Back to filter
Original filing (PDF)20250909072747NAL0042362946001
FREEMAN HEALTH SYSTEM
Form 5500
FILING_RECEIVED
FREEMAN EMPLOYEE SAVINGS PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
4,778
Accounts w/ balance
4,267
Plan assets (EOY)
$213.3M
Net assets (EOY)
$213.3M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 29 bps in Schedule C fees — 187% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for FREEMAN HEALTH SYSTEM.
Plan sponsor
Name
FREEMAN HEALTH SYSTEM
EIN
43-1704371
Address
1102 WEST 32ND STREET · JOPLIN, MO · 648043503
Phone
(417) 347-8900
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-09
Pension benefit codes
2L · 403(b)(1) annuity
2M · 403(b)(7) custodial accounts
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
2R · Participant-directed brokerage (SDBA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PENSION CONSULTANTS INC | 43-1685158 | — | CONSULTANT | $123K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | 35-1140070 | — | SERVICE PROVIDER | $462K | — |
| FORVIS, LLP | 44-0160260 | — | SERVICE PROVIDER | $28K | — |
Investments
31 direct securities· $213.3M(100% of reported assets)
Uncategorized
$203.1M
29 holdings
OTHER
$8.1M
1 holding
Mutual Funds
$2.0M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Large Cap Growth Index | — | — | — | $38.5M | 18.0% | |
| Fidelity Large Cap Value Index | — | — | — | $18.8M | 8.8% | |
| Stable Value Account *Lincoln Financial Group Lincoln Financial Group Stable Value Account | — | — | — | $18.5M | 8.7% | |
| Fidelity 500 Index | — | — | — | $16.1M | 7.6% | |
| Lazard International Strategic Equity Inst Shares | — | — | — | $12.0M | 5.6% | |
| Payden Corporate Bond Si Class | — | — | — | $11.5M | 5.4% | |
| Undiscovered Managers Undiscovered Managers Behavioral Value Class R6 | — | — | — | $9.1M | 4.3% | |
| Self Directed Brokerage Accounts Charles Schwab SDB Account | OTHER | — | — | $8.1M | 3.8% | |
| American Funds American Funds 2050 Target Date Retirement Class R6 | — | — | — | $7.7M | 3.6% | |
| Emerald Growth Class Inst | — | — | — | $7.6M | 3.5% | |
| American Funds American Funds 2040 Target Date Retirement Class R6 | — | — | — | $7.5M | 3.5% | |
| JPMorgan Mortgage Backed Securities Class R6 | — | — | — | $7.4M | 3.5% | |
| American Funds American Funds 2035 Target Date Retirement Class R6 | — | — | — | $7.2M | 3.4% | |
| American Funds American Funds 2030 Target Date Retirement Class R6 | — | — | — | $7.0M | 3.3% | |
| American Funds American Funds 2045 Target Date Retirement Class R6 | — | — | — | $5.7M | 2.7% | |
| American Funds American Funds 2055 Target Date Retirement Class R6 | — | — | — | $5.0M | 2.3% | |
| American Funds American Funds 2025 Target Date Retirement Class R6 | — | — | — | $4.5M | 2.1% | |
| American Funds American Funds 2060 Target Date Retirement Class R6 | — | — | — | $3.3M | 1.5% | |
| Artisan Partners Artisan High Income Inst Shares | — | — | — | $2.9M | 1.4% | |
| Participant Loans *Plan participants Participant loans, with interest rates of 4.25% to 9.50% | — | — | — | $2.6M | 1.2% | |
| Fidelity Mid Cap Growth Index | — | — | — | $2.3M | 1.1% | |
| Allspring Special Mid Cap Value | Mutual Funds | — | — | $2.0M | 1.0% | |
| RBC Global Asset Management RBC Emerging Markets Equity Class R6 | — | — | — | $1.5M | 0.7% | |
| American Funds American Funds 2020 Target Date Retirement Class R6 | — | — | — | $1.5M | 0.7% | |
| American Funds American Funds 2065 Target Date Retirement Class R6 | — | — | — | $1.3M | 0.6% | |
| American Funds American Funds 2010 Target Date Retirement Class R6 | — | — | — | $1.0M | 0.5% | |
| Vanguard Total Bond Market Index Adm | — | — | — | $950K | 0.4% | |
| Fidelity Small Cap Index | — | — | — | $920K | 0.4% | |
| American Funds American Funds 2015 Target Date Retirement Class R6 | — | — | — | $395K | 0.2% | |
| Cohen & Steers Cohen & Steers Real Estate Securities Inc Class Z | — | — | — | $264K | 0.1% | |
| American Funds American Funds 2070 Target Date Retirement Class R6 | — | — | — | $81K | <0.1% |
Related plans
Other plans using LINCOLN NATIONAL CORPORATION
JOHNSON AND JOHNSON
JOHNSON AND JOHNSON SAVINGS PLAN TRUST
$24.2B
THE NEW YORK-PRESBYTERIAN HOSPITAL
THE RETIREMENT SAVINGS PLAN
$4.8B · 50,152 participants
SENTARA HEALTH
SENTARA 403(B) SAVINGS PLAN
$3.7B · 30,766 participants
THE MEDICAL COLLEGE OF WISCONSIN, INC.
THE MEDICAL COLLEGE OF WISCONSIN, INC. RETIREMENT PLAN
$2.6B · 6,844 participants
MAINEHEALTH SERVICES
MAINEHEALTH 403(B) RETIREMENT PLAN
$2.5B · 23,826 participants
FROEDTERT THEDACARE HEALTH, INC.
FROEDTERT HEALTH, INC. 403(B) PLAN
$2.2B · 16,292 participants
Similar-size Health Care & Social Assistance plans
REID HOSPITAL & HEALTH CARE SERVICES, INC.
REID HOSPITAL & HEALTH CARE SERVICES 403(B) DEFINED CONTRIBUTION PLAN
$214.1M · 3,178 participants
NYU LANGONE HOSPITALS
NYU LANGONE HOSPITAL-BROOKLYN UFT RETIREMENT PLAN
$212.3M · 1,219 participants
FOUNDATION HEALTH PARTNERS
FOUNDATION HEALTH PARTNERS 401(K) PLAN
$211.9M · 1,911 participants
WELLSPAN CHAMBERSBURG HOSPITAL
THE CHAMBERSBURG HOSPITAL PENSION PLAN FOR UNION REPRESENTED EMPLOYEES
$216.1M · 1,131 participants
DOCTORS HOSPITAL AT RENAISSANCE
DOCTORS HOSPITAL AT RENAISSANCE 401(K) PLAN
$210.2M · 5,621 participants
NORTHSIDE HOSPITAL, INC.
GWINNETT HOSPITAL SYSTEM, INC. RETIREMENT PLAN
$216.7M · 737 participants
Large plans in Missouri
EDWARD D. JONES & CO., L.P.
EDWARD D. JONES & CO. PROFIT SHARING AND 401(K) PLAN
$12.4B · 50,491 participants
BAYER CORPORATION
BAYER CORPORATION SAVINGS AND RETIREMENT PLAN
$10.8B · 17,218 participants
ASCENSION HEALTH DBA ASCENSION HEALTHCARE
ASCENSION HEALTHCARE MASTER PENSION TRUST
$8.0B
BOARD OF TRUSTEES BOILERMAKER-BLACKSMITH NATIONAL
BOILERMAKER-BLACKSMITH NATIONAL PENSION TRUST
$7.5B · 27,660 participants
WASHINGTON UNIVERSITY IN ST. LOUIS
WASHINGTON UNIVERSITY RETIREMENT SAVINGS PLAN
$7.5B · 27,547 participants
EMERSON ELECTRIC COMPANY
EMERSON ELECTRIC CO. DEFINED CONTRIBUTION PLANS MASTER TRUST
$7.4B