Original filing (PDF)20251021094810NAL0001051265001

Harlows School Bus Service

Name: Harlows School Bus Service — Form 5500 (2024)
Creator: Harlows School Bus Service
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

401(k) retirement plan · Harlows School Bus Service filed a Form 5500 for plan year 2024.

Signals · 2

No ERISA fidelity bondCorrective distributions issued

Active participants

Accounts w/ balance

Plan assets (EOY)

Net assets (EOY)

People on this filing

Janaya McCubbin signed Harlows School Bus Service's 2024 Form 5500 as plan administrator.

Janaya McCubbin — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

Harlows School Bus Service's EIN is 45-0392022.

EIN 45-0392022

Plan number 001

Plan year 2024

ACK ID 20251021094810NAL0001051265001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for Harlows School Bus Service from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

Harlows School Bus Service's plan includes profit-sharing, ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for HARLOWS SCHOOL BUS SERVICE.

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How this plan invests

This plan

23 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool. Based on 50% of scoring inputs for this filing.

Compliance & integrity

Total plan cost

n/a

Plan health

n/a

Vendor & structure

100

Knocking points off

Corrective distributions issued (likely failed ADP/ACP testing).
No ERISA fidelity bond reported.

Helping the score

Cost not scored — no comparable Schedule H expense data for this cohort.
Plan health not scored — no comparable participation/contribution data.

Plan sponsor

Name

HARLOWS SCHOOL BUS SERVICE

EIN

all filings

Address

1021 S 23RD ST STE A · BISMARCK, ND · 585046808

Phone

(701) 224-1767

Industry

Transportation & Warehousing

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2025-01-01

Tax period

2025-10-09

Filed

2025-10-21

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

No Schedule C providers reported

Investments

23 direct securities· $2.0M

Other securities

$1.1M

10 holdings

Mutual Funds

$844K

12 holdings

Bonds / Notes

$44K

1 holding

					% of plan
Macquarie Large Cap Growth Fund Class R Mutual Fund N/A	Other securities	—	—	$369K	18.9%
Fidelity Government Money Market Fund Daily Money Class Money Market Mutual Fund N/A	Mutual Funds	—	—	$330K	16.9%
Columbia Large Cap Enhanced Core Fund Class R Mutual Fund N/A	Other securities	—	—	$165K	8.4%
American Funds 2060 Target Date Retirement Mutual Fund N/A 949 American Funds American Mutual Fund Class R-3 Mutual Fund N/A	Mutual Funds	—	—	$157K	8.0%
T. Rowe Price U.S. Equity Research Fund R Class Mutual Fund N/A	Other securities	—	—	$127K	6.5%
Voya Intermediate Bond Fund Class R Mutual Fund N/A	Other securities	—	—	$71K	3.6%
American Funds 2035 Target Date Retirement Mutual Fund N/A	Mutual Funds	—	—	$67K	3.4%
Macquarie Mid Cap Income Opportunities Fund Class R Mutual Fund N/A	Other securities	—	—	$66K	3.4%
Carillon Eagle Mid Cap Growth Fund class I Mutual Fund N/A	Other securities	—	—	$62K	3.2%
BlackRock High Yield Bond Portfolio Class R Shares Mutual Fund N/A	Other securities	—	—	$59K	3.0%
American Funds 2040 Target Date Retirement Mutual Fund N/A	Mutual Funds	—	—	$59K	3.0%
Macquarie Small Cap Core Fund Class R Mutual Fund N/A	Other securities	—	—	$53K	2.7%
Goldman Sachs Inflation Protected Securities Mutual Fund N/A	Other securities	—	—	$51K	2.6%
Putnam Emerging Markets Equity Fund Class R Mutual Fund N/A	Mutual Funds	—	—	$50K	2.6%
American Funds EuroPacific Growth Fund Class R-3 Mutual Fund N/A	Mutual Funds	—	—	$49K	2.5%
BlackRock Advantage InternaƟonal Fund RShares Mutual Fund N/A	Other securities	—	—	$47K	2.4%
Notes receivables from participants Maturing 2025-2029 at interest rates of 8.75%-9.5% -	Bonds / Notes	—	—	$44K	2.3%
American Funds Mortgage Fund Class R-3 Mutual Fund N/A	Mutual Funds	—	—	$38K	1.9%
Putnam Small Cap Growth Fund Class R Mutual Fund N/A	Mutual Funds	—	—	$34K	1.7%
American Funds 2030 Target Date Retirement Mutual Fund N/A	Mutual Funds	—	—	$27K	1.4%
American Funds 2045 Target Date Retirement Mutual Fund N/A	Mutual Funds	—	—	$18K	0.9%
Putnam International Value Fund Class R Mutual Fund N/A	Mutual Funds	—	—	$14K	0.7%
American Funds 2025 Target Date Retirement Mutual Fund N/A	Mutual Funds	—	—	$2K	<0.1%