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Original filing (PDF)20250730084122NAL0009713506001
ZRG KALDI'S
Form 5500
FILING_RECEIVED
ZRG KALDI'S HEALTH PLAN
Health & welfare plan
Signals · 3
No auditor on fileNo recordkeeper disclosed8 service providers
Active participants
207
Accounts w/ balance
—
Plan assets (EOY)
—
Net assets (EOY)
—
Plan health score (directional)
75
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
60
Concentration risk
75
Total plan cost
75
Vendor stack
80
Participation health
100
Knocking points off
- No independent qualified public accountant (IQPA) named.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ZRG KALDI'S.
Plan sponsor
Name
ZRG KALDI'S
EIN
43-1613858
Address
PO BOX 782 · CAPE GIRARDEAU, MO · 63702
Phone
(575) 335-4856
Industry
Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
536
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-30
Welfare benefit codes
4A · Health (other than dental or vision)
4D · Dental
4E · Vision
Audit & trust (Schedule H)
Auditor
—
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
8 rowsBroker
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHAP ARNOLD INSURANCE | 43-1210557 | CAPE GIRARDEAU, MO | BROKER | $41K | — |
| GROUP BENEFIT SERVICES, INC. | 43-1770779 | SPRINGFIELD, MO | BROKER | $15K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GROUP BENEFIT SERVICES, INC. | 43-1770779 | SPRINGFIELD, MO | THIRD PARTY ADMINISTRATOR | $100K | — |
Insurance
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PACE UNDERWRITERS, LLC | 81-4888426 | CARROLLTON, TX | STOP LOSS INSURANCE | $307K | — |
Other
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MULTIPLAN | 13-3068979 | NEW YORK, NY | PPO NETWORK | $73K | — |
| DREXI, INC. | 46-4488538 | PHOENIX, AZ | PPO NETWORK | $24K | — |
| HEALTHLINK | 43-1364135 | COLUMBIA, MO | PPO NETWORK | $16K | — |
| MEDWATCH | 16-1662117 | TAMPA, FL | BILL REVIEW | $7K | — |
Investments
The Schedule of Assets is filed as a free-form PDF attachment on EFAST2; we parse these offline and coverage is partial (priority is the largest plans by EOY assets). This plan also reports no pooled (Schedule D) interests, so its holdings aren’t hidden on a master-trust filing. The line-item data lives on DOL EFAST2 under the same ACK_ID.
See Methodology > Data linkages for how Form 5500 / Schedule H / Schedule D / Schedule of Assets fit together.