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Original filing (PDF)20251014100100NAL0001209235001
TFC, INC.
Form 5500
FILING_RECEIVED
TFC, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,340
Accounts w/ balance
1,499
Plan assets (EOY)
$81.6M
Net assets (EOY)
$81.6M
How this plan invests
This plan
16 pooled trusts
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TFC, INC..
Plan sponsor
Name
TFC, INC.
EIN
45-0361974
Address
201 40TH STREET SOUTHWEST · FARGO, ND · 58103
Phone
(701) 282-8425
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
2X · Other multiple-employer DC plan
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BELL BANK | 45-0283315 | — | NONE | $149K | — |
Investments
17 direct securities · 16 pooled funds· $81.5M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$65.2M
16 holdings
Uncategorized
$16.2M
17 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| BELL TARGET TODAY FUND BELL BANK · EIN 37-6541283 / PN 001 | Common Collective Trust | — | — | $8.1M | 9.9% | |
| BELL TARGET RETIREMENT 2050 FUND BELL BANK · EIN 61-6468478 / PN 001 | Common Collective Trust | — | — | $7.7M | 9.4% | |
| BELL TARGET RETIREMENT 2035 FUND BELL BANK · EIN 30-6351854 / PN 001 | Common Collective Trust | — | — | $7.4M | 9.0% | |
| BELL TARGET RETIREMENT 2045 FUND BELL BANK · EIN 30-6351855 / PN 001 | Common Collective Trust | — | — | $7.0M | 8.6% | |
| BELL TARGET RETIREMENT 2055 FUND5 BELL BANK · EIN 37-6541235 / PN 001 | Common Collective Trust | — | — | $6.5M | 8.0% | |
| BELL TARGET RETIREMENT 2040 FUND BELL BANK · EIN 35-7019612 / PN 001 | Common Collective Trust | — | — | $6.3M | 7.7% | |
| BELL TARGET RETIREMENT 2030 FUND BELL BANK · EIN 38-3903642 / PN 001 | Common Collective Trust | — | — | $6.2M | 7.6% | |
| BELL AGGRESSIVE GROWTH FUND BELL BANK · EIN 35-2315675 / PN 001 | Common Collective Trust | — | — | $4.6M | 5.6% | |
| BELL TARGET RETIREMENT 2060 FUND BELL BANK · EIN 36-7662154 / PN 001 | Common Collective Trust | — | — | $4.2M | 5.2% | |
| Vanguard 500 Index Admiral Fund Mutual fund N/A | — | — | — | $3.4M | 4.2% | |
| BELL MODERATE GROWTH BELL BANK · EIN 20-1146868 / PN 001 | Common Collective Trust | — | — | $3.2M | 3.9% | |
| Vanguard Information Technology Ind Adm Mutual fund N/A | — | — | — | $2.4M | 2.9% | |
| T. Rowe Price Instl Large Cap Core Growth Mutual fund N/A | — | — | — | $2.1M | 2.6% | |
| Vanguard Equity-Income Admiral Fund Mutual fund N/A | — | — | — | $1.7M | 2.1% | |
| FEDERATED CAPITAL PRESERVATION FUND FEDERATED INVESTORS TRUST COMPANY · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $1.5M | 1.9% | |
| BELL TARGET RETIREMENT 2065 FUND BELL BANK · EIN 84-6989280 / PN 001 | Common Collective Trust | — | — | $1.5M | 1.8% | |
| Notes receivable from participants Maturing 2025 - 2029 at interest rates of 4.25% - 9.50% - | — | — | — | $1.4M | 1.7% | |
| John Hancock Funds Disciplined Value Mutual fund N/A | — | — | — | $851K | 1.0% | |
| Vanguard Small Cap Value Index Admiral Fund Mutual fund N/A | — | — | — | $812K | 1.0% | |
| John Hancock III Disciplined Value R6 Mutual fund N/A | — | — | — | $755K | 0.9% | |
| BELL BALANCED FUND BELL BANK · EIN 20-1146941 / PN 001 | Common Collective Trust | — | — | $691K | 0.8% | |
| Vanguard Mid Cap Index Admiral Fund Mutual fund N/A | — | — | — | $559K | 0.7% | |
| American Funds Europacific GR R6 Fund Mutual fund N/A | — | — | — | $422K | 0.5% | |
| Vanguard Small Cap Growth Index Fund Mutual fund N/A | — | — | — | $404K | 0.5% | |
| JPMorgan Mid Cap Growth Fund Mutual fund N/A | — | — | — | $387K | 0.5% | |
| Driehaus Emerging Markets Growth Mutual fund N/A | — | — | — | $309K | 0.4% | |
| Dodge & Cox Income Fund Class X Mutual fund N/A | — | — | — | $306K | 0.4% | |
| Self-Directed Brokerage Account Common stock, money market deposit account, exchange traded funds N/A | — | — | — | $251K | 0.3% | |
| BELL MODERATE INCOME BELL BANK · EIN 20-1146969 / PN 001 | Common Collective Trust | — | — | $212K | 0.3% | |
| Dodge & Cox Global Bond Fund Class X Mutual fund N/A | — | — | — | $155K | 0.2% | |
| BELL INCOME FUND BELL BANK · EIN 35-2315676 / PN 001 | Common Collective Trust | — | — | $70K | <0.1% | |
| Eaton Vance Income Fund of Boston R6 Mutual fund N/A | — | — | — | $39K | <0.1% | |
| BELL TARGET RETIREMENT 2025 FUND BELL BANK · EIN 30-6351858 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |
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