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Original filing (PDF)20251008164728NAL0009795232001
AT&T INC.
Form 5500
FILING_RECEIVED
AT&T SAVINGS AND SECURITY PLAN
401(k) retirement plan
Signals · 4
31% in single holding15% employer stockNo recordkeeper disclosed12 service providers
Active participants
23,855
Accounts w/ balance
11,380
Plan assets (EOY)
$2.3B
Net assets (EOY)
$2.3B
How this plan invests
This plan
20 pooled trusts
Schedule D
64 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
78
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
72
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- Top holding "5,405,466 UNITS" is 31% of plan.
- 15% of plan in employer / sponsor stock.
- 9 bps in Schedule C fees — 77% above peer band of 5 bps.
- No recordkeeper disclosed on Schedule C.
- Only 48% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AT&T INC..
Plan sponsor
Name
AT&T INC.
EIN
43-1301883
Address
P.O. BOX 132160 · DALLAS, TX · 753132160
Phone
(210) 886-5920
Industry
Information / Tech / Mediasee all
Plan administrator
Name
AT&T SERVICES, INC.
EIN
74-2782655
City
DALLAS, TX
Phone
(210) 886-5920
Plan characteristics
Plan number
004
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2I · Stock bonus
2J · 401(k) feature
2K · 401(m) arrangement
2O · ESOP (non-leveraged)
2T · Default investment account (QDIA)
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
12 rowsTrustee
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE BANK OF NEW YORK MELLON | 13-5160382 | — | TRUSTEE | $97K | — |
Other
11| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FINANCIAL ENGINES, INC. | 77-0473565 | — | NONE | $836K | — |
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | NONE | $677K | — |
| AT&T INC. | 43-1301883 | — | PLAN SPONSOR | $126K | — |
| GOLDMAN SACHS ASSET MANAGEMENT | 04-3211048 | — | NONE | $114K | — |
| NEWPORT TRUST COMPANY | 27-4411131 | — | NONE | $60K | — |
| CEM BENCHMARKING | 98-0180257 | — | NONE | $27K | — |
| BLACKROCK FINANCIAL MANAGEMENT INC. | 94-3112180 | — | NONE | $22K | — |
| PWC US TAX LLP | 92-0460586 | — | NONE | $21K | — |
| AT&T SERVICES | 74-2782655 | — | PLAN SPONSOR | $13K | — |
| FLEISHMAN HILLARD INC | 43-1791685 | — | NONE | $9K | — |
| OPTAVISE LLC | 02-0677999 | — | NONE | $8K | — |
Investments
64 direct securities · 20 pooled funds· $3.8B(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.8B
63 holdings
Common Collective Trust
$1.6B
20 holdings
Common Stocks
$325.1M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| 5,405,466 UNITS | — | — | $5.4B | $670.4M | 29.6% | |
| EQUITY INDEX FUND F BLACKROCK INSTITUTIONAL TRUST CO., N.A. · EIN 94-3262720 / PN 001 | Common Collective Trust | — | — | $670.4M | 29.6% | |
| s * AT&T INC 14,275,427 SHARES | Common Stocks | — | $14.3B | $325.1M | 14.3% | |
| FUND F 2,609,189 UNITS | — | — | $2.6B | $317.9M | 14.0% | |
| EXTENDED EQUITY MARKET FUND F BLACKROCK INSTITUTIONAL TRUST CO., N.A. · EIN 94-3270116 / PN 001 | Common Collective Trust | — | — | $317.9M | 14.0% | |
| 4,595,829 UNITS | — | — | $4.6B | $204.7M | 9.0% | |
| US EQUITY MARKET FUND F BLACKROCK INSTITUTIONAL TRUST CO., N.A. · EIN 94-3219149 / PN 001 | Common Collective Trust | — | — | $204.7M | 9.0% | |
| 3,276,702 UNITS | — | — | $3.3B | $190.0M | 8.4% | |
| EAFE EQUITY INDEX FUND F BLACKROCK INSTITUTIONAL TRUST CO., N.A. · EIN 94-3358162 / PN 001 | Common Collective Trust | — | — | $190.0M | 8.4% | |
| INDEX FUND F 5,629,504 UNITS | — | — | $5.6B | $178.3M | 7.9% | |
| GOVERNMENT/CREDIT BOND INDEX FUND F BLACKROCK INSTITUTIONAL TRUST CO., N.A. · EIN 94-3273840 / PN 001 | Common Collective Trust | — | — | $178.3M | 7.9% | |
| Notes Receivable from Participants 4.25% - 10.50% | — | — | — | $56.3M | 2.5% | |
| ASSP FUND- 2030 US EQUITY FUNDS: 575,114 UNITS | — | — | $575.1M | $15.2M | 0.7% | |
| FIAM GROUP TARGET DATE DRE 2030 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 180 | Common Collective Trust | — | — | $15.2M | 0.7% | |
| Adjustment From Fair Value To Contract Value For Fully Benefit-Responsive Investment Contracts | — | — | — | $14.7M | 0.7% | |
| ASSP FUND- 2035 US EQUITY FUNDS: 451,756 UNITS | — | — | $451.8M | $13.4M | 0.6% | |
| FIAM GROUP TARGET DATE DRE 2035 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 181 | Common Collective Trust | — | — | $13.4M | 0.6% | |
| U S TREASURY NOTE 2.750% 07/31/2027 DD 07/31/22 | — | — | — | $10.5M | 0.5% | |
| FUND 8,873,013 UNITS | — | — | $8.9B | $8.9M | 0.4% | |
| U S TREASURY NOTE 4.875% 10/31/2028 DD 10/31/23 | — | — | — | $8.8M | 0.4% | |
| ASSP FUND- 2040 US EQUITY FUNDS: 252,140 UNITS | — | — | $252.1M | $7.9M | 0.3% | |
| FIAM GROUP TARGET DATE DRE 2040 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 182 | Common Collective Trust | — | — | $7.9M | 0.3% | |
| U S TREASURY NOTE 1.750% 01/31/2029 DD 01/31/22 | — | — | — | $7.5M | 0.3% | |
| DREYFUS GOVT CM BOLD 6 GSAM INT AGG | — | — | — | $7.2M | 0.3% | |
| ASSP FUND- 2025 US EQUITY FUNDS: 262,363 UNITS | — | — | $262.4M | $6.6M | 0.3% | |
| FIAM GROUP TARGET DATE DRE 2025 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 179 | Common Collective Trust | — | — | $6.6M | 0.3% | |
| U S TREASURY NOTE 2.625% 05/31/2027 DD 05/31/22 | — | — | — | $5.9M | 0.3% | |
| U S TREASURY NOTE 4.375% 05/15/2034 DD 05/15/24 | — | — | — | $5.0M | 0.2% | |
| COMMIT TO PUR FNMA SF MTG 2.000% 01/01/2055 DD 01/01/25 | — | — | — | $4.7M | 0.2% | |
| U S TREASURY NOTE 3.125% 08/31/2027 DD 08/31/22 | — | — | — | $4.4M | 0.2% | |
| ASSP FUND- 2020 US EQUITY FUNDS: 185,241 UNITS | — | — | $185.2M | $4.3M | 0.2% | |
| FIAM GROUP TARGET DATE DRE 2020 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 178 | Common Collective Trust | — | — | $4.3M | 0.2% | |
| U S TREASURY NOTE 2.875% 04/30/2029 DD 04/30/22 | — | — | — | $4.0M | 0.2% | |
| COMMIT TO PUR GNMA II JUMBOS 6.000% 01/20/2055 DD 01/01/25 | — | — | — | $4.0M | 0.2% | |
| U S TREASURY NOTE 4.125% 07/31/2028 DD 07/31/23 | — | — | — | $3.9M | 0.2% | |
| U S TREASURY NOTE 4.250% 02/28/2031 DD 02/29/24 | — | — | — | $3.7M | 0.2% | |
| U S TREASURY NOTE 1.875% 02/28/2029 DD 02/28/22 | — | — | — | $3.1M | 0.1% | |
| ASSP FUND- 2015 US EQUITY FUNDS: 131,610 UNITS | — | — | $131.6M | $3.0M | 0.1% | |
| FIAM GROUP TARGET DATE DRE 2015 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 177 | Common Collective Trust | — | — | $3.0M | 0.1% | |
| U S TREASURY NOTE 1.875% 02/28/2027 DD 02/28/22 | — | — | — | $3.0M | 0.1% | |
| COMMIT TO PUR GNMA II JUMBOS 5.500% 01/20/2055 DD 01/01/25 | — | — | — | $3.0M | 0.1% | |
| DREYFUS GOVT CM BOLD 6 GSAM 1-5 YR G/C | — | — | — | $2.6M | 0.1% | |
| COMMIT TO PUR GNMA II JUMBOS 2.500% 01/20/2055 DD 01/01/25 | — | — | — | $2.5M | 0.1% | |
| GNMA II POOL #0MA8347 4.500% 10/20/2052 DD 10/01/22 | — | — | — | $2.4M | 0.1% | |
| BX TRUST 2021-ARIA ARIA A 144A VAR RT 10/15/2036 DD 10/28/21 499 BANK OF AMERICA CORP VAR RT 02/07/2030 DD 02/07/19 | — | — | — | $2.4M | 0.1% | |
| Asset Allocation Funds * ASSP RET FUND US EQUITY FUNDS: 135,044 UNITS | — | — | $135.0M | $2.3M | 0.1% | |
| FIAM GROUP TARGET DATE DRE INCOME FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 174 | Common Collective Trust | — | — | $2.3M | 0.1% | |
| U S TREASURY NOTE 2.750% 04/30/2027 DD 04/30/22 | — | — | — | $2.3M | 0.1% | |
| FNMA POOL #0686026 VAR RT 04/01/2033 DD 04/01/03 7 FNMA POOL #0756359 VAR RT 12/01/2033 DD 12/01/03 24 FNMA POOL #0BM1523 VAR RT 07/01/2047 DD 07/01/17 71 JPMORGAN CHASE & CO VAR RT 04/22/2026 DD 04/22/20 | — | — | — | $2.2M | <0.1% | |
| FHLMC POOL #RA-5276 2.500% 05/01/2051 DD 05/01/21 | — | — | — | $2.0M | <0.1% | |
| COMMIT TO PUR FNMA SF MTG 6.000% 01/01/2055 DD 01/01/25 | — | — | — | $2.0M | <0.1% | |
| U S TREASURY BD CPN STRIP 0.000% 08/15/2029 DD 08/16/99 | — | — | — | $2.0M | <0.1% | |
| FNMA POOL #0FS1202 3.000% 09/01/2050 DD 03/01/22 | — | — | — | $2.0M | <0.1% | |
| COMMIT TO PUR FNMA SF MTG 5.000% 01/01/2055 DD 01/01/25 | — | — | — | $1.9M | <0.1% | |
| ASSP FUND- 2045 US EQUITY FUNDS: 51,918 UNITS | — | — | $51.9M | $1.6M | <0.1% | |
| FIAM GROUP TARGET DATE DRE 2045 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 183 | Common Collective Trust | — | — | $1.6M | <0.1% | |
| U S TREASURY NOTE 4.000% 12/15/2027 DD 12/15/24 | — | — | — | $1.6M | <0.1% | |
| ASSP FUND- 2010 US EQUITY FUNDS: 70,550 UNITS | — | — | $70.5M | $1.5M | <0.1% | |
| FIAM GROUP TARGET DATE DRE 2010 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 176 | Common Collective Trust | — | — | $1.5M | <0.1% | |
| FNMA POOL #0MA4158 2.000% 10/01/2050 DD 09/01/20 | — | — | — | $1.4M | <0.1% | |
| FNMA POOL #0CA6415 3.000% 07/01/2050 DD 06/01/20 | — | — | — | $1.4M | <0.1% | |
| U S TREASURY BOND 3.375% 11/15/2048 DD 11/15/18 | — | — | — | $1.4M | <0.1% | |
| FHLMC POOL #SD-7540 2.500% 05/01/2051 DD 04/01/21 | — | — | — | $1.4M | <0.1% | |
| FNMA POOL #0CA6988 2.500% 09/01/2050 DD 08/01/20 | — | — | — | $1.3M | <0.1% | |
| GNMA II POOL #0MA7768 3.000% 12/20/2051 DD 12/01/21 | — | — | — | $1.3M | <0.1% | |
| CIFC FUNDING 2018-II 3A A 144A VAR RT 07/18/2031 DD 07/20/18 863 DRYDEN 76 CLO LT 76A A1R2 144A VAR RT 10/15/2037 DD 08/28/24 | — | — | — | $1.3M | <0.1% | |
| SUMITOMO MITSUI FINANCIAL GROU 3.040% 07/16/2029 DD 07/16/19 | — | — | — | $1.3M | <0.1% | |
| U S TREASURY BD CPN STRIP 0.000% 11/15/2029 DD 02/15/00 | — | — | — | $1.3M | <0.1% | |
| JPMORGAN CHASE & CO VAR RT 07/24/2029 DD 07/24/23 758 MORGAN STANLEY VAR RT 07/17/2026 DD 07/20/22 230 PNC FINANCIAL SERVICES GROUP I VAR RT 06/12/2029 DD 06/12/23 | — | — | — | $1.3M | <0.1% | |
| METROPOLITAN LIFE GLOBAL 144A 4.850% 01/08/2029 DD 01/08/24 | — | — | — | $1.3M | <0.1% | |
| VISA INC 3.150% 12/14/2025 DD 12/14/15 | — | — | — | $1.2M | <0.1% | |
| TRUIST FINANCIAL CORP VAR RT 06/08/2027 DD 06/08/23 61 US BANCORP VAR RT 06/12/2029 DD 06/12/23 174 WELLS FARGO & CO VAR RT 04/30/2026 DD 04/30/20 396 U S TREASURY BD CPN STRIP 0.000% 02/15/2033 DD 02/15/06 | — | — | — | $1.2M | <0.1% | |
| UNITEDHEALTH GROUP INC 5.300% 02/15/2030 DD 10/28/22 | — | — | — | $1.2M | <0.1% | |
| INTERNATIONAL BANK FOR RECONST 0.500% 10/28/2025 DD 10/28/20 | — | — | — | $1.1M | <0.1% | |
| TRINITAS CLO XVIII 18A A1 144A VAR RT 01/20/2035 DD 12/17/21 | — | — | — | $1.1M | <0.1% | |
| FHLMC POOL #SD-0296 4.000% 03/01/2050 DD 03/01/20 | — | — | — | $1.0M | <0.1% | |
| COMMIT TO PUR FNMA SF MTG 6.500% 01/01/2055 DD 01/01/25 | — | — | — | $1.0M | <0.1% | |
| MF1 2021-FL6 LTD FL6 A 144A VAR RT 07/16/2036 DD 06/24/21 107 NASSAU 2018-II LTD IIA A 144A VAR RT 10/15/2031 DD 11/20/18 266 NORTHWOODS CAPITAL 27A A1 144A VAR RT 10/17/2034 DD 11/23/21 | — | — | — | $1.0M | <0.1% | |
| FIAM GROUP TARGET DATE DRE 2050 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 184 | Common Collective Trust | — | — | $433K | <0.1% | |
| FIAM GROUP TARGET DATE DRE 2055 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 185 | Common Collective Trust | — | — | $272K | <0.1% | |
| FIAM GROUP TARGET DATE DRE 2060 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 186 | Common Collective Trust | — | — | $257K | <0.1% | |
| FIAM GROUP TARGET DATE DRE 2065 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 209 | Common Collective Trust | — | — | $155K | <0.1% | |
| FIAM GROUP TARGET DATE DRE 2070 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 220 | Common Collective Trust | — | — | $13K | <0.1% | |
| FIAM GROUP TARGET DATE DRE 2005 FIDELITY INSTITUTIONAL ASSET MANAGEMENT TRUST CO. · EIN 20-4659714 / PN 175 | Common Collective Trust | — | — | $0 | <0.1% |