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Original filing (PDF)20251006131944NAL0002088083001
OTR CAPITAL DBA OTR SOLUTIONS
Form 5500
FILING_RECEIVED
OTR SOLUTIONS 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
265
Accounts w/ balance
317
Plan assets (EOY)
$11.7M
Net assets (EOY)
$11.7M
How this plan invests
This plan
22 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 38 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for OTR CAPITAL DBA OTR SOLUTIONS.
Plan sponsor
Name
OTR CAPITAL DBA OTR SOLUTIONS
EIN
45-2395903
Address
1000 HOLCOMB WOODS PKWY BLDG 3 · SUITE 315-A · ROSWELL, GA · 30076
Phone
(678) 483-8163
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
BENNETT THRASHER
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $24K | — |
| RAYMOND JAMES & ASSOCIATES | 59-1237041 | — | NONE | $20K | — |
Investments
22 direct securities· $11.7M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $2.8M | 23.9% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 19 Vanguard Target Retirement Income Fund Vanguard 0 50 Vanguard 500 Index Inv Vanguard 0 | — | — | — | $1.7M | 14.6% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $1.5M | 12.8% | |
| Vanguard Growth Index Inv Vanguard 0 | — | — | — | $913K | 7.8% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $590K | 5.1% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $499K | 4.3% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $474K | 4.1% | |
| Vanguard Total Intl Stock Index Inv Vanguard 0 | — | — | — | $452K | 3.9% | |
| Vanguard Small-Cap Index Inv Vanguard 0 | — | — | — | $403K | 3.5% | |
| Vanguard Mid-Cap Index Inv Vanguard 0 | — | — | — | $395K | 3.4% | |
| Vanguard Target Retirement 2065 Fund Vanguard 0 | — | — | — | $388K | 3.3% | |
| Vanguard Emerging Mkts Stock Idx Inv Vanguard 0 | — | — | — | $387K | 3.3% | |
| Vanguard Total Stock Market Index Inv Vanguard 0 | — | — | — | $381K | 3.3% | |
| Vanguard Value Index Inv Vanguard 0 | — | — | — | $275K | 2.4% | |
| Vanguard Total Bond Market Index Inv Vanguard 0 | — | — | — | $214K | 1.8% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $118K | 1.0% | |
| Vanguard Interm-Term Bond Index Inv Vanguard 0 | — | — | — | $55K | 0.5% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $53K | 0.5% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $36K | 0.3% | |
| Vanguard Cash Reserves Federal MM Adm Vanguard 0 | — | — | — | $27K | 0.2% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $22K | 0.2% | |
| Vanguard Target Retirement 2070 Fund Vanguard 0 | — | — | — | $7K | <0.1% |
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