Back to filter
Original filing (PDF)20250929100721NAL0011166737001
NORTHERN IMPROVEMENT COMPANY
Form 5500
FILING_RECEIVED
MCCORMICK INCORPORATED 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
299
Accounts w/ balance
289
Plan assets (EOY)
$41.9M
Net assets (EOY)
$41.9M
How this plan invests
This plan
1 pooled trust
Schedule D
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for NORTHERN IMPROVEMENT COMPANY.
Plan sponsor
Name
NORTHERN IMPROVEMENT COMPANY
EIN
45-0262344
Address
P.O. BOX 2846 · FARGO, ND · 581082846
Phone
(701) 277-1225
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
EIDE BAILLY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ASCENSUS | 45-0404698 | — | NONE | $72K | — |
| UBS FINANCIAL SERVICES INC | 13-2638166 | NEW YORK, NY | NONE | $43K | — |
Investments
31 direct securities · 1 pooled fund· $41.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$40.4M
31 holdings
Common Collective Trust
$1.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PIMCO Intl Bond (USDHedged) I Mutual Fund N/A 922 Vanguard 500 Index Adm Mutual Fund N/A | — | — | — | $6.0M | 14.3% | |
| AB Large Cap Growth Z Mutual Fund N/A | — | — | — | $5.7M | 13.7% | |
| American Funds Trgt Date Ret 2030 R6 Mutual Fund N/A | — | — | — | $5.2M | 12.3% | |
| American Funds New Perspective R6 Mutual Fund N/A | — | — | — | $2.4M | 5.7% | |
| American Funds Trgt Date Ret 2035 R6 Mutual Fund N/A | — | — | — | $2.1M | 5.0% | |
| American Funds Trgt Date Ret 2040 R6 Mutual Fund N/A | — | — | — | $2.1M | 5.0% | |
| American Funds Trgt Date Ret 2045 R6 Mutual Fund N/A | — | — | — | $1.7M | 4.1% | |
| WILMINGTON TRUST CIT III FOR METLIF WILMINGTON TRUST · EIN 26-0142858 / PN 094 | Common Collective Trust | — | — | $1.5M | 3.7% | |
| American Funds Trgt Date Ret 2020 R6 Mutual Fund N/A | — | — | — | $1.5M | 3.6% | |
| American Funds Trgt Date Ret 2025 R6 Mutual Fund N/A | — | — | — | $1.4M | 3.3% | |
| American Funds SMALLCAP World R6 Mutual Fund N/A | — | — | — | $1.4M | 3.2% | |
| American Funds Trgt Date Ret 2060 R6 Mutual Fund N/A | — | — | — | $1.3M | 3.1% | |
| American Funds Trgt Date Ret 2010 R6 Mutual Fund N/A | — | — | — | $1.2M | 2.9% | |
| American Funds Trgt Date Ret 2050 R6 Mutual Fund N/A | — | — | — | $1.1M | 2.6% | |
| American Funds American Balanced R6 Mutual Fund N/A | — | — | — | $1.0M | 2.4% | |
| ClearBridge International Growth IS Mutual Fund N/A | — | — | — | $940K | 2.2% | |
| American Funds New World R6 Mutual Fund N/A | — | — | — | $546K | 1.3% | |
| Vanguard Mid Cap Index Adm Mutual Fund N/A | — | — | — | $543K | 1.3% | |
| American Funds Trgt Date Ret 2055 R6 Mutual Fund N/A | — | — | — | $538K | 1.3% | |
| Loomis Sayles Invmt Grade Bond N Mutual Fund N/A | — | — | — | $495K | 1.2% | |
| Vanguard Small-Cap Index Adm Mutual Fund N/A | — | — | — | $483K | 1.2% | |
| Notes receivable from participants Maturing 2025 - 2029 at interest rates of 5.25% - 10.5% $ - | — | — | — | $463K | 1.1% | |
| Janus Henderson Enterprise N Mutual Fund N/A | — | — | — | $419K | 1.0% | |
| AB Small Cap Growth Portfolio Z Mutual Fund N/A | — | — | — | $358K | 0.9% | |
| Victory Sycamore Established Value I Mutual Fund N/A | — | — | — | $347K | 0.8% | |
| Vanguard Total Intl Stock Index Adm Mutual Fund N/A | — | — | — | $305K | 0.7% | |
| PIMCO Income Instl Mutual Fund N/A | — | — | — | $294K | 0.7% | |
| JPMorgan Equity Income R6 Mutual Fund N/A | — | — | — | $213K | 0.5% | |
| American Funds Trgt Date Ret 2015 R6 Mutual Fund N/A | — | — | — | $204K | 0.5% | |
| Calvert Short Duration Income R6 Mutual Fund N/A | — | — | — | $114K | 0.3% | |
| American Century Small Cap Value R6 Mutual Fund N/A | — | — | — | $69K | 0.2% | |
| Janus Henderson Global Equity Income N Mutual Fund N/A | — | — | — | $3K | <0.1% |
Related plans
Other plans using ASCENSUS
SUTTER MEDICAL GROUP, INC.
SUTTER MEDICAL GROUP 401(K) PROFIT SHARING PLAN
$1.0B · 1,247 participants
MUTUAL OF OMAHA INSURANCE COMPANY
MUTUAL OF OMAHA 401K RETIREMENT SAVINGS PLAN
$1.0B · 6,050 participants
NORTHEAST GEORGIA HEALTH SYSTEM, INC.
NORTHEAST GEORGIA HEALTH SYSTEM, INC. 401(K) RETIREMENT SAVINGS PLAN
$847.5M · 11,682 participants
GREYSTAR MANAGEMENT SERVICES, LLC.
GREYSTAR 401(K) PLAN
$757.4M · 20,689 participants
MUTUAL OF OMAHA INSURANCE COMPANY
MUTUAL OF OMAHA 401K LONG-TERM SAVINGS PLAN
$515.9M · 305 participants
DAVENPORT & COMPANY LLC
DAVENPORT & COMPANY LLC PROFIT SHARING PLAN
$416.4M · 510 participants
Similar-size Construction plans
THE BOARD OF TRUSTEES OF CENTRAL LABORERS' WELFARE FUND
CENTRAL LABORERS' WELFARE FUND
$41.6M · 1,994 participants
ADAMS CONSTRUCTION COMPANY
ADAMS CONSTRUCTION COMPANY EMPLOYEES 401(K) PLAN
$41.4M · 815 participants
REED AND REED
REED & REED RETIREMENT SAVINGS PLAN
$40.9M · 191 participants
OFTEDAL CONSTRUCTION, INC.
OFTEDAL CONSTRUCTION, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$43.1M · 109 participants
BOARD OF TRUSTEES LABORERS LOCAL 231 ANNUITY FUND
LABORERS LOCAL 231 ANNUITY FUND
$40.7M · 954 participants
BOARD OF TRUSTEES H&GL LOCAL UNIONS SAFETY, EDUCATION & TRAINING TR FD
HEAVY & GENERAL LABORERS' LOCAL UNIONS 472 & 172 SAFETY, EDUCATION AND TRAINING TRUST FUND
$43.3M · 7,670 participants
Large plans in North Dakota
SANFORD
SANFORD RETIREMENT SAVINGS PLAN
$3.6B · 33,144 participants
BORDER STATES INDUSTRIES, INC.
BORDER STATES INDUSTRIES, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$1.3B · 3,196 participants
SCHEELS ALL SPORTS, INC.
SCHEELS EMPLOYEE STOCK OWNERSHIP PLAN
$963.0M · 4,480 participants
KNIFE RIVER CORPORATION
KNIFE RIVER CORPORATION 401(K) RETIREMENT PLAN
$856.4M · 5,546 participants
BELL BANK
BELL AGGRESSIVE GROWTH FUND
$791.3M
MDU RESOURCES GROUP, INC.
MDU RESOURCES GROUP, INC. 401(K) RETIREMENT PLAN
$775.6M · 2,064 participants