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Original filing (PDF)20251015121820NAL0004822129002
SPENCER FANE LLP
Form 5500
FILING_RECEIVED
SPENCER FANE RETIREMENT PLAN
401(k) retirement plan
Signals · 2
No recordkeeper disclosed9 service providers
Active participants
910
Accounts w/ balance
989
Plan assets (EOY)
$263.8M
Net assets (EOY)
$263.8M
How this plan invests
This plan
13 pooled trusts
Schedule D
42 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
98
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (5 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SPENCER FANE LLP.
Plan sponsor
Name
SPENCER FANE LLP
EIN
44-0561981
Address
1000 WALNUT, SUITE 1400 · KANSAS CITY, MO · 64106
Phone
(816) 474-8100
Industry
Law Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
3F · Sponsor used leased employees
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
9 rowsOther
9| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CREATIVE PLANNING LLC | 43-1270780 | — | NONE | $45K | — |
| MERITAGE PORTFOLIO MANAGEMENT | 48-1666063 | — | NONE | $20K | — |
| KRILOGY FINANCIAL LLC | 26-3835498 | — | NONE | $16K | — |
| SCHWAB RETIREMENT PLAN SERVICES INC | 34-1479833 | — | NONE | $13K | — |
| HILEY HUNT WEALTH | 46-0611958 | — | NONE | $10K | — |
| CANVAS WEALTH ADVISORS LLC | 84-1908421 | — | NONE | $10K | — |
| FISHER INVESTMENTS | 20-2480800 | — | NONE | $6K | — |
| TANGLEWOOD TOTAL WEALTH | 76-0624770 | — | NONE | $6K | — |
| CHARLES SCHWAB & CO INC | 94-1737782 | — | NONE | $3K | — |
Investments
25 direct securities · 13 pooled funds· $262.3M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$175.8M
25 holdings
Common Collective Trust
$78.8M
12 holdings
Pooled Separate Account
$7.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Self Directed Brokerage Accounts Self Directed Brokerage | — | — | — | $47.7M | 18.1% | |
| VANGUARD INSTITUTIONAL INDEX Registered Investment Company | — | — | — | $26.7M | 10.1% | |
| Harbor Capital Appreciation Fund Mutual Fund | — | — | — | $14.0M | 5.3% | |
| T. ROWE PRICE RET 2040 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 35-6941729 / PN 001 | Common Collective Trust | — | — | $13.9M | 5.3% | |
| T. ROWE PRICE RET 2035 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 36-7595013 / PN 001 | Common Collective Trust | — | — | $12.8M | 4.9% | |
| T. ROWE PRICE RET 2030 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 38-7010946 / PN 001 | Common Collective Trust | — | — | $12.6M | 4.8% | |
| American Balanced Fund R6 Mutual Fund | — | — | — | $12.1M | 4.6% | |
| Vanguard Primecap Fund Admiral Mutual Fund | — | — | — | $9.4M | 3.6% | |
| T. ROWE PRICE RET 2045 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 32-6199848 / PN 001 | Common Collective Trust | — | — | $9.1M | 3.5% | |
| T. ROWE PRICE RET 2025 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 37-6495447 / PN 001 | Common Collective Trust | — | — | $8.0M | 3.0% | |
| New York Life Anchor Account IV Pooled Separate Account (1) | — | — | — | $7.7M | 2.9% | |
| STABLE VALUE ACCOUNT NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 125 | Pooled Separate Account | — | — | $7.7M | 2.9% | |
| T. ROWE PRICE RET 2020 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 36-7594871 / PN 001 | Common Collective Trust | — | — | $7.2M | 2.7% | |
| MFS Value Fund R6 Mutual Fund | — | — | — | $7.0M | 2.7% | |
| Vanguard Small Cap Index Fund Instl Mutual Fund | — | — | — | $7.0M | 2.6% | |
| Vanguard Mid Cap Index Fund Instl Mutual Fund | — | — | — | $6.2M | 2.3% | |
| T. ROWE PRICE RET 2050 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 30-6303214 / PN 001 | Common Collective Trust | — | — | $6.1M | 2.3% | |
| VANGUARD TTL BOND MKT IDX ADM Registered Investment Company | — | — | — | $4.6M | 1.8% | |
| Vanguard Explorer Fund Admiral Mutual Fund | — | — | — | $3.9M | 1.5% | |
| T. ROWE PRICE RET 2015 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 35-6941654 / PN 001 | Common Collective Trust | — | — | $3.5M | 1.3% | |
| Metropolitan West Total Return Bond Fund P Mutual Fund | — | — | — | $3.5M | 1.3% | |
| American Beacon Sm Cap Value Fund R5 Mutual Fund | — | — | — | $3.3M | 1.3% | |
| VANGUARD TOT INTL STK IDX ADM Registered Investment Company | — | — | — | $3.3M | 1.2% | |
| Vanguard Total International Stock Index Fund Mutual Fund | — | — | — | $3.3M | 1.2% | |
| Europacific Growth Fund R6 Mutual Fund | — | — | — | $3.1M | 1.2% | |
| T. ROWE PRICE RET 2055 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 35-6941728 / PN 001 | Common Collective Trust | — | — | $3.0M | 1.1% | |
| Blackrock Mid Cap Growth Port Fund K Mutual Fund | — | — | — | $2.9M | 1.1% | |
| MFS Intl Intrinsic Value Fund R6 Mutual Fund | — | — | — | $2.4M | 0.9% | |
| Vanguard Inflation Protect Fund Admiral Mutual Fund | — | — | — | $2.1M | 0.8% | |
| Participant Loans (Interest rates range 4.00%-9.50%) | — | — | — | $1.8M | 0.7% | |
| T. ROWE PRICE RET 2060 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 47-1088316 / PN 001 | Common Collective Trust | — | — | $1.5M | 0.6% | |
| John Hancock Disciplined Value MCP Fund R6 Mutual Fund | — | — | — | $1.2M | 0.5% | |
| Vanguard High Yield Corp Fund Admiral Mutual Fund | — | — | — | $944K | 0.4% | |
| Principal Real Estate Sec Fund R6 Mutual Fund | — | — | — | $882K | 0.3% | |
| T. ROWE PRICE RET 2010 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 32-6199795 / PN 001 | Common Collective Trust | — | — | $603K | 0.2% | |
| PIMCO Global Bond Opps USD HDGD I Fund Mutual Fund | — | — | — | $546K | 0.2% | |
| T. ROWE PRICE RET 2005 ACTIVE TR T. ROWE PRICE TRUST COMPANY · EIN 61-6434302 / PN 001 | Common Collective Trust | — | — | $532K | 0.2% | |
| Victory Trivalent Intl Small Cap I Fund Mutual Fund | — | — | — | $255K | <0.1% |
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