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Original filing (PDF)20251008131719NAL0003032947001
LIGHTYEAR DEALER TECHNOLOGIES, LLC
Form 5500
FILING_RECEIVED
DEALERBUILT 401(K) PLAN
401(k) retirement plan
Signals · 1
~85 bps in Sched C fees
Active participants
121
Accounts w/ balance
176
Plan assets (EOY)
$4.4M
Net assets (EOY)
$4.4M
How this plan invests
This plan
1 pooled trust
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 85 bps in Schedule C fees — 64% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LIGHTYEAR DEALER TECHNOLOGIES, LLC.
Plan sponsor
Name
LIGHTYEAR DEALER TECHNOLOGIES, LLC
EIN
43-1929998
Address
1321 UPLAND DR. PMB 22449 · HOUSTON, TX · 77043
Phone
(800) 449-1914
Industry
Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
WHITLEY PENN LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCP RS BUYER CORP | 92-2862166 | — | RECORDKEEPER | $18K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRASATTI WEALTH PLANNING, LLC | 41-2230813 | — | ADVISOR | $20K | — |
Investments
26 direct securities · 1 pooled fund· $4.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$4.4M
26 holdings
Common Collective Trust
$12K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T. Rowe Price Retirement 2045 Fund | — | — | — | $1.1M | 23.8% | |
| T. Rowe Price Retirement 2055 Fund | — | — | — | $895K | 20.2% | |
| T. Rowe Price Retirement 2035 Fund | — | — | — | $832K | 18.8% | |
| Vanguard 500 Index Admiral | — | — | — | $339K | 7.7% | |
| Fidelity Contrafund | — | — | — | $334K | 7.6% | |
| T. Rowe Price Retirement 2025 Fund | — | — | — | $200K | 4.5% | |
| Vanguard Total Stock Market Index Admiral | — | — | — | $160K | 3.6% | |
| Vanguard Small Cap Index Admiral | — | — | — | $80K | 1.8% | |
| Vanguard Total International Stock Index Admiral | — | — | — | $76K | 1.7% | |
| Keeley Funds Small-Mid Cap Value I | — | — | — | $56K | 1.3% | |
| 9.50% with various due dates -0- | — | — | — | $53K | 1.2% | |
| Vanguard Real Estate Index Admiral | — | — | — | $44K | 1.0% | |
| Vanguard Total Bond Market Index Admiral | — | — | — | $41K | 0.9% | |
| Lord Abbett High Yield I | — | — | — | $40K | 0.9% | |
| Vanguard Mid Cap Index Admiral | — | — | — | $39K | 0.9% | |
| Value Line Capital Appreciation Institutional | — | — | — | $26K | 0.6% | |
| Brandywine Global Opportunities Bond Fund I | — | — | — | $25K | 0.6% | |
| Harbor Capital Harbor International Fund Institutional Class | — | — | — | $24K | 0.5% | |
| Macquarie Diversified Income Institutional | — | — | — | $15K | 0.3% | |
| Columbia Acorn International Fund Class A | — | — | — | $14K | 0.3% | |
| T. Rowe Price Retirement Balanced Fund | — | — | — | $13K | 0.3% | |
| Metlife Stable Value Fund | — | — | — | $12K | 0.3% | |
| RELIANCE METLIFE SERIES 25053-CL 0 RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $12K | 0.3% | |
| T. Rowe Price Retirement 2020 Fund | — | — | — | $7K | 0.2% | |
| Vanguard Short-Term Bond Index Admiral | — | — | — | $6K | 0.1% | |
| Homestead Value | — | — | — | $4K | <0.1% | |
| American Century Inflation Adjs Bond R5 | — | — | — | $2K | <0.1% |