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Original filing (PDF)20251014192141NAL0001771699001
THE REALREAL
Form 5500
FILING_RECEIVED
THE REALREAL 401(K) PLAN
401(k) retirement plan
Active participants
4,439
Accounts w/ balance
4,101
Plan assets (EOY)
$60.8M
Net assets (EOY)
$60.8M
How this plan invests
This plan
8 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 57 bps in Schedule C fees — 255% above peer band of 16 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for THE REALREAL.
Plan sponsor
Name
THE REALREAL
EIN
45-1234222
Address
55 FRANCISCO ST STE 600 · SAN FRANCISCO, CA · 94133
Phone
(415) 666-2816
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2G · Total participant-directed accounts
2J · 401(k) feature
2E · Profit-sharing
2S · Automatic enrollment
2T · Default investment account (QDIA)
2F · ERISA section 404(c)
3D · Pre-approved plan (master / prototype / VS)
2K · 401(m) arrangement
Audit & trust (Schedule H)
Auditor
APRIO LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $346K | — |
Investments
16 direct securities · 8 pooled funds· $60.8M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$57.3M
16 holdings
Common Collective Trust
$3.5M
8 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BLKRK LP IDX 2055 K Mutual funds | — | — | — | $11.4M | 18.8% | |
| BLKRK LP IDX 2050 K Mutual funds | — | — | — | $10.9M | 17.9% | |
| BLKRK LP IDX 2060 K Mutual funds | — | — | — | $9.3M | 15.2% | |
| BLKRK LP IDX 2045 K Mutual funds | — | — | — | $6.0M | 9.9% | |
| FID 500 INDEX Mutual funds | — | — | — | $5.5M | 9.1% | |
| BLKRK LP IDX 2035 K Mutual funds | — | — | — | $3.3M | 5.4% | |
| BLKRK LP IDX 2040 K Mutual funds | — | — | — | $3.1M | 5.0% | |
| BLKRK LP IDX 2065 K Mutual funds | — | — | — | $2.5M | 4.2% | |
| BLKRK LP IDX 2030 K Mutual funds | — | — | — | $2.0M | 3.3% | |
| Various maturity dates; interest * Participant loans rates from 4.25% to 10.50% - | — | — | — | $955K | 1.6% | |
| LARGE CAP GR III I1 GREAT GRAY TRUST COMPANY · EIN 38-7275327 / PN 001 | Common Collective Trust | — | — | $946K | 1.6% | |
| FID MID CAP IDX Mutual funds | — | — | — | $810K | 1.3% | |
| LARGE CP VALUE I1 GREAT GRAY TRUST COMPANY · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $734K | 1.2% | |
| TRP STABLE VALUE A T. ROWE PRICE TRUST COMPANY · EIN 52-1309931 / PN 001 | Common Collective Trust | — | — | $670K | 1.1% | |
| BLKRK LP IDX RTMT K Mutual funds | — | — | — | $630K | 1.0% | |
| FID INTL INDEX Mutual funds | — | — | — | $537K | 0.9% | |
| SMALL CAP VAL II I1 GREAT GRAY TRUST COMPANY · EIN 38-4097325 / PN 488 | Common Collective Trust | — | — | $352K | 0.6% | |
| MID CAP VALUE FEE I1 GREAT GRAY TRUST COMPANY · EIN 38-4139852 / PN 630 | Common Collective Trust | — | — | $285K | 0.5% | |
| FID SM CAP IDX Mutual funds | — | — | — | $252K | 0.4% | |
| SMALL CAP GR II I1 GREAT GRAY TRUST COMPANY · EIN 38-4126288 / PN 592 | Common Collective Trust | — | — | $199K | 0.3% | |
| INTL GR II FEE I1 GREAT GRAY TRUST COMPANY · EIN 38-4139842 / PN 619 | Common Collective Trust | — | — | $177K | 0.3% | |
| CORE PLUS BOND I1 GREAT GRAY TRUST COMPANY · EIN 38-4116854 / PN 515 | Common Collective Trust | — | — | $160K | 0.3% | |
| FID US BOND IDX Mutual funds | — | — | — | $83K | 0.1% | |
| FID GOVT MMKT Money market | — | — | — | $41K | <0.1% |
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