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Original filing (PDF)20251006161550NAL0009868002001
RUBICON TECHNOLOGIES, LLC
Form 5500
FILING_RECEIVED
RUBICON TECHNOLOGIES, LLC 401(K) PLAN
401(k) retirement plan
Active participants
248
Accounts w/ balance
403
Plan assets (EOY)
$14.3M
Net assets (EOY)
$14.2M
How this plan invests
This plan
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 55 bps in Schedule C fees — 90% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RUBICON TECHNOLOGIES, LLC.
Plan sponsor
Name
RUBICON TECHNOLOGIES, LLC
EIN
45-2257211
Address
950 EAST PACES FERRY RD · SUITE 2195 · ATLANTA, GA · 30326
Phone
(678) 697-2986
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Name
FUTUREPLAN FIDUCIARY SERVICES LLC
EIN
82-3719843
City
BOSTON, MA
Phone
(855) 711-5283
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SMITH & HOWARD, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS, | 13-3689044 | — | RECORDKEEPER | $30K | — |
| FUTUREPLAN BY ASCENSUS | 82-3719843 | — | RECORDKEEPER | $8K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY | 26-4310632 | — | INV ADVISORY -PL | $41K | — |
Trustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA TRUST COMPANY | 42-0947998 | — | TRUSTEE | $167 | — |
Investments
29 direct securities· $14.3M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BlackRock LifePath Index 2045 K | — | — | — | $1.6M | 11.2% | |
| Morgan Stanley Morgan Stanley Institutional Growth P | — | — | — | $1.3M | 8.8% | |
| Vanguard Growth Index Adm | — | — | — | $1.2M | 8.3% | |
| iShares S&P 500 Index Service | — | — | — | $1.0M | 7.3% | |
| BlackRock LifePath Index 2055 K | — | — | — | $1.0M | 7.2% | |
| Vanguard Mid Cap Index Adm | — | — | — | $719K | 5.0% | |
| Vanguard Small Cap Growth Index Admiral | — | — | — | $597K | 4.2% | |
| Vanguard Total Intl Stock Index Admiral | — | — | — | $576K | 4.0% | |
| Vanguard Small Cap Value Index Admiral | — | — | — | $560K | 3.9% | |
| BlackRock LifePath Index 2050 K | — | — | — | $556K | 3.9% | |
| Vanguard Value Index Adm | — | — | — | $545K | 3.8% | |
| American Funds American Funds American Balanced R5 | — | — | — | $529K | 3.7% | |
| Touchstone Global Touchstone Global ESG Equity A | — | — | — | $469K | 3.3% | |
| Invesco Diversified Dividend R5 | — | — | — | $455K | 3.2% | |
| Transamerica Stable Value Core Option | — | — | — | $378K | 2.7% | |
| Loomis Sayles Loomis Sayles Investment Grade Bond Ret Opt | — | — | — | $375K | 2.6% | |
| Parnassus Endeavor Institutional | — | — | — | $310K | 2.2% | |
| Vanguard FTSE Social Index Adm | — | — | — | $286K | 2.0% | |
| DFA US DFA US Social Core Equity 2 | — | — | — | $281K | 2.0% | |
| PIMCO Total Return ESG Instl | — | — | — | $239K | 1.7% | |
| BlackRock LifePath Index 2040 K | — | — | — | $238K | 1.7% | |
| American Funds American Funds EuroPacific Growth Ret Opt | — | — | — | $193K | 1.4% | |
| PGIM High Yield Z | — | — | — | $191K | 1.3% | |
| BlackRock LifePath Index 2035 K | — | — | — | $167K | 1.2% | |
| BlackRock LifePath Index 2060 K | — | — | — | $153K | 1.1% | |
| BlackRock LifePath Index 2030 K | — | — | — | $116K | 0.8% | |
| Participant loans Interest rates range from 5.25% to 10.50% | — | — | — | $105K | 0.7% | |
| BlackRock LifePath Index 2065 K | — | — | — | $86K | 0.6% | |
| BlackRock LifePath Index Retirement K | — | — | — | $41K | 0.3% |
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