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Original filing (PDF)20251015114052NAL0004437601001
WORK'N GEAR LLC
Form 5500
FILING_RECEIVED
WORK'N GEAR 401(K) SAVINGS PLAN
401(k) retirement plan
Active participants
175
Accounts w/ balance
170
Plan assets (EOY)
$5.6M
Net assets (EOY)
$5.6M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for WORK'N GEAR LLC.
Plan sponsor
Name
WORK'N GEAR LLC
EIN
45-0472810
Address
10 FORBES ROAD · SUITE 300 WEST · BRAINTREE, MA · 02184
Phone
(781) 746-0145
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $18K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TWELVE POINTS WEALTH MANAGEMENT LL | 46-5061538 | — | ADVISOR | $15K | — |
Investments
25 direct securities· $5.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Admiral Shares Mutual Fund | — | — | — | $1.3M | 23.5% | |
| Vanguard Target Retirement 2025 Mutual Fund | — | — | — | $1.2M | 21.1% | |
| Vanguard Target Retirement 2020 Mutual Fund | — | — | — | $417K | 7.5% | |
| JPM Emerging Markets Equity R6 Mutual Fund | — | — | — | $310K | 5.6% | |
| Vanguard Target Retirement 2030 Mutual Fund | — | — | — | $285K | 5.1% | |
| Vanguard Target Retirement 2050 Mutual Fund | — | — | — | $277K | 5.0% | |
| Vanguard Mid-Cap Index Admiral Shares Mutual Fund | — | — | — | $259K | 4.7% | |
| Vanguard Small Cap Index Admiral Shares Mutual Fund | — | — | — | $219K | 3.9% | |
| Vanguard Target Retirement 2040 Mutual Fund | — | — | — | $187K | 3.4% | |
| GS Absolute Return Tracker Fund Mutual Fund | — | — | — | $160K | 2.9% | |
| Lord Abbett Short Duration Income Fund R6 Mutual Fund | — | — | — | $158K | 2.9% | |
| Vanguard Development Market Index Admiral Shares Mutual Fund | — | — | — | $150K | 2.7% | |
| Vanguard Target Retirement 2055 Mutual Fund | — | — | — | $125K | 2.2% | |
| Vanguard Target Retirement 2045 Mutual Fund | — | — | — | $113K | 2.0% | |
| Vanguard Target Retirement 2060 Mutual Fund | — | — | — | $92K | 1.7% | |
| Vanguard Target Retirement 2035 Mutual Fund | — | — | — | $84K | 1.5% | |
| Franklin Convertible Securities Fund Mutual Fund | — | — | — | $58K | 1.0% | |
| Fidelity Government Money Market Mutual Fund | — | — | — | $56K | 1.0% | |
| Participant Loans Interest Rates (4.25% - 9.50%) 0 | — | — | — | $41K | 0.7% | |
| Lazard Global Listed Infrastructure Portfolio Mutual Fund | — | — | — | $34K | 0.6% | |
| First Eagle Gold Fund Mutual Fund | — | — | — | $28K | 0.5% | |
| JPMorgan Core Plus Bond Fund Class R6 Mutual Fund | — | — | — | $14K | 0.2% | |
| Vanguard Target Retirement Income Mutual Fund | — | — | — | $4K | <0.1% | |
| DFA International Small Company Portfolio Mutual Fund | — | — | — | $2K | <0.1% | |
| C&S Preferred Securities and Income I Mutual Fund | — | — | — | $2K | <0.1% |
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