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Original filing (PDF)20251009144230NAL0004004883002
TRUSTEES OF OPERATING ENGINEERS LOCAL 148 HEALTH
Form 5500
FILING_RECEIVED
OPERATING ENGINEERS LOCAL 148 HEALTH AND WELFARE TRUST
Health & welfare plan
Signals · 3
~2559 bps in Sched C feesNo recordkeeper disclosed7 service providers
Active participants
100
Accounts w/ balance
—
Plan assets (EOY)
$5.8M
Net assets (EOY)
$5.4M
How this plan invests
This plan
15 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 2559 bps in Schedule C fees — 4822% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TRUSTEES OF OPERATING ENGINEERS LOCAL 148 HEALTH.
Plan sponsor
Name
TRUSTEES OF OPERATING ENGINEERS LOCAL 148 HEALTH
DBA
AND WELFARE TRUST
EIN
43-6058032
Address
11000 LIN VALLE DRIVE · ST. LOUIS, MO · 63123
Phone
(314) 865-1300
Industry
Plumbing, Heating, AC Contractors· Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-09
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
Audit & trust (Schedule H)
Auditor
ANDERS MINKLER HUBER HELM LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
7 rowsOther
7| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| OPTUM RX INC. | 33-0441200 | — | NONE | $1.2M | — |
| OPERATING ENGINEERS LOCAL 148 | 37-0447914 | — | UNION HALL | $131K | — |
| MERITAIN HEALTH | 16-1264154 | — | NONE | $46K | — |
| BURR OAK CONSULTING LLC | 82-3420174 | — | NONE | $39K | — |
| ANDERS | 43-0831507 | — | NONE | $33K | — |
| SEGAL SELECT INSURANCE SERVICES INC | 46-0619194 | — | NONE | $25K | — |
| HAMMOND AND SHINNERS, PC | 43-1164305 | — | NONE | $18K | — |
Investments
15 direct securities· $5.3M(92% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Total Bond | — | — | $1.1M | $1.1M | 19.1% | |
| Vanguard Value ETF | — | — | $564K | $637K | 11.0% | |
| Vanguard Short Term | — | — | $613K | $612K | 10.6% | |
| Vanguard Intermediate | — | — | $594K | $595K | 10.3% | |
| Vanguard Short-Term Bond | — | — | $519K | $522K | 9.0% | |
| Vanguard FTSE Developed | — | — | $353K | $360K | 6.3% | |
| Vanguard Growth ETF | — | — | $259K | $331K | 5.7% | |
| Enterprise Checking | — | — | $188K | $188K | 3.3% | |
| Vanguard Small Cap Value | — | — | $164K | $184K | 3.2% | |
| Vanguard FTSE Emerging | — | — | $165K | $183K | 3.2% | |
| Vanguard Mid Cap Value | — | — | $141K | $160K | 2.8% | |
| Vanguard Real Estate | — | — | $141K | $147K | 2.6% | |
| Vanguard Small Cap | — | — | $94K | $110K | 1.9% | |
| Schwab Government Money | — | — | $109K | $109K | 1.9% | |
| Charles Schwab Bank | — | — | $36K | $36K | 0.6% |
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