | |
| Blackrock iShares MSCI EAFE International Index Fund | Common Collective Trusts | — | — | $79K | 1.4% | |
| PRIN LIFETIME 2030 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 077 | Pooled Separate Account | — | — | $51K | 0.9% | |
| JPMorgan US Value Fund | Other securities | — | — | $50K | 0.9% | |
| American Funds New World Fund Inc | Mutual Funds | — | — | $43K | 0.8% | |
| PRIN BLUE CHIP SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 133 | Pooled Separate Account | — | — | $42K | 0.8% | |
| (E) | Other securities | — | — | $42K | 0.8% | |
| Fidelity Mid Cap Index Fund | Common Collective Trusts | — | — | $37K | 0.7% | |
| Fidelity Small Cap Value Fund | Mutual Funds | — | — | $32K | 0.6% | |
| Goldman Sachs Goldman Sachs Inflation Protected Sec 58 Blackrock Mid-Cap Growth Equity Portfolio | Other securities | — | — | $27K | 0.5% | |
| American Funds American Balanced Fund | Mutual Funds | — | — | $23K | 0.4% | |
| PRIN LIFETIME 2025 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 111 | Pooled Separate Account | — | — | $19K | 0.3% | |
| Principal Global Principal LifeTime 2070 | Other securities | — | — | $19K | 0.3% | |
| PRIN LIFETM 2070 SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 179 | Pooled Separate Account | — | — | $19K | 0.3% | |
| (E) | Other securities | — | — | $16K | 0.3% | |
| T Rowe Price T Rowe Price Overseas Stock I Fund | Mutual Funds | — | — | $16K | 0.3% | |
| Fidelity Small Cap Index Fund | Common Collective Trusts | — | — | $13K | 0.2% | |
| First Eagle First Eagle Global Fund | Other securities | — | — | $11K | 0.2% | |
| PRIN REAL ESTATE SECS SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 095 | Pooled Separate Account | — | — | $8K | 0.1% | |
| Hood River Hood River Small-Cap Growth Fund | Other securities | — | — | $7K | 0.1% | |
| Blackrock Total Return Fund 571 Fidelity US Bond Index | Mutual Funds | — | — | $4K | <0.1% | |
| PRINCIPAL OVERSEAS SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 116 | Pooled Separate Account | — | — | $1K | <0.1% | |
| John Hancock John Hancock Disciplined Value Mid Cap | Other securities | — | — | $1K | <0.1% | |
| PRIN CORE FIX INC SEP ACCT-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 118 | Pooled Separate Account | — | — | $14 | <0.1% |
Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| UBS FINANCIAL SERVICES INC | 13-2638166 | — | INVESTMENT ADVISORY | $0 | — |
