Original filing (PDF)20251015172813NAL0005523713005

First Western Bank & Trust

Name: First Western Bank & Trust — First Western Bank &, Form 5500 (2024)
Creator: First Western Bank & Trust
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

First Western Bank & Trust 401(k)

401(k) retirement plan · First Western Bank & Trust's First Western Bank & Trust 401(k) held $43.7M in plan assets for 308 participants in 2024, with EPIC Retirement Plan Services as recordkeeper.

Signals · 2

Late participant contributions31% in single holding

Active participants

308

Accounts w/ balance

455

Plan assets (EOY)

$43.7M

Net assets (EOY)

$43.7M

How this plan invests

This plan

6 pooled trusts

Schedule D

36 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Top-tier plan health

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 1K (0% of contributions).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for FIRST WESTERN BANK & TRUST.

Plan sponsor

Name

FIRST WESTERN BANK & TRUST

EIN

45-0279825all filings

Address

900 SOUTH BROADWAY · PO BOX 1090 · MINOT, ND · 587021090

Phone

(701) 852-3711

Industry

Commercial Banking· Finance & Insurance

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

BRADY, MARTZ & ASSOCIATES P.C.

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

1 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EPIC RETIREMENT PLAN SERVICES	—	ST. LOUIS, MO	RECORDKEEPER	$47K	—

Investments

36 direct securities · 6 pooled funds· $43.7M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.

Common Collective Trust

$18.0M

6 holdings

Mutual Funds

$12.8M

18 holdings

Common Collective Trusts

$7.0M

7 holdings

Other securities

$5.6M

10 holdings

Common Stocks

$300K

1 holding

					% of plan
FWB REVOLUTION BALANCED FIRST WESTERN BANK & TRUST · EIN 45-0279825 / PN 000	Common Collective Trust	—	—	$13.6M	31.1%
Vanguard 500 Index Admiral Fund Mutual Fund	Common Collective Trusts	—	—	$4.1M	9.3%
Vanguard Target Retirement 2030 Fund Mutual Fund	Mutual Funds	—	—	$2.9M	6.7%
FWB REVOLUTION GROWTH FIRST WESTERN BANK & TRUST · EIN 45-0279825 / PN 000	Common Collective Trust	—	—	$2.1M	4.7%
Federated Hermes Government Obligations Fund Premier Mutual Fund	Other securities	—	—	$1.8M	4.1%
T Rowe Price Growth Stock Mutual Fund	Mutual Funds	—	—	$1.5M	3.3%
FWB REVOLUTION AGRESSIVE GROWTH FIRST WESTERN BANK & TRUST · EIN 45-0279825 / PN 000	Common Collective Trust	—	—	$1.5M	3.3%
Vanguard Target Retirement 2035 Fund Mutual Fund	Mutual Funds	—	—	$1.3M	3.0%
Vanguard Mid-Cap Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$1.3M	2.9%
Vanguard Target Retirement 2040 Fund Mutual Fund	Mutual Funds	—	—	$1.1M	2.5%
Columbia Dividend Income Fund Instl 3 Mutual Fund	Other securities	—	—	$896K	2.1%
Vanguard Information Technology Index Admiral Shares Mutual Fund	Mutual Funds	—	—	$872K	2.0%
Vanguard Wellington Fund Admiral Shares Mutual Fund	Mutual Funds	—	—	$827K	1.9%
Vanguard Capital Opportunity Fund Admiral Shares Mutual Fund	Mutual Funds	—	—	$788K	1.8%
Federated Hermes Kaufmann Fund IS Mutual Fund	Other securities	—	—	$733K	1.7%
FWB REVOLUTION MODERATE BALANCED FIRST WESTERN BANK & TRUST · EIN 45-0279825 / PN 000	Common Collective Trust	—	—	$720K	1.6%
Vanguard Small Cap Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$687K	1.6%
Vanguard Target Retirement 2055 Fund Mutual Fund	Mutual Funds	—	—	$604K	1.4%
Integrity Mid-North American Resources Fund A Mutual Fund	Other securities	—	—	$537K	1.2%
Vanguard Target Retirement 2045 Fund Mutual Fund	Mutual Funds	—	—	$507K	1.2%
Vanguard Target Retirement 2050 Fund Mutual Fund	Mutual Funds	—	—	$487K	1.1%
Vanguard High-Yield Corporate Fund Admiral Shares Mutual Fund	Mutual Funds	—	—	$484K	1.1%
Federated Hermes MDT Large Cap Value Fund SS Mutual Fund	Other securities	—	—	$422K	1.0%
Vanguard Health Care Fund Admiral Shares Mutual Fund	Mutual Funds	—	—	$358K	0.8%
Notes Receivable from Participants Promissory Notes - Interest rates -	Other securities	—	—	$354K	0.8%
Vanguard Target Retirement 2020 Fund Mutual Fund	Mutual Funds	—	—	$331K	0.8%
Vanguard Total Stock Market Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$320K	0.7%
Federated Hermes International Small-Mid Co IS Mutual Fund	Common Stocks	—	—	$300K	0.7%
Vanguard Total International Stock Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$287K	0.7%
Federated Hermes Corporate Bond Fund Mutual Fund	Other securities	—	—	$278K	0.6%
TCW MetWest Total Return Bond I Mutual Fund	Other securities	—	—	$270K	0.6%
Vanguard Target Retirement 2060 Fund Mutual Fund	Mutual Funds	—	—	$269K	0.6%
Vanguard Target Retirement Income Fund Mutual Fund	Mutual Funds	—	—	$258K	0.6%
Vanguard Small Cap Value Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$210K	0.5%
ClearBridge International Growth Fund Class I Mutual Fund	Other securities	—	—	$192K	0.4%
FWB REVOLUTION INCOME FIRST WESTERN BANK & TRUST · EIN 45-0279825 / PN 000	Common Collective Trust	—	—	$153K	0.3%
Vanguard Small Cap Growth Index Admiral Shares Mutual Fund	Mutual Funds	—	—	$135K	0.3%
Federated Hermes International Leaders Fund A Mutual Fund	Other securities	—	—	$134K	0.3%
Vangard Emerging Markets Stock Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$124K	0.3%
Vanguard Target Retirement 2065 Fund Mutual Fund	Mutual Funds	—	—	$122K	0.3%
FWB REVOLUTION INCOME OPPORTUNITY FIRST WESTERN BANK & TRUST · EIN 45-0279825 / PN 000	Common Collective Trust	—	—	$23K	<0.1%
Vanguard Target Retirement 2025 Fund Mutual Fund	Mutual Funds	—	—	$2K	<0.1%