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Original filing (PDF)20241010114651NAL0020014849001
ARCO BUSINESS SERVICES, INC.
Form 5500
FILING_RECEIVED
ARCO COMPANIES RETIREMENT PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
1,898
Accounts w/ balance
1,484
Plan assets (EOY)
$166.3M
Net assets (EOY)
$166.2M
How this plan invests
This plan
19 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 16 bps in Schedule C fees — 56% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ARCO BUSINESS SERVICES, INC..
Plan sponsor
Name
ARCO BUSINESS SERVICES, INC.
EIN
43-1615415
Address
8300 EAGER RD · STE 500 · BRENTWOOD, MO · 63144
Phone
(314) 963-0715
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-01-01
Tax period
2023-12-31
Filed
2024-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
RSM US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| JOHN HANCOCK RETIREMENT PLAN SERVIC | 01-0233346 | — | RETAINED BY EMPLOYER | $174K | — |
| MONETA GROUP | — | CLAYTON, MO | NONE | $85K | — |
Investments
19 pooled funds· $95.3M(57% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| SCHWAB INDEXED RET TR FD 2050 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 019 | Common Collective Trust | $16.8M | 10.1% |
| SCHWAB INDEXED RET TR FD 2030 CHARLES SCHWAB TRUST BANK · EIN 20-0937408 / PN 015 | Common Collective Trust | $12.4M | 7.4% |
| SCHWAB INDEXED RET TR FD 2040 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 017 | Common Collective Trust | $12.3M | 7.4% |
| RETIREMENT ADV AGRESSIVE FUND TD AMERITRADE TRUST CO · EIN 20-0937408 / PN 222 | Common Collective Trust | $12.1M | 7.3% |
| SCHWAB INDEXED RET TR FD 2060 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 023 | Common Collective Trust | $11.4M | 6.8% |
| WELLS FARGO BANK WELLS FARGO STABLE VALUE FD CL C · EIN 52-2250946 / PN 001 | Common Collective Trust | $4.4M | 2.7% |
| SCHWAB INDEXED RET TR FD 2020 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 013 | Common Collective Trust | $4.1M | 2.4% |
| RETIREMENT ADV MOD AGGRESSIVE FUND TD AMERITRADE TRUST CO · EIN 20-0937408 / PN 221 | Common Collective Trust | $4.0M | 2.4% |
| SCHWAB INDEXED RETIREMENT TRUST FUN CHARLES SCHWAB TRUST BANK · EIN 81-0625173 / PN 021 | Common Collective Trust | $4.0M | 2.4% |
| GLOBAL TR IRM CORE BD COLLECTIVE A INCOME RESEARCH & MANAGEMENT · EIN 37-6567224 / PN 001 | Common Collective Trust | $3.6M | 2.1% |
| SCHWAB INDEXED RETIREMENT TRUST FUN CHARLES SCHWAB TRUST BANK · EIN 81-0625172 / PN 018 | Common Collective Trust | $2.1M | 1.2% |
| RETIREMENT ADVOCATE MOD CONSERV FUN TD AMERITRADE TRUST CO · EIN 20-0937408 / PN 219 | Common Collective Trust | $2.1M | 1.2% |
| SCHWAB INDEXED RETIREMENT TRUST FUN CHARLES SCHWAB TRUST BANK · EIN 81-0625171 / PN 016 | Common Collective Trust | $1.8M | 1.1% |
| SCHWAB IDX RET TRUST 2025 I CHARLES SCHWAB TRUST BANK · EIN 81-0625172 / PN 014 | Common Collective Trust | $1.4M | 0.8% |
| RETIREMENT ADV MODERATE FUND TD AMERITRADE TRUST CO · EIN 20-0937408 / PN 220 | Common Collective Trust | $1.2M | 0.7% |
| SCHWAB INDEXED RET TR FD 2010 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 011 | Common Collective Trust | $641K | 0.4% |
| SCHWAB INDEXED RET TR FD 2065 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 024 | Common Collective Trust | $499K | 0.3% |
| RETIREMENT ADV CONSERVATIVE FUND TD AMERITRADE TRUST CO · EIN 20-0937408 / PN 218 | Common Collective Trust | $323K | 0.2% |
| SCHWAB INDEXED RETIREMENT TRUST FUN CHARLES SCHWAB TRUST BANK · EIN 81-0625170 / PN 012 | Common Collective Trust | $304K | 0.2% |