Back to filter
Original filing (PDF)20251015093133NAL0008535266001
COLE PAPERS, INC.
Form 5500
FILING_RECEIVED
COLE PAPERS, INC. PROFIT SHARING PLAN
Defined-contribution retirement plan
Signals · 3
81% in single holding93% employer stockNo recordkeeper disclosed
Active participants
159
Accounts w/ balance
192
Plan assets (EOY)
$3.0M
Net assets (EOY)
$3.0M
How this plan invests
This plan
15 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
83
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
50
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Cole Papers, Inc. Common Stock Company common stock" is 81% of plan.
- 93% of plan in employer / sponsor stock.
- 62 bps in Schedule C fees — modestly above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COLE PAPERS, INC..
Plan sponsor
Name
COLE PAPERS, INC.
EIN
45-0129830
Address
1300 38TH ST N · FARGO, ND · 581022802
Phone
(701) 282-5311
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
Audit & trust (Schedule H)
Auditor
WIDMER ROEL PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALERUS FINANCIAL, N.A. | 45-6062081 | — | NONE | $10K | — |
| WIDMER ROEL, CPA'S | 45-0334950 | — | NONE | $9K | — |
Investments
15 direct securities· $3.0M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Cole Papers, Inc. Common Stock Company common stock | — | — | $296K | $2.4M | 80.6% | |
| TD Bank NA Interest bearing cash account 357 * Alerus Money Market Money market account | — | — | $113K | $113K | 3.8% | |
| Microsoft Corp Public company common stock | — | — | $20K | $67K | 2.3% | |
| Nvidia Corp Public company common stock | — | — | $20K | $56K | 1.9% | |
| Costco Wholesale Co Public company common stock | — | — | $18K | $55K | 1.9% | |
| Wisdomtree Floating Rate Exchange-traded fund | — | — | $46K | $47K | 1.6% | |
| Trane Technologies PLC Public company common stock | — | — | $27K | $34K | 1.1% | |
| Natural Resource Part LP Public company common stock | — | — | $24K | $33K | 1.1% | |
| Tecnoglass Inc Public company common stock | — | — | $28K | $32K | 1.1% | |
| Welltower Inc Public company common stock | — | — | $30K | $30K | 1.0% | |
| Mueller Inds Inc Public company common stock | — | — | $30K | $29K | 1.0% | |
| Alps Alerian MLP Exchange-traded fund | — | — | $20K | $29K | 1.0% | |
| Ryan Specialty Holdings Public company common stock | — | — | $25K | $23K | 0.8% | |
| iShares Tips Bond Exchange-traded fund | — | — | $24K | $20K | 0.7% | |
| iShares 20 Pls Year Exchange-traded fund | — | — | $8K | $5K | 0.2% |
Related plans
Other plans using ALERUS FINANCIAL, N.A.
EIDE BAILLY LLP
EIDE BAILLY LLP 401(K) PROFIT SHARING PLAN
$615.3M · 3,154 participants
JANE STREET GROUP, LLC
JANE STREET GROUP, LLC 401(K) PLAN
$521.4M · 1,728 participants
AVI SYSTEMS, INC.
AVI SYSTEMS, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$399.5M · 1,191 participants
THE AMERICAN SOCIETY FOR THE PREVENTION OF CRUELTY TO ANIMALS
ASPCA 401(K) RETIREMENT PLAN
$164.0M · 1,191 participants
NORAN NEUROLOGICAL CLINIC, P.A.
NORAN NEUROLOGICAL CLINIC, P. A. 401(K) PROFIT SHARING PLAN
$153.6M · 242 participants
PERFORMANCE CONTRACTORS, INC.
PERFORMANCE CONTRACTORS, INC. 401(K) SALARY SAVINGS PLAN
$131.6M · 4,376 participants
Similar-size Finance & Insurance plans
BOARD OF TRUSTEES - M.S.S.A. - I.L.A. VACATION PLAN
M.S.S.A. - I.L.A. VACATION PLAN
$3.0M · 430 participants
BOSTON PLASTERER'S & CEMENT MASONS SUPPLEMENTAL UNEMPLOYMENT BEN PLAN
BOSTON PLASTERERS' & CEMENT MASONS' LOCAL 534 SUPPLEMENTAL UNEMPLOYMENT BENEFIT FUND
$2.9M · 720 participants
INT'L UNION OF OPERATING ENGINEERS LOCAL 302
INTERNATIONAL UNION OF OPERATING ENGINEERS LOCAL 302 AND BRANCHES B, C, D AND RA SAVINGS PLAN
$2.9M · 51 participants
AKRON POLICE DEPARTMENT VOLUNTARY EMPLOYEE INSURANCE ASSOCIATION
AKRON POLICE DEPARTMENT VOLUNTARY EMPLOYEE INSURANCE ASSOCIATION
$2.9M · 360 participants
AGBENEFITS
AGBENEFITS
$2.9M · 649 participants
OBI RETIREE VOLUNTARY EMPLOYEE BENEFITS ASSOCIATION
OBI RETIREE BENEFIT PLAN
$2.9M
Large plans in North Dakota
SANFORD
SANFORD RETIREMENT SAVINGS PLAN
$3.6B · 33,144 participants
BORDER STATES INDUSTRIES, INC.
BORDER STATES INDUSTRIES, INC. EMPLOYEE STOCK OWNERSHIP PLAN
$1.3B · 3,196 participants
SCHEELS ALL SPORTS, INC.
SCHEELS EMPLOYEE STOCK OWNERSHIP PLAN
$963.0M · 4,480 participants
KNIFE RIVER CORPORATION
KNIFE RIVER CORPORATION 401(K) RETIREMENT PLAN
$856.4M · 5,546 participants
BELL BANK
BELL AGGRESSIVE GROWTH FUND
$791.3M
MDU RESOURCES GROUP, INC.
MDU RESOURCES GROUP, INC. 401(K) RETIREMENT PLAN
$775.6M · 2,064 participants